Add cards to start comparing.

Compare Cards
Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured

Starwood Preferred Guest® Business Credit Card From American Express

Starwood Preferred Guest® Business Credit Card From American Express

An Advertising Partner

 

Rated 3.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

  • Regular Purchase APR 17.49% - 26.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0 introductory annual fee for the first year, then $95
  • Credit Needed

    Excellent/Good

  • Card Brand American Express

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 100,000 bonus points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Offer ends 10/31/2018.
  • Earn 6 points for each dollar of eligible purchases at over 6,500 participating SPG® and Marriott Rewards® hotels across 110 countries worldwide.
  • Earn 4 points at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Select hotels have resort fees.
  • Enjoy complimentary Silver Elite status with your Card.
  • Plus, spend $35,000 on eligible purchases on your Card in a calendar year and earn an upgrade to Gold Elite status through the end of the next calendar year.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply
  • See Rates & Fees

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee N/A

Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater.

Penalty APR 29.99% Variable

Ongoing Information

Rewards Rate 6 points for each dollar of eligible purchases at over 6,500 participating SPG® and Marriott Rewards® hotels across 110 countries worldwide.

Annual Fee $0 introductory annual fee for the first year, then $95

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the CompareCards.com Editorial Team

The Starwood Preferred Guest® Business Credit Card From American Express is an excellent credit card for business owners who want to rack up Starpoints with every purchase. To start off, new cardholders can take advantage of a generous welcome offer: 100,000 bonus points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Offer ends 10/31/2018.

This card will also help you earn valuable rewards on every purchases, especially if you frequently stay at Starwood or Marriott Hotels – 6 points for each dollar of eligible purchases at over 6,500 participating SPG® and Marriott Rewards® hotels across 110 countries worldwide. Starpoints can be redeemed at more than 1,300 hotels in nearly 100 countries, or for air travel on more than 150 airlines with SPG Flights. Members also get to make reservations without annoying and restrictive blackout dates.

There is $0 introductory annual fee for the first year, then $95, but you can easily cover the cost of that fee with the rewards you earn on your spending. Plus, there's no foreign transactino fees which makes this card a great option when traveling overseas.

Expert Reviews of the Starwood Preferred Guest® Business Credit Card From American Express

  • 3.0

    Regular APR

  • 2.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • star rating 3.5/5

    Overall Rating

The Bottom Line

This can be a very rewarding credit card for those who like to stay at Starwood & Marriott hotels or use points to travel.

The Good

The welcome offer is a great way to kick of your rewards earning. Also, there are no blackout dates when you redeem points for hotel or airline reservations.

The Not so Good

There is an annual fee with this card, so you'll need to consider whether the rewards you earn justify paying the annual fee to carry this card.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+-2 users submitted a rating without a full review

Sort by:

By: | Sep 22, 2014

I'm in sales and I stay in a Hotel at least 90 days out of the year. For my travels, the SPG brand has better member perks like the 4 PM late check out. Also, the SPG point system is a much better value than Hilton's system. The Good: With SPG's low points for stays and my SPG Amex card I always stay for free when I need to. I have not personally paid for a hotel room in over 2 years (if a SPG property was available). Unlike the other review, they actually raised my credit limit automatically. Those types of credit changes is something Amex typically does. If you're at least gold level in SPG and you have this Amex you get 5 points per dollar. So for a $200 average per night hotel stay for 5 nights you get 3000 points which is enough for a free night at a lot of properties. This card's customer service was always great when I needed them. The Bad: SPG properties are not everywhere like Hilton. A lot of small towns I travel to won't have them. The $65 fee is a bit high. Summary: If you are a frequent traveler and you go mostly to major cities (even around the world) I would recommend the SPG brand and this Amex card. If you don't travel a lot go for a cash back card.

1 Found this review helpful

By: | Sep 22, 2014

getting the card also gets you upgraded to gold status after spending a determined amount. This status gives you upgraded rooms and amenities. I save thousands of dollars a year on upgraded rooms - as platinum member, i just got upgraded to a $1500/night suite in Vieques. I paid $250.

Back to top ↑