The Business Platinum Card® from American Express | CompareCards.com

The Business Platinum Card® from American Express

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Rates & Fees | Terms Apply
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The Business Platinum Card® from American Express

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Rates & Fees

Terms Apply

  • Regular Purchase APR 18.49% - 29.24% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $695
  • Credit Needed Good / Excellent
  • Card Brand American Express
  • Regular Purchase APR 18.49% - 29.24% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $695
  • Credit Needed Good / Excellent
  • Card Brand American Express

Highlights

  • Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
  • Unlock over $2,000 in statement credits with business and travel benefits annually* on the Business Platinum Card. Terms apply. Learn more. *After meeting qualifying spend thresholds
  • New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
  • New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
  • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
  • Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
  • 5X points on flights and prepaid hotels booked on AmexTravel.com
  • 1.5X points (that’s an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
  • 1X points on other eligible purchases
  • Use the Business Platinum Card® and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
  • $695 Annual Fee.
  • Terms Apply.
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Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

N/A

Penalty APR

29.99% Variable

Ongoing Information

Rewards Rate

Earn 5X points on flights and prepaid hotels booked on AmexTravel.com. Earn 1.5X points (that’s an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. Earn 1X points on other eligible purchases

Annual Fee

$695

Expert Reviews

From the CompareCards.com Editorial Team, updated on Jul 01, 2025

American Express is known by many customers for their selectivity and premium card membership perks. The Business Platinum Card® from American Express is no different, offering many services and perks and every card owner would want.

To start, there is an excellent Welcome Offer that allows cardholders to earn a large amount of Membership Points®: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. With the American Express Global Lounge Collection, cardholders will have access to 1,400 airport lounges.

However, the staggering annual fee of $695 is something you need to weigh when deciding if this card is right for you and your business.

To see rates & fees for The Business Platinum Card® from American Express please click here.


Expert Reviews of The Business Platinum Card® from American Express

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Business Platinum Card® from American Express is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should outweigh the $695 annual fee, depending on how you plan to use this card. To see rates & fees for The Business Platinum Card® from American Express, please click here.

The Good

Card members receive great travel perks like airport lounge access and a generous airline fee credits.

The Not so Good

This card isn’t for the non-traveler or the businessperson who’s strictly looking for working capital. Again, the annual fee is $695, but if your credit is good enough to get approved, the perks could really be worth it.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

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