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Most people pay for everyday expenses like groceries, gas, and dining out with cash or a debit card. By doing this, they are leaving money on the table. When you use the right credit card for these purchases you can generate some serious cash back.
Check out the list below and see which card matches your spending habits to maximize your cash back today.
When it comes to cash-back credit cards the Discover it® Cash Back is in a league of its own. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Then, Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. That means, if you earn $300 in cash back in your first year, Discover will match it, making your total cash back for the year $600! Log into your Discover account each quarter to activate the 5% cash-back bonus. The popular spending categories include gas stations, wholesale clubs, grocery stores, restaurants and Amazon.com. With your first-year sign-up bonus, take home an incredible 10% cash back on category spending. Finance purchases with intro APR 0% for 14 months then, 11.99% - 22.99% Variable after that. Get all this for $0 annual fee.
You will earn cash on everything you buy, everywhere with this card. The Capital One® Quicksilver® Cash Rewards Credit Card pays you unlimited 1.5% cash back on every purchase, every day. Earn cash in two ways. First, earn a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Second, you'll take home unlimited 1.5% cash back on every purchase, every day. Take advantage of 0% intro on purchases for 15 months to give you breathing room to pay it off with no interest piling up. Get the flexibility you deserve with your cash back rewards. There is no minimum for redeeming and cash back won't expire for the life of the account. $0 annual fee.
Chase Freedom Unlimited® is one of the best cards on the market because of the rich cash-back rewards it offers. Earn unlimited 1.5% cash back on all purchases. and enjoy an incredible sign-up bonus - Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. These three features mean that you can easily put cash back in your pocket on the purchases you’re already making every week. Plus, you get flexibility with 0% Intro APR for 15 months on purchases. This is an enticing card offer with a long 0% intro APR period, and the cash-back gives you an extra savings boost. If you’re looking for a solid cash-back card Chase Freedom Unlimited® is an excellent pick.
If you like 0% intro APR on purchases and balance transfers for over a year, no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment, the Discover it® chrome credit card comes with everything you want! Cardholders get an intro APR of 0% intro for 14 months on both purchases and balance transfers, then 11.99% - 22.99% variable. With the Discover it® chrome credit card you can earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. plus, earn unlimited 1% cash back on all other purchases – automatically. Rewards can be redeemed at any time and never expire. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. In addition to the host of cash back opportunities, this credit card also offers a free Credit Scorecard with FICO® Credit Score.