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Capital One QuicksilverOne Cash Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 22 Offer Ratings
Over the Past 60 Days!

(22) Over the Past 60 Days!
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on Capital One's secure site

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  • Regular Purchase APR 26.99% (Variable)
  • Annual Fee $39
  • Credit Needed Average/Fair/Limited
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Be automatically considered for a higher credit line in as little as 6 months
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn't expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

See additional details for Capital One QuicksilverOne Cash Rewards Credit Card

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Capital One Platinum Credit Card

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.1/5.0 from 11 Offer Ratings
Over the Past 60 Days!

(11) Over the Past 60 Days!
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on Capital One's secure site

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  • Regular Purchase APR 26.99% (Variable)
  • Annual Fee $0
  • Credit Needed Average/Fair/Limited
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Pay no annual fee
  • Be automatically considered for a higher credit line in as little as 6 months
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help build your credit through responsible use of a card like this

See additional details for Capital One Platinum Credit Card

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Petal® 2 Cash Back, No Fees Visa® Credit Card

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.2/5.0 from 16 Offer Ratings
Over the Past 60 Days!

(16) Over the Past 60 Days!
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on Petal's secure site

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  • Regular Purchase APR Variable APR between 12.99% - 26.99%
  • Annual Fee $0
  • Credit Needed Limited/Average/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments 
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back at select merchants
  • $500-$10,000 credit limits
  • Variable APRs 12.99%-26.99%
  • Build credit alongside tens of thousands of Petal card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

See additional details for Petal® 2 Cash Back, No Fees Visa® Credit Card

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AvantCard Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 19 Offer Ratings
Over the Past 60 Days!

(19) Over the Past 60 Days!
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on Avant's secure site

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  • Regular Purchase APR 24.99%* Variable APR
  • Annual Fee $59
  • Credit Needed Fair/Limited/Bad/Poor
  • Card Brand Mastercard®

Highlights

  • Fast and easy application process
  • No deposit required
  • No hidden fees
  • No penalty APR
  • Report to all three major credit bureaus
  • Zero fraud liability for unauthorized charges
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00
  • Late Fee up to $39

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Milestone® Gold Mastercard®

 

Rated 3/5 stars by our editorial team

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3.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!
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on Genesis FS Card Services's secure site

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  • Regular Purchase APR 24.9%
  • Annual Fee $35-$99, depending on creditworthiness*
  • Credit Needed Fair/Bad/Poor
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

See additional details for Milestone® Gold Mastercard®

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Credit One Bank® Platinum Visa®

 

Rated /5 stars by our editorial team

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Your Rating:

1.3/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!
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on Credit One Bank's secure site

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  • Regular Purchase APR 23.99% Variable
  • Annual Fee $39
  • Credit Needed Bad/Fair/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Show off your personality by selecting from a variety of card designs, a fee may apply
  • See additional Credit One Bank® Platinum Visa® details

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Discover it® Student Cash Back

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 49 Offer Ratings
Over the Past 60 Days!

(49) Over the Past 60 Days!
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on Discover's secure site

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  • Regular Purchase APR 12.99% - 21.99% Variable APR
  • Annual Fee $0
  • Credit Needed Fair/Limited
  • Card Brand Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends' recommendations.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.
  • See Rates & Fees

See additional details for Discover it® Student Cash Back

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Chase Freedom® Student credit card

 

Rated /5 stars by our editorial team

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Your Rating:

3.5/5.0 from 35 Offer Ratings
Over the Past 60 Days!

(35) Over the Past 60 Days!
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on Chase's secure site

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  • Regular Purchase APR 14.99% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $50 Bonus after first purchase made within the first 3 months from account opening
  • Earn 1% cash back on all purchases
  • No annual fee
  • $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • Free credit score with Chase Credit Journey

See additional details for Chase Freedom® Student credit card

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Surge Secured Mastercard®

 

Rated /5 stars by our editorial team

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Your Rating:

0.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
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on Celtic Bank's secure site

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  • Regular Purchase APR 19.99% Variable
  • Annual Fee $69
  • Credit Needed Bad/Poor
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Initial refundable deposit of $300 becomes your credit limit
  • 1% Cash Back rewards on every purchase
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard is accepted
  • Mastercard Zero Liability Protection (subject to Mastercard guidelines)
  • Checking Account Required

See additional details for Surge Secured Mastercard®

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Indigo® Platinum Mastercard®

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.3/5.0 from 8 Offer Ratings
Over the Past 60 Days!

(8) Over the Past 60 Days!
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on Genesis FS Card Services's secure site

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  • Regular Purchase APR 24.90%
  • Annual Fee $0 - $99
  • Credit Needed Good/Fair
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.

See additional details for Indigo® Platinum Mastercard®

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Destiny Mastercard®

 

Rated 2.5/5 stars by our editorial team

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Your Rating:

3.6/5.0 from 14 Offer Ratings
Over the Past 60 Days!

(14) Over the Past 60 Days!
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on Genesis FS Card Services's secure site

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Highlights

  • Click "APPLY NOW" to apply online
  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus

See additional details for Destiny Mastercard®

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First PREMIER® Bank Credit Card

 

Rated 2/5 stars by our editorial team

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Your Rating:

2.7/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!
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on First PREMIER® Bank's secure site

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  • Regular Purchase APR See Issuer Website
  • Annual Fee See Issuer Website
  • Credit Needed Poor/Bad
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you’re approved!
  • YOU’RE NOT ALONE - As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs and is there for those who may be denied by other issuers.
  • Manageable credit limit, manageable payment, meant to fit your budget
  • *Build credit by keeping your balance low and paying all your bills on time every month.

See additional details for First PREMIER® Bank Credit Card

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First PREMIER® Bank Mastercard® Credit Card

 

Rated 2/5 stars by our editorial team

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Your Rating:

2.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
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on First PREMIER® Bank's secure site

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  • Regular Purchase APR See Issuer Website
  • Annual Fee See Issuer Website
  • Credit Needed Bad/Poor
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Choose which account management options are right for you.
  • Build credit with First PREMIER*
  • Fill out an application and know in 60 seconds if you’re approved!
  • YOU’RE NOT ALONE - As the 12th largest issuer of Mastercard credit cards, First PREMIER Bank understands customer needs and is there for those who may be denied by other issuers.
  • Manageable credit limit, manageable payment, meant to fit your budget
  • *Build credit by keeping your balance low and paying all your bills on time every month.

See additional details for First PREMIER® Bank Mastercard® Credit Card

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Credit One Bank® Platinum Rewards Visa

 

Rated /5 stars by our editorial team

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Your Rating:

3.2/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!
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on Credit One Bank's secure site

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  • Regular Purchase APR 23.99% Variable
  • Annual Fee $95
  • Credit Needed Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges     
  • Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply 
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • See additional Credit One Bank® Platinum Rewards Visa details

See additional details for Credit One Bank® Platinum Rewards Visa

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Discover it® Student chrome

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 18 Offer Ratings
Over the Past 60 Days!

(18) Over the Past 60 Days!
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on Discover's secure site

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  • Regular Purchase APR 12.99% - 21.99% Variable APR
  • Annual Fee $0
  • Credit Needed Fair/Limited
  • Card Brand Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends' recommendations.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.
  • See Rates & Fees

See additional details for Discover it® Student chrome

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Petal® 1 No Annual Fee Visa® Credit Card

 

Rated /5 stars by our editorial team

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Your Rating:

0.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
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on Petal's secure site

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  • Regular Purchase APR Variable APR between 19.99% - 29.49%
  • Annual Fee $0
  • Credit Needed Limited/Poor/Average
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $0 Annual Fee
  • $500-$5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we’ll create your Cash Score instead.
  • 2%-10% cash back at select merchants
  • Variable APRs 19.99%-29.49% APR 
  • No annual or foreign transaction fees. 
  • Build credit alongside tens of thousands of Petal card members
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

See additional details for Petal® 1 No Annual Fee Visa® Credit Card

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Aspire® Cash Back Reward Card

 

Rated /5 stars by our editorial team

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Your Rating:

0.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
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on Aspire's secure site

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  • Regular Purchase APR 29.99% Variable
  • Annual Fee See Terms
  • Credit Needed Fair
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • With the Aspire® Mastercard® Credit Card, you earn 3% cash back reward on Gas, Groceries and Utility Payments
  • Earn 1% cash back reward on all other purchases
  • Up to $1,000 credit limit subject to credit approval
  • Pre-qualify without impacting your credit score
  • No deposits or program fee
  • Free access to your Vantage 3.0 score from Equifax*
  • Simple Secure Online Application
  • Unsecured Mastercard®

See additional details for Aspire® Cash Back Reward Card

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Revvi Card

 

Rated /5 stars by our editorial team

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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
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on MRV Banks's secure site

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  • Regular Purchase APR 34.99%
  • Annual Fee $75 1st year, $48 after
  • Credit Needed Poor - Fair
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Fast and easy application; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Reports monthly to all three major credit bureaus
  • $300 credit limit (subject to available credit)
  • Checking account required
  • Don’t need perfect credit to apply

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Merrick Bank Double Your Line™ Platinum Visa® Credit Card

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 6 Offer Ratings
Over the Past 60 Days!

(6) Over the Past 60 Days!
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on Merrick Bank's secure site

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  • Regular Purchase APR 19.45% to 28.45% *Variable
  • Annual Fee $0 - $72
  • Credit Needed Good/Fair/Limited
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Credit lines range from $500-$1,350 which double to $1,000-$2,700 after your account qualifies. No security deposit required.
  • Double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.
  • See if you are pre-approved within minutes, without affecting your credit score.
  • Build or rebuild your credit. As you pay your bill every month, we report to all three major credit reporting agencies.
  • Get 100% U.S.-based customer service & get your FICO® Credit Score for free each month
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.

See additional details for Merrick Bank Double Your Line™ Platinum Visa® Credit Card

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.


Credit Card Offers for Fair Credit

If you have fair credit, or have had some credit history dings or other problems but are not yet in the bad credit category, then you should be able to apply for and get a credit card for fair credit. Those with bad credit generally have no choice but to apply for a secured or prepaid card, but in your case having average or fair credit qualifies you to be responsible for adhering to a credit limit and carrying a balance over from one month to the next if you decide to do that. That also means that you’ll have a great chance to improve your credit score and credit history – which will entitle you to even better rates, credit cards, and cardholder privileges.

It’s a good idea to shop for a good credit card with the most manageable fees and interest rates, because that will make it much easier for you to manage your budget and card payments. Cards with no annual fee, for example, are cheaper – and so are ones that have a lower APR. Use the info in the reviews in this section – and crunch the numbers using this site’s credit card calculators and other tools – to help you make a wise pick of the best credit cards for fair credit. FICO ranges for fair or average credit typically range from 620 to 680.

Try to use not more than 25-30% of your allowed limit each month, because that will look better on your credit report. Soon you may be offered a higher credit limit and as your credit score rises from fair to good it will be possible to shop for even more attractive and competitive interest rate card.

Disclaimer: FICO scores are used to represent the creditworthiness of a person and may be one indicator of the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

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