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Jasper Cash Back Mastercard®

Jasper Cash Back Mastercard®


Rated 3.5/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!

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  • Regular Purchase APR 15.49% -24.99% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed


  • Card Brand Mastercard®

Card Details


  • Click "APPLY NOW" to apply online
  • Get up to 6% cash back by referring friends!
  • Start with 1% and get an extra 0.5% for a full year for every friend you bring on board
  • Up to $5,000 credit limit
  • No annual fee, no security deposit, no foreign transaction fees
  • Simple, intuitive app to manage your account
  • Unique auto payment options that help you build and maintain your credit score
  • Receive cash back automatically every month as a statement credit after three on time payments
  • Earn cash back as long as your account is in good standing. If your account is past due, cash back will be locked.
  • Your cash back maximum varies based on your credit limit.
  • Cash back not limited to certain categories, earn on almost all everyday purchases
  • Issued by WebBank, Member FDIC
  • See additional Jasper Cash Back Mastercard® details

Card Fees

Foreign Transaction Fee $0*

Balance Transfer Fee N/A

Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater

Ongoing Information

Rewards Rate Get up to 6% cash back by referring friends! Start with 1% and get an extra 0.5% for a full year for every friend you bring on board

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the Editorial Team

The Jasper Cash Back Mastercard® is a good starter credit card designed to help applicants with no credit build credit history. It offers a credit limit of up to $5,000 and charges a $0 annual fee. 

And because the Jasper Mastercard is specifically aimed at helping immigrants to the United States build credit, you can even apply without a Social Security number. After obtaining your SSN, you’ll need to provide it to Jasper within 60 days of card activation. To apply without an SSN, you’ll need to provide your passport, visa information and proof of U.S. employment. 

Note that you won’t build credit history without an SSN, but your card usage will be reported to the credit bureaus retroactively after your SSN is linked.

Expert Reviews of the Jasper Cash Back Mastercard®

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 4.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

If you have no credit history and you’re looking for your first credit card, the Jasper Mastercard is a fine choice.

The Good

You can be considered for the Jasper Mastercard even if you have no credit history, and the Purchase APR is a relatively low 15.49% -24.99% (Variable). Plus, the annual fee is $0.

*View Jasper Mastercard® rates and fees and cardholder agreement.

The Not so Good

The Jasper Mastercard’s main downfall is that it only reports to two of the three major credit bureaus — Equifax and TransUnion. It does not currently report to Experian. Another shortcoming of this card is that you can’t add authorized users, which most cards allow as a way to help a spouse or other relative build credit through your account activity.

Editorial Note: This content is not provided by Jasper. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Jasper.

Consumer Reviews

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