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Rooms To Go Credit Card

Rooms To Go Credit Card


Rated 2/5 stars by our editorial team

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2.7/5.0 from 3 Offer Ratings
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  • APR 29.99%
  • Annual Fee $0


Expert Reviews

From the Editorial Team

The Rooms to Go credit card is not actually a conventional credit card, but is instead an in-store charge card that offers customers an option to finance their purchases at Rooms To Go. 

Expert Reviews of the Rooms To Go Credit Card

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    Intro APR

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The Bottom Line

Most in-store charge cards have limited value compared to full-fledged credit cards, and the financing fees are typically much higher than consumer loans obtained from a bank or credit union. For those reasons there may be other more useful and affordable options to consumers who want to finance Rooms To Go purchases.

The Good

In 2016, there was an offer to cardholders to make purchases and pay no interest through January 2019. That offer applied to purchases made through February 24, 2016, but other similar offers may be extended to cardholders in the future. 
Rooms To Go requires no down payment when you use your charge card, except for an amount equal to sales tax and delivery. Cardholders can also manage their accounts online and view their available balance or pay their Rooms To Go bill.

The Not So Good

There are no particular benefits to cardholders except for the convenience of charging purchases and paying for them later, with added interest fees incurred – unless special financing offers are made in the future. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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