The Business Platinum Card® from American Express
Reviews
Trusted & Secure
Empowering over
50,000,000 card holders
Since 2005
- Regular Purchase APR 19.24% - 27.24% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $695
- Credit Needed Excellent/Good
- Card Brand American Express
- Regular Purchase APR 19.24% - 27.24% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $695
- Credit Needed Excellent/Good
- Card Brand American Express
Highlights
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
- $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year for checked baggage fees, lounge day passes, and more at one selected airline.
- $189 CLEAR® Plus Credit: Use your Card and get up to $189 back per year on your CLEAR® Plus membership. CLEAR® lanes are available at 100+ airports, stadiums, and entertainment venues.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
Card Fees
None
N/A
N/A
29.99% Variable
Ongoing Information
5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
$695
Additional Card Details
No
No
Yes
Yes
Yes
Yes
Yes
No
Yes
Expert Reviews
From the CompareCards.com Editorial Team, updated on May 24, 2023
American Express is known by many customers for their selectivity and premium card membership perks. The Business Platinum Card® from American Express is no different, offering many services, perks and warranty extensions every card owner would want.
To start, there is an excellent Welcome Offer that allows cardholders to receive a large amount of Membership Points®. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. by making purchases within your first 3 months of Card Membership. American Express Platinum Card members have access to three complimentary airport lounge programs, and with the American Express Global Lounge Collection, cardholders will have access to almost any airport lounge in the world.
Cardholders can earn 1 point per dollar spent on eligible purchases and 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. With large purchases, cardholders can earn up to 1 million bonus points per year. However, staggering annual fee of $695 is something you need to weigh when deciding if this card is right for you and your business.
Expert Reviews of the The Business Platinum Card® from American Express
The Bottom Line
The Business Platinum Card® from American Express is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should outweigh the $695 annual fee, depending on how you plan to use this card.
The Good
Card members receive great travel perks like airport lounge access and bonus points on First and Business class flights. Additionally, card holders will enjoy purchase and return protection, extended warranty on purchases, and concierge service.
The Not so Good
This card isn’t for the non-traveler or the businessperson who’s strictly looking for working capital. Again, the annual fee is $695, but if your credit is good enough to get approved, the perks could really be worth it.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Consumer Reviews
OFFER RATING
/5.0
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