Rated 3.5/5 stars by our editorial team
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3.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee $0*
Balance Transfer Fee N/A
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater
Rewards Rate Get up to 6% cash back by referring friends! Start with 1% and get an extra 0.5% for a full year for every friend you bring on board
Annual Fee $0
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
The Jasper Cash Back Mastercard® is a good starter credit card designed to help applicants with no credit build credit history. It offers a credit limit of up to $5,000 and charges a $0 annual fee.
And because the Jasper Mastercard is specifically aimed at helping immigrants to the United States build credit, you can even apply without a Social Security number. After obtaining your SSN, you’ll need to provide it to Jasper within 60 days of card activation. To apply without an SSN, you’ll need to provide your passport, visa information and proof of U.S. employment.
Note that you won’t build credit history without an SSN, but your card usage will be reported to the credit bureaus retroactively after your SSN is linked.
If you have no credit history and you’re looking for your first credit card, the Jasper Mastercard is a fine choice.
The Jasper Mastercard’s main downfall is that it only reports to two of the three major credit bureaus — Equifax and TransUnion. It does not currently report to Experian. Another shortcoming of this card is that you can’t add authorized users, which most cards allow as a way to help a spouse or other relative build credit through your account activity.
Editorial Note: This content is not provided by Jasper. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Jasper.
5 Total Ratings