Rated 4/5 stars by our editorial team
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4.0/5.0 from 10 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee None
Balance Transfer Fee 3% on balance transfers and cash advances
Cash Advance Fee 3% on balance transfers and cash advances
Penalty APR None
Rewards Rate Earn 3X points per dollar spent on dining, 2X points per dollar spent on gas and groceries, 1X point for every dollar spent on all other purchases
Annual Fee $0
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
The USAA® Rewards™ American Express® Card is a simple rewards cards that comes with a high rewards rate in certain categories. If you already spend money on dining, gas, and groceries, this card could be a great fit for you.
There's no cap on the number of points you can earn, which is a rare features for $0 annual fee cards that offer up to 3x points.
There's no intro APR, and the sign up bonus is pretty low compared to some of the competing offers.
Editorial Note: This content is not provided by USAA . Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by USAA .
10 Total Ratings