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Westgate Rewards MasterCard Credit Card

Westgate Rewards MasterCard Credit Card


Rated 3/5 stars by our editorial team

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3.1/5.0 from 45 Offer Ratings
Over the Past 60 Days!

(45) Over the Past 60 Days!

  • APR 14.24% - 23.24%
  • Balance Transfer APR 24.24%
  • Cash Advance APR 24.24%
  • Annual Fee $0
  • Cash Advance Fee $10 or 4% of value, whichever is greater
  • Balance Transfer Fee $10 or 4% of value, whichever is greater
  • Foreign Exchange Fee 3% of each transaction in USD


  • Click "APPLY NOW" to apply online
  • Receive 2x Rewards Points on all Westgate purchases
  • Receive 2x Rewards Points on all grocery and gas purchases
  • Receive 1x Rewards Points on all other purchases
  • Earn 4,000 bonus points when you make $500 in purchases outside Westgate within 60 days of account opening

Expert Reviews

From the Editorial Team

The Westgate Resorts MasterCard makes it easier to earn luxurious resort vacations, just by charging ordinary purchases to your plastic.

Expert Reviews of the Westgate Rewards MasterCard Credit Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

There are lots of ways to earn rewards toward vacations and other perks, but just be aware that rewards expire after a year and a half if you haven’t redeemed them.

The Good

There is no annual fee and you will receive 4,000 bonus points by making non-Westgate Resorts purchases of at least $500 within the first 2 months of account opening. 
Earn 2 points per $1 spent on all Westgate purchases, earn 2 points per $1 spent on grocery and gas purchases, earn 1 point per $1 spent on everything else. You qualify for a $25 reward certificate for every 2,500 points earned. The reward certificate is redeemable at any Westgate Resorts Property.

The Not So Good

Rewards points expire after 18 months.
The purchase APR is 14.24%, 20.24%, or 23.24% based your creditworthiness. The APR for balance transfers and cash advances is 24.24%. There is a balance transfer and cash advance surcharge of $10 or 4% of the amount of the balance transfer, whichever is greater, and a 3% foreign transaction fee.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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