Pay 0 Interest Until Nearly 2022

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Banks are now offering incredibly long periods of 0% intro APR interest. If you’re carrying a balance on a high interest credit card or are looking to make a big purchase in the coming months, it’s time to switch cards and save money.

Our credit card experts hand selected the cards below because of their long 0% intro APR interest offers. There are credit cards that offer 0% interest until nearly 2022. That’s almost two years of no monthly interest charges piling up.

Compare these cards and discover which one is best for you.

Wells Fargo Platinum card

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 941 Offer Ratings
Over the Past 60 Days!

(941) Over the Past 60 Days!
Take control of your finances with the Wells Fargo Platinum card with one of the longest 0% intro APR offers on both purchases and balance transfers. This $0 annual fee card gives you long intro APR 0% for 18 months on qualifying balance transfers on balances transfers. If you only make the minimum payments on high-interest credit card debt, it could take years to pay it off. Using a card like this means every cent you pay during the intro period will go toward paying down your balance. If you are looking to make a big purchase, you will also get an extended intro APR 0% for 18 months on purchases with this card. Wells Fargo is one of the few card issuers to offer generous cell phone protection. This card offers up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card. This card gives you all the tools you need to save on interest.

Chase Freedom Unlimited®

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 520 Offer Ratings

(520)
This balance transfer card comes with a generous on-going cash-back rewards. Use that cash-back to pay down debt faster. The Chase Freedom Unlimited® offers a long 0% Intro APR for 15 months on balance transfers. Plus, you get flexibility with 0% Intro APR for 15 months on purchases. The standout features that sets this apart from some other low interest offers are the rich cash rewards with this 1.5% cash back offer. The balance transfer fee is 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5, then either $5 or 5% of the amount of each transfer, whichever is greater.. This is an enticing balance transfer offer, with a long 0% intro APR period. The cash-back gives you an extra boost and can help you reach your goal faster.

American Express Cash Magnet® Card – $150 Welcome Offer

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 381 Offer Ratings
Over the Past 60 Days!

(381) Over the Past 60 Days!
If you'd like to earn unlimited cash back on everything you buy with $0 annual fee, take a close look at this card. Start with a generous Welcome Offer: $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Take advantage of lengthy 0% intro APR on purchases and balance transfer while earning unlimited 1.5% cash back on your purchases. This fully loaded card comes with intro APR 0% on purchases for 15 months then 12.99%-23.99% Variable. Transfer your balance and whittle away at debt faster with intro APR 0% on balance transfers for 15 months then 12.99%-23.99% Variable. Every penny of your payment will trim your balance during the 0% intro interest period, with no monthly interest charges piling up. This card makes budgeting easy. The innovative repayment feature “Pay It Plan It™” allows you to pay for certain purchases of $100 or more in installments. You’ll appreciate the legendary American Express customer service and cardholder benefits which include extended warranty, car rental loss and damage insurance and purchase protection.

Blue Cash Everyday® Card from American Express

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 89 Offer Ratings
Over the Past 60 Days!

(89) Over the Past 60 Days!
If you want to earn generous cash back without an annual fee and you buy groceries and gas every week, this card is a perfect match. Get a generous Welcome Offer: $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Your rewards could add up fast when you earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores. 1% cash back on other purchases. Save on interest with intro purchase APR 0% on purchases for 15 months then 12.99%-23.99% Variable. Transfer high interest debt to this card with intro APR 0% on balance transfers for 15 months then 12.99%-23.99% Variable. This is a valuable $0 annual fee cash back card that rewards you for things you buy every day.

Chase Freedom®

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 364 Offer Ratings
Over the Past 60 Days!

(364) Over the Past 60 Days!
True to its name, this card offers freedom from monthly interest charges for well over a year, with a surprising cash-back twist. Rely on Chase Freedom® for 0% intro apr on purchases for 15 months. Break free from high-interest debt with 0% intro apr on balance transfers for 15 months. Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening. It gets even better. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases. This card offers a winning combination of one of the highest rates of cash-back available on rotating categories, extended 0% intro interest and $0 annual fee.

Wells Fargo Propel American Express® card

 

Rated 5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

5.0/5.0 from 341 Offer Ratings
Over the Past 60 Days!

(341) Over the Past 60 Days!
If you are hungry for rich travel and dining rewards with $0 annual fee, this card is worthy of your attention. Get one of the most generous sign-up bonuses available on a $0 annual fee card. Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value! Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases. You could save hundreds in dollars on interest with the generous 0% intro interest on purchases and balance transfers. Get intro APR 0% for 12 months on purchases and intro APR 0% for 12 months on qualifying balance transfers on balance transfers. The earning power on this card matches and exceeds some top premium rewards cards, without the annual fee. Wells Fargo stretches the traditional definition of travel to include items like homestays, gas stations, parking, tolls. If you are hungry for triple rewards points on one of the broadest definitions of dining, travel and transit and popular streaming services, this appealing offer is hard to pass up.

Citi Simplicity® Card - No Late Fees Ever

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 594 Offer Ratings
Over the Past 60 Days!

(594) Over the Past 60 Days!
Imagine getting almost two years with 0% intro interest on a balance transfer. Reshape your financial picture with this industry-leading low-interest card from Citi. For people who want to kick high-interest credit card debt to the curb, this is one of the best get-out-of-debt cards available. Transfer your high interest debt to this card with intro APR 0% for 21 months on Balance Transfers. Your payments will go directly to paying down your balance for nearly two years. That could save you hundreds of dollars in interest. Plus, you will get generous intro APR 0% for 12 months on Purchases. Citi keeps it simple. It’s the only card with no late fees, no penalty rate, and $0 annual fee. If you’re one to forget about a payment or two, this card is perfect for you.

Apply now for one of these top 0% intro APR cards and say goodbye to high monthly interest charges!