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Lowe's Business Credit Card

Lowe's Business Credit Card


Rated 2/5 stars by our editorial team

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Your Rating:

2.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!

  • APR Varies according to state
  • Balance Transfer APR N/A
  • Cash Advance APR N/A
  • Penalty APR Varies according to state
  • Annual Fee $0


  • Click "APPLY NOW" to apply online
  • 5% off every day
  • With a Lowe's Business Account, choose to pay over time with low monthly payments or to pay in full.  With a Lowe's Accounts Receivable, pay in full every month
  • Discounted delivery on Lowe's purchases and special Lowe's business offers throughout the year

Expert Reviews

From the Editorial Team

The Lowe’s Business Credit card offers discounts to businesses that shop at Lowe’s, as well as other special benefits and tools that can help with accounting management.

Expert Reviews of the Lowe's Business Credit Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0


  • 2.0


  • star rating 2.0/5

    Overall Rating

The Bottom Line

The card may be a decent alternative for businesses who are in NC and GA where the APR is lower. For others the APR may be too high to justify carrying a balance on purchases.

The Good

Cardholders enjoy 5% off every day for Lowe’s purchases and pay for purchases over time. There is no annual fee and monthly statements include itemized list of transactions and product-level details for each invoice. The APR for purchases is 15% in GA and NC, which is an attractive rate.

The Not So Good

The APR is 21% in all other states except GA and NC, and that’s relatively steep.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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By: | Mar 31, 2017

I like this card is good you get 5% off in every purchase, if you do not carry a balance you could save hundreds or thousands of dollars in your business, plus you get promotional 0% APR for 6 to 18 months!

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