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Foreign Transaction Fee None
Balance Transfer Fee N/A
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty APR 29.99% Variable
Rewards Rate Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.
Annual Fee $250
$0 Fraud Liability No
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement Yes
Concierge Service No
Delta SkyMiles® Platinum American Express Card is a top-of-the-line rewards card for those who fly Delta or want to earn tickets to fly with Delta, all while enjoying the exceptional level of service associated with the Amex brand.
You can limited time offer: earn 90,000 bonus miles and 10,000 medallion® qualification miles (mqms) after you spend $3,000 in purchases on your new card in your first 3 months. offer expires 11/10/2021. You earn one mile for every dollar you charge, and three miles per dollar for purchases made with Delta Airlines.
To top off the rewards earnings, there is no mileage earning cap and miles don't expire. Cardholders can receive an annual Domestic Main Cabin companion ticket each year and also get a free checked bag on any Delta flight. Additional travel perks include a lost baggage insurance plan, priority boarding, and 20% savings on in-flight purchases.
The annual fee is $250, but the amazing perks you receive can easily offset that charge if you frequently travel with Delta.
This is a great card to have if you frequently fly on Delta Airlines. You get a mile for every dollar spent and there are many ways to earn additional bonus miles. The illustrious perks can easily make up for the rather high annual fee.
Earning up to Limited Time Offer: Earn 90,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months. Offer expires 11/10/2021. . With the annual Companion Certificate, free checked bag on Delta flights, and numerous other perks, the annual fee can pay for itself very quickly. It's also rare to find an airline card that has no mileage cap with miles that don't expire.
If you don’t use Delta Airlines, this is not the right card for you. In order to justify the yearly fee of $250, you'll need to take advantage of as many of the available perks as possible.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.