College Finance 101: How to make it to graduation without student debt

College Students

College is definitely a time of discovery. You’re exposed to new ways of thinking and begin to form your own ideas about the world. Though it is absolutely a time to have some fun, it is also a time to be responsible with the adult decisions that will have a impact on the rest of your life.

This phase between being a teenager and an adult is hard for most people. Don’t fret if you find it stressful to be away from home. The stress of managing a budget, paying bills and making adult decisions can seem a bit overwhelming. For many, it is tempting to rack up debt now and worry about it later. This is the absolute worst thing you could do. College should be fun, but it’s also vital to focus on what lies ahead. Believe it or not, you have a future and a life after graduation that you should consider even with everything else on your plate right now.

While I was in college I watched many of my friends be carefree with their money. It was really tempting to do that too, especially with the stress of school mounting, but I recognized that working hard, getting out of school as fast as I could, and being mindful of my finances would put me in the best spot upon graduation.

Vikki Feggulis Utica College, 2013

It is not possible for every student to graduate from college debt free. However, it is crucial to make smart financial decisions while still in school to limit the financial burden as much as possible, as this will have a direct and lasting impact on your financial health for the rest of your life.

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