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Foreign Transaction Fee None
Balance Transfer Fee N/A
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty APR 29.99% Variable
Rewards Rate Earn 2X Miles on Delta purchases, at restaurants worldwide, plus takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases.
Annual Fee $0 introductory annual fee for the first year, then $99.
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
With the Delta SkyMiles® Gold American Express Card, earn 40,000 bonus miles after you spend $1,000 in purchases on your new card in your first 3 months. You can also earn Earn 2X Miles on Delta purchases, at restaurants worldwide, plus takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases. You'll also enjoy priority boarding and discounted access to Delta Sky Club.
Unlike other airlines, there's no blackout dates with Delta flights and your miles don't expire. Another great perk of this card is that each time you make a Delta reservation with your card you can check one bag for free on Delta flights. Cardholders will also enjoy Extended Warranty Protection, Roadside Assistance Hotline, Travel Accident Insurance, and 24/7 customer support.
There's no foreign transaction fees and a $0 introductory annual fee for the first year, then $99. The APR for purchases is a variable rate of 16.49%-25.49% Variable based on your creditworthiness and other factors.
For Delta airlines travelers, the Delta SkyMiles® Gold American Express Card is a good card for earning flight rewards and has some nice features that make it easy to earn points and keep them without fear of expiration.
This card has a big welcome offer and allows you to earn Delta SkyMiles with every purchase. Plus, miles don't expire!
There is an annual fee, although it is waived in the first year of membership. These miles also do not add up toward Medallion Qualification, which is the VIP Delta customer status, so if you want that feature then this card isn’t for you. There is also no intro APR offered to new customers.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.