Top Credit Cards For Excellent Credit

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Do you have excellent credit? If so, it’s time to upgrade to a better rewards credit card. 

The banks are fighting harder than ever to win customers with excellent credit. Take advantage of your excellent credit today by getting a card that earns you more rewards. Our credit card experts have selected the top 10 credit card deals you can take advantage of right now: 

Citi® Diamond Preferred® Card

on Citibank's secure site

 

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4.3/5.0 from 350 Offer Ratings
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(350) Over the Past 60 Days!
Citi is the leader in long 0% intro interest periods. This card is perfect for people looking to get out of debt with an intro APR of 0% for 18 months on Balance Transfers. With this 0% intro APR, you can pay off your balance interest free for almost two years. If you have a big purchase, event or trip coming up, the Citi® Diamond Preferred® Card comes with an amazing 0% for 18 months on Purchases. That means you can take a full year to pay down your balance without worrying about interest piling up. Enjoy extra features that are usually only available on premium high-annual fee cards. Get free access to your FICO® score online. With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. This card has $0 annual fee.

Discover it® Cash Back

on Discover's secure site

 

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3.7/5.0 from 610 Offer Ratings
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(610) Over the Past 60 Days!
When it comes to cash-back credit cards the Discover it® Cash Back is in a league of its own. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Then, Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. That means, if you earn $300 in cash back in your first year, Discover will match it, making your total cash back for the year $600! Log into your Discover account each quarter to activate the 5% cash-back bonus. The popular spending categories include gas stations, wholesale clubs, grocery stores, restaurants and Amazon.com. With your first-year sign-up bonus, take home an incredible 10% cash back on category spending. Finance purchases with intro APR 0% for 14 months then, 11.99% - 22.99% Variable after that. Get all this for $0 annual fee.

Citi® Double Cash Card – 18 month BT offer

on Citibank's secure site

 

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5.0/5.0 from 295 Offer Ratings
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(295) Over the Past 60 Days!
The Citi® Double Cash Card – 18 month BT offer is prized by people who want to transfer high-interest debt. Citi offers you a lifeline with intro APR of 0% for 18 months on balance transfers. You’ll appreciate the steady stream of cash-back that comes with every purchase, every day. Earn Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. There are no categories to track, no caps on cash back and $0 annual fee. Pile your cash rewards onto your balance and say goodbye to your debt faster. Stop new high-interest charges from racking up with a balance transfer on this no hassle card.

Discover it® chrome

on Discover's secure site

 

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3.7/5.0 from 232 Offer Ratings
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(232) Over the Past 60 Days!
If you like 0% intro APR on purchases and balance transfers for over a year, no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment, the Discover it® chrome credit card comes with everything you want! Cardholders get an intro APR of 0% intro for 14 months on both purchases and balance transfers, then 11.99% - 22.99% variable. With the Discover it® chrome credit card you can earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. plus, earn unlimited 1% cash back on all other purchases – automatically. Rewards can be redeemed at any time and never expire. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. In addition to the host of cash back opportunities, this credit card also offers a free Credit Scorecard with FICO® Credit Score.

Citi Rewards+℠ Card

on Citibank's secure site

 

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4.2/5.0 from 260 Offer Ratings
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(260) Over the Past 60 Days!
Earn more points on every purchase (even the little ones). The Citi Rewards+℠ Card is the only card that automatically rounds up every purchase to the nearest 10 points. That means when you buy a $2 coffee, you’d earn 10 points back. You also get 10% points back for the first 100,000 ThankYou® Points redeemed per year. This attractive new rewards card from Citi includes long zero intro interest periods on both purchases and balance transfers and a nice sign-up bonus, all with $0 annual fee. Cardholders rake in Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases. There is a low spending requirement to earn the sign-up bonus. Get Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com. Take advantage of intro APR 0% for 15 months on purchases then 13.49% - 23.49% (Variable) and intro APR 0% for 15 months on balance transfers then 13.49% - 23.49% (Variable). Our take? This is a great everyday rewards card.

Capital One® Quicksilver® Cash Rewards Credit Card

on Capital One's secure site

 

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3.7/5.0 from 140 Offer Ratings
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(140) Over the Past 60 Days!
Get the best of both worlds with this generous card that offers both long 0% intro interest on purchases and rich cash back rewards. Take advantage of 0% intro on purchases for 15 months to give you breathing room to pay down your balance with no interest charges piling up. The standout feature on this incredible low interest card are the rich cash back rewards. You will earn cash on everything you buy, everywhere. Enjoy a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Earn an impressive 1.5% cash back on every purchase, every day. Get all this for $0 annual fee.

Chase Freedom Unlimited®

on Chase's secure site

 

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3.9/5.0 from 616 Offer Ratings

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Chase Freedom Unlimited® is one of the best cards on the market if you have excellent credit because of the rich cash-back rewards it offers. Earn unlimited 1.5% cash back on all purchases. and enjoy a sign-up bonus—Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. These three features mean that you can easily put cash back in your pocket on the purchases you’re already making every week.

Plus, you get flexibility with 0% Intro APR for 15 months on purchases. This is an enticing card offer with a long 0% intro APR period, and the cash-back gives you an extra savings boost. If you’re looking for a solid cash- back card Chase Freedom Unlimited® is an excellent pick.

Discover it® Miles

on Discover's secure site

 

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3.7/5.0 from 203 Offer Ratings
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(203) Over the Past 60 Days!
If you’re looking for travel rewards alongside 0% intro APR on purchases, you need to checkout the Discover it® Miles card. This card offers 0% intro for 14 months on purchases, with 11.99% - 22.99% Variable after that. This gives travelers the flexibility to pay off large purchases over a longer period of time, while earning miles on their purchases. This is a great travel credit card that also comes with no foreign transaction fees, no annual fee, and no late fee on your first late payment. When you use this card, you’ll earn 1.5 miles for every $1 spent. Add in the fact that Discover will match all the miles you’ve earned at the end of your first year, and you can see why it is one of the top travel cards. Did we mention that you can fly any airline, any time, with no blackout dates?

Chase Sapphire Preferred® Card

on Chase's secure site

 

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3.9/5.0 from 196 Offer Ratings
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(196) Over the Past 60 Days!
This five-star travel rewards card is easy to use and comes with one of the best sign up bonuses available. Start planning your next vacation now with help from this travel card sign-up bonus worth $750 when you redeem through Chase Ultimate Rewards®. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® Earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. Cash in points on hotels, airfare, and even car rentals or cruises with this flexible travel card. No blackout dates. Your points are worth 25% more when you book airfare, hotels or car rentals through the easy to use Chase Ultimate Rewards® travel portal. There are no foreign transaction fees. The annual fee is $95. You could easily earn more than that with the high rewards rate on this card.

Chase Sapphire Reserve®

on Chase's secure site

 

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4.3/5.0 from 45 Offer Ratings
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(45) Over the Past 60 Days!
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Those points are worth $750 in flexible travel rewards when you book through the Chase Ultimate Rewards® travel site. Book on any airline, at any hotel, with no blackout dates. The true ongoing value in this card is the ultra-high rewards rate on travel and dining, which can translate into hundreds of dollars in rewards. Earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. If you spend on dining and travel, you can earn hundreds of dollars in travel. Those points are worth 50% more when you book through Chase Ultimate Rewards®, a super easy to use travel portal to book airline flights, hotels or rental cars, with no travel restrictions and no blackout dates. There is a $550 annual fee. But, for the right person, this card can easily return that and more. This card comes with an extremely generous $300 travel credit that can be used as a statement credit for checked baggage fees, airline flights or hotel stays. In essence, the travel credit reduces the annual fee to $250. Plus, cardholders also get up to $100 application fee credit for Global Entry or TSA Pre✓®. There are no foreign transaction fees.