The Ultimate Guide to Credit Cards

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Additional User Information:

This is for people who want to get secondary cards for their accounts. If you want to give someone else permission to use your credit card, you will need to provide his or her name and/or their address, date of birth, or social security number.


Form example additional user information

Balance Transfer Information:

For credit cards that allow you to transfer a balance from one bank to another, you will be asked to provide the name of the bank, your account number, name associated with the account, and the total amount you want to transfer over.


Example of balance transfer information

Terms and Disclaimers:

This is a long list of terms that you’re agreeing to by completing the application. For mail-in applications, this will usually be on the back of the application or included separately in the envelope. For online applications, it will be accessible through the bank’s website, in other locations on the application and on the credit card information page.


Example of terms and disclaimers

This list represents general information you will need to provide on a credit card application.