Previous Questions and Answers
Credit Cards > Business Credit
I am looking for a business credit card that gives good airline rewards. I will pay the credit card off monthly so not too worried about the interest rate. Which card do you recommend? Also some companies that I have to pay bills to do not accept cards. Can we get checks that work like the credit card?
- Asked Jan 1 , 2018
There are many business credit cards that also offer great rewards. Some, such as the Business Gold Rewards Card gives a business the ability to chose the area in which they would like to receive the most cash back! If your chief focus however is a business card with a great miles program, take a look at the Citi Business AAdvantage Card!
What is the best business card for balance transfer?
- Asked Jul 30 , 2017
The business credit card with the longest intro APR offer for balance transfers is the The Blue Business℠ Plus Credit Card from American Express, which offers 0% for 15 months. The Ink Business Cash℠ Credit Card offers 0% for 12 months and has a slightly better rewards rate, but 15 months is the longest balance transfer offer around for businesses. Both cards require excellent credit, but they both offer lost of cash back and no annual fee.
I have a credit score of about 600+ but it seems that I can not get a card. I need to buy supplies for my business. How can I get one? The fairs are coming up and I need $500.00 in products to sell.
- Asked Jun 27 , 2017
One great choice for a business credit card that is available for consumers with only fair/limited credit is the Capital One Spark Classic for Business.
What card would you suggest for a small business? I want to establish business credit / line of credit by using the business tax ID # ( LLC ) Thank you for your time, Christina
- Asked Dec 15 , 2016
Hello, I am looking to transfer my business card to a new business card and want to know what the best card would be for me as far as keeping interest rates low, and transfer fees free and/or low. Also, i would like to receive cash back rewards. My score is around 710. Thank you.
- Asked Jul 7 , 2016
The Chase Ink Cash for Business would be a great choice for you. This business credit card comes with 0% intro APR on balance transfers for 12 months and there is no annual fee. It is also an excellent cash back credit card that offers 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year and 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. You'll also earn 1% cash back on all other card purchases with no limit to the amount you can earn.
we need a business cc for our furniture store. we would like cash back rewards, no annual fee, and fraud protection (not liable if card is stolen) we do not have any cc debt right now. we also use QuickBooks, so we would like to be able to integrate with that. My credit score is 817 and I think my husbands is in the high 600's or low 700's. What credit card would you recommend.
- Asked Jul 6 , 2016
The Chase Ink Cash for Business is an exellent cash back credit card with no annual fee. You'll earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year and 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. You will even earn 1% cash back on all other card purchases with no limit to the amount you can earn. There is also a $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
I am a business owner in Texas and would would like one or more credit cards that will allow numerous employees to use the card and segregate each persons charges on the statement. I would also like to be able to down load the data into Quick books for accounting purpose. And finally I want to earn max points I can use for airfare. I do not want american express card. Thanks for your help. Bruce
- Asked May 2 , 2016
Hi Bruce. It sounds like the Capital One Spark Miles for Business would be the perfect card for you. This card earns 2x miles on every dollar you spend and allows you to redeem miles for purchases with any airline or hotel. The card comes with all the feautures you would expect out of any business credit card including employee cards and easy integration with Quickbooks.
I want a credit card for my business. What are the best options?
- Asked Mar 31 , 2016
Check out our best business credit cards page to see all of the options. If you're looking for a rewards card for your business, I'd recommend the Capital One Spark Cash for Business which gets an unlimited 2% cash back on all of your purchases. If you need a credit card for business financing, the Ink Cash for Business from Chase is a great choice. This card comes with 0% APR for 12 months on purchases.
I have a credit score of 563. I am currently writing a novel and need a small business credit card for supplies. Where can I get one, I live on SSI in the amount of $733.00 a month.
- Asked Mar 15 , 2016
With a credit score in the mid 500's it is going to tough for you to get approved for an unsecured credit card. If your business has established business credit, then check out our busines credit cards page to see all the best options. Of the cards you'll find there, the Capital One Spark Classic for Business is probably the easiest to get approved for.
I am considering applying for a business credit card, but I am not sure if I will qualify. What do I need to open up a business credit card account?
- Asked Jan 11 , 2015
Business credit card accounts are a great way to separate your personal and business expenses while earning valuable rewards. To open a business credit card account, all you need to do is to start any kind of business. In fact, you can apply for a business credit card in anticipation of launching any business including a modest, sole proprietorship such as a dog-walking service or just buying and selling items online.
If you have already incorporated your business, then you will be asked to supply your Employer Identification Number, or EIN. But if you are doing business a sole proprietor and don't have an EIN, you can use your Social Security Number instead. In either case, your approval will be based on your personal credit history, and you will always be responsible for repayment of your charges, regardless of the status of your business.