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Chase Sapphire Preferred® Card

 

Rated 4/5 stars by our editorial team

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3.8/5.0 from 289 Offer Ratings
Over the Past 60 Days!

(289) Over the Past 60 Days!
  • Bonus Rewards 60,000 bonus points
  • Rewards Rate 2X points on travel and dining
  • Bonus Perks 1:1 point transfer to leading airline and hotel loyalty programs
  • Annual Fee $95
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel

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Capital One® Venture® Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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3.8/5.0 from 437 Offer Ratings
Over the Past 60 Days!

(437) Over the Past 60 Days!
  • Bonus Miles One-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Rewards Rate 2 Miles per dollar on every purchase, every day
  • Hotel Bonus Rewards Earn unlimited 10x miles on hotels when you pay with your Venture card at hotels.com/venture
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named 'The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

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Capital One® Quicksilver® Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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3.7/5.0 from 3,034 Offer Ratings
Over the Past 60 Days!

(3,034) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
  • Intro APR 0% for 15 Months on Purchases and Balance Transfers
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.74%-25.74% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.74%-25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

See additional details for Capital One® Quicksilver® Cash Rewards Credit Card

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Discover it® Cash Back

 

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3.7/5.0 from 213 Offer Ratings
Over the Past 60 Days!

(213) Over the Past 60 Days!
  • Cashback Match™ Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*
  • EARN Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Redeem Any amount, any time. Cash back rewards never expire*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

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Discover it® Balance Transfer

 

Rated 4.5/5 stars by our editorial team

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3.8/5.0 from 853 Offer Ratings
Over the Past 60 Days!

(853) Over the Past 60 Days!
  • Introductory APR 0% for 18 months on balance transfers & 0% for 6 months on purchases*
  • Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Ongoing APR 13.49% - 24.49% Variable*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

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Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.4/5.0 from 519 Offer Ratings
Over the Past 60 Days!

(519) Over the Past 60 Days!
  • Intro Purchase APR 0% Introductory APR on purchases for 15 billing cycles
  • Intro BT APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • Regular APR 15.74% - 25.74% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.74% - 25.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

See additional details for Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

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BankAmericard® credit card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 736 Offer Ratings
Over the Past 60 Days!

(736) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
  • Intro Purchase APR 0% Introductory APR on purchases for 18 billing cycles
  • Regular APR 14.74% - 24.74% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.74% - 24.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

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Capital One® VentureOne® Rewards Credit Card

 

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Your Rating:

3.8/5.0 from 317 Offer Ratings
Over the Past 60 Days!

(317) Over the Past 60 Days!
  • Rewards Rate 1.25 Miles per dollar on every purchase, every day
  • Intro Purchase APR 0% intro on purchases for 12 months
  • Regular Purchase APR 13.74% - 23.74% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 13.74% - 23.74% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

See additional details for Capital One® VentureOne® Rewards Credit Card

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Wells Fargo Propel American Express® card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.2/5.0 from 242 Offer Ratings
Over the Past 60 Days!

(242) Over the Past 60 Days!
  • Rewards Rate Earn 3X points on eating out and ordering in, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases.
  • Introductory APR 0% for 12 months on purchases and qualifying balance transfers
  • Ongoing APR 15.49%-27.49% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
  • $0 annual fee and no foreign currency conversion fee
  • Earn 3X points on eating out and ordering in
  • Earn 3X points on travel including flights, hotels, homestays and car rentals
  • Earn 3X points on gas stations, rideshares and transit
  • Earn 3X points on popular streaming services
  • Earn 1X points on other purchases
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • See Rates & Fees

See additional details for Wells Fargo Propel American Express® card

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Bank of America® Travel Rewards Visa® credit card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.4/5.0 from 423 Offer Ratings
Over the Past 60 Days!

(423) Over the Past 60 Days!
  • Rewards Rate Earn unlimited 1.5 points per $1 spent on all purchases
  • Intro Purchase APR 0% Introductory APR on purchases for 12 billing cycles
  • Regular APR 16.74% - 24.74% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 16.74% - 24.74% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase

See additional details for Bank of America® Travel Rewards Visa® credit card

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Picture of Charlesa Hartshorne Harris

By: | Apr 16, 2017

Absolutely love love love our Discover It and American Express cards!

Picture of Duc Nguyen

By: | Apr 13, 2017

BOA , Amex rewards program very good , i loved

Picture of Donald Knettles

By: | Apr 12, 2017

I have had BOA cash rewards for years.Nothing better

1 Reply

By: Gingie Feldman | Apr 16, 2017

Discover for traveling overseas is very attractive. No % charges of any kind! Up to 5% Rewards, it adds up. With Cash Rewards + other great benefits you don't get from other banks - its a SUPERB Card!!!

Picture of Brenda Cristina Valbuena

By: | Apr 11, 2017

What's the best card for grocery shopping? With no annual fee? My score is 750+

3 Replies

By: CompareCards | Apr 14, 2017

With a score of 750+, your credit is considered excellent and you should be able to get approved for most credit cards. One credit card that is a great choice for grocery shopping and has no annual fee is the Blue Cash EveryDay Card from American Express.

By: Mike Brancato | Apr 20, 2017

Amex blue prefered. 6% cash back. There is a $75 yearly fee but with 6% cash back its worth it

By: Andy Lindsey | May 3, 2017

American Express blue cash everyday card pays 3% at grocery stores, but not Walmart and maybe Target

Picture of Rodger Wiese

By: | Apr 9, 2017

Getting 2% cash back on everything using CITI card... Enough said.

1 Reply

By: Martin Owen | Apr 18, 2017

how about this new discover card that doubles all your kick back at the end of the year every 3 months they have a 5% componet it's like getting 10

Picture of David Leung

By: | Mar 23, 2017

Venture card is a 2% return card with no gimmicks.

Picture of Shelly Baldridge

By: | Mar 23, 2017

Is it good for your credit to close credit cards that you keep at a zero balance? I do not want to hurt my credit score.

3 Replies

By: CompareCards | Mar 24, 2017

If the cards you no long use do not change an annual fee, you should consider leaving them open depending on your situation. If you close a card that you have had open for many years, this may hurt your credit score by lowering the average age of your accounts. Closing any credit cards may also dock you a few points by decreasing the total amount of credit available and thus increasing your overall credit utilization rate.

By: Randall Jones | Apr 11, 2017

There are two factors in closing an unused account that can affect your credit. First, if it's a card you've had for a long time, it will affect length of credit history, which is a factor in credit score. The other is less credit available to you, so if you regularly use credit cards, your percentage of credit used will increase, and that is another credit score factor. So, the correct answer is, it depends on your situation.

By: Andy Lindsey | May 3, 2017

If all your cards have a zero balance it shouldn't affect it much and it should rebound quickly. By closing it you are lowering your available credit. If all your cards are carrying a zero balance it should not affect credit utilization.

Picture of Gertrude Buss Affayroux

By: | Mar 22, 2017

I have a Barclays Visa Card that we use credits toward cruising each year. We have credit score in the high 8oo's. We pay our balance every month. No annual fee's.

Picture of Bella Paz

By: | Mar 20, 2017

What's the best card for several smaller purchases for dining, gas, etc, and no need for balance transfers? I'd like to get the best rewards card. CS is 800+

3 Replies

By: CompareCards | Mar 22, 2017

The Wells Fargo Propel American Express Card sound like it would be the perfect card for you as it offers 3x points at U.S. gas stations and 2x points at U.S. restaurants.

By: Linda F. Gramm | Apr 8, 2017

I've used many credit cards for the rewards offered and I've concluded that the CapitalOne Spark Business card is the best. 2% cash back on any and everything at all times. No annual fee, rewards never expire with no upper limit, can be used as credit on your bill, gift cards, payments on merchandise already purchased or a check sent in the mail. I pay the balance in full every month. Credit score 803. I love the app also, before the cashier can hand me my receipt, the notification of purchase and amount pops on your screen. You also get a notice saying to take a second look at a purchase when it look a little strange or out of the ordinary. Great for auto pay. If the auto pay is a constant amount and happens to change, you'll get a notice of the change. This the best credit card by far that I've had!

By: Martin Owen | Apr 18, 2017

citi 2% all the time is the easiest

Picture of Charles F Jacobs Jr

By: | Mar 19, 2017

Credit score 739 and rising. What credit card should I apply for to transfer another card balance with most interest free months? Also, 0 annual fee, thank you.

2 Replies

By: CompareCards | Mar 20, 2017

The Citi Simplicity and Citi Diamond Preferred each offer 0% intro APR for 21 months which is currently the longest on the market!

By: Roberto Luna | Apr 4, 2017

Citibank Simplicity Card offers you 0% Intro APR for 21 months, it's probably the best deal for you

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Best Credit Card for Excellent Credit Holders

Those who have exceptionally good credit may want to apply for the best credit cards that especially cater to people with above average credit scores and stellar credit histories. Credit card companies will usually offer special perks, features, interest rates, and other preferential service to those who qualify for top credit cards.

By federal law you are allowed to access your credit reporting files free of charge once a year. For a small fee you can see them more than once per year and can also gain access to your FICO score – which is commonly referred to as your credit score. Credit scores for excellent credit range from 700 to 850 and are determined by using a proprietary algorithm which factors in several components of credit worthiness. If your score is above 700 that’s quite good and for most issuers is considered excellent.

To maintain your high rating follow the tips on how to preserve your credit. If you need help to improve your credit score to qualify for an excellent credit credit card, then take advantage of the many free, user-friendly financial management resources, articles, and tools that we offer. Once you have earned excellent credit you have a wide range of reward card options as well as promotional 0 percent introductory APRs which come with very attractive ongoing interest rates – typically around 12%.

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

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