Top Credit Cards For Excellent Credit

Do you have excellent credit? If so, it’s time to upgrade to a better rewards credit card. 

The banks are fighting harder than ever to win customers with excellent credit. Take advantage of your excellent credit today by getting a card that earns you more rewards. Our credit card experts have selected the top 10 credit card deals you can take advantage of right now: 

Capital One® Quicksilver® Cash Rewards Credit Card

 

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3.7/5.0 from 3,252 Offer Ratings
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Get the best of both worlds with this generous card that offers one of the longest 0% intro interest periods available on both purchases and balance transfers and rich cash back rewards. Take advantage of 0% intro on purchases for 15 months to give you breathing room to pay down your balance with no interest charges piling up. Or, stop high interest charges with a balance transfer. This card comes with 0% intro on balance transfers for 15 months. The standout feature on this incredible low interest card are the rich cash back rewards. You will earn cash on everything you buy, everywhere. Enjoy a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Earn an impressive 1.5% cash back on every purchase, every day. Get all this for $0 annual fee.

Discover it® Balance Transfer

 

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The Discover it® Balance Transfer offers a blockbuster combination of 0% intro APR on purchases and balance transfers, with the opportunity to earn 10% cash back on category spending in your first year. Here’s how. Take home an extremely high Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. That means, if you earn $150 in cash back in your first year, Discover will match it, making your total cash back for the year $300! If you are looking to transfer high-interest debt, get 0% for 18 months on balance transfers, 13.49% - 24.49% Variable after that. Use the cash-back rewards to pay down your debt even faster! Enjoy added flexibility on purchases with an intro rate of 0% for 6 months, with $0 annual fee.

BankAmericard® credit card

 

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3.8/5.0 from 708 Offer Ratings
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If you want a break on interest, pay attention to this new and improved offer. Take advantage of one of the longest intro APR available on purchases and balance transfers with this $0 annual fee card. Finance a new purchase with generous 0% Introductory APR on purchases for 18 billing cycles then 14.49% - 24.49% Variable APR. That means no monthly interest charges will pile up during the promo period. Stop paying high interest charges with 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days then 14.49% - 24.49% Variable APR. That means your payments can go entirely toward reducing your debt for over a year. Regain control over your financial life and put time on your side to pay down debt faster. Unlike some other cards, there is no penalty APR. That means a late payment won’t automatically raise your interest rate. The balance transfer fee is either $10 or 3% of the amount of each transaction, whichever is greater. Get a better interest rate now with BankAmericard® credit card.

Discover it® Miles

 

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If you’re looking for travel rewards alongside 0% intro APR on purchases, you need to checkout the Discover it® Miles card. This card offers 0% intro APR on purchases for 14 months, with 13.49% - 24.49% Variable after that. This gives travelers the flexibility to pay off large purchases over a longer period of time, while earning miles on their purchases. This is a great travel credit card that also comes with no foreign transaction fees, no annual fee, and no late fee on your first late payment. When you use this card, you’ll earn 1.5 miles for every $1 spent. Add in the fact that Discover will match all the miles you’ve earned at the end of your first year, and you can see why it is one of the top travel cards. Did we mention that you can fly any airline, any time, with no black out dates?

Capital One® Venture® Rewards Credit Card

 

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3.8/5.0 from 586 Offer Ratings
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(586) Over the Past 60 Days!
This is one of the best cards for people who love to travel. This card earns you unlimited 2 Miles per dollar on every purchase, every day and comes with a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel. The annual fee is $0 intro for first year; $95 after that. The card allows you to fly any airline, stay at any hotel, anytime with no blackout dates — a real plus for last minute travel plans. It also has no foreign transaction fees and your Miles won't expire for the life of the account. All of these benefits make the Capital One® Venture® Rewards Credit Card a great fit for all travelers and even once-a-year vacations!

Discover it® Cash Back

 

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This cash rewards card comes with a unique sign up bonus unlike anything you’ve seen. At the end of your first year, Discover will match the cash back you’ve earned. This is the only credit card that will match your cash back at the end of the first year. So if you earned $200 in cash back from purchases in your first year, Discover will match it, making your total cash back for the year $400! The Discover it card earns 5% cash back at different places each quarter up to the quarterly maximum, each time you activate. The 5% cash back categories include things like gas, groceries, dining, and more! On top of the incredible rewards program, this card comes with 0% intro APR on purchases and balance transfers for 14 months, then 13.49% - 24.49% Variable after that. There is even no annual fee, no foreign transaction fees, and no late fee for your first late payment. This card is perfect for cash rewards, financing a big purchase, transferring your high interest debt, and avoiding bank fees to help you save money.

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.