Delta SkyMiles® Gold American Express Card | CompareCards.com

Delta SkyMiles® Gold American Express Card

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Rates & Fees | Terms Apply
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Delta SkyMiles® Gold American Express Card

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Rated 4/5.0 stars by our editorial team

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Rates & Fees

Terms Apply

  • Regular Purchase APR 20.99%-29.99% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0 introductory annual fee for the first year, then $99.
  • Credit Needed Excellent/Good
  • Card Brand American Express
  • Regular Purchase APR 20.99%-29.99% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0 introductory annual fee for the first year, then $99.
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Enjoy your first checked bag free on Delta flights.
  • Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
  • Earn 1X Mile on all other eligible purchases.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
  • Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
  • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
  • No Foreign Transaction Fees.
  • With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
  • Terms Apply.

Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

N/A

Cash Advance Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.

Penalty APR

29.99% Variable

Ongoing Information

Rewards Rate

Earn 2X Miles on Delta purchases, at restaurants worldwide, plus takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases.

Annual Fee

$0 introductory annual fee for the first year, then $99.

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

Yes

Extended Warranty Program

Yes

Roadside Assistance

No

Purchase Protection

Yes

Travel Assistance

Yes

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

No

Expert Reviews

From the CompareCards.com Editorial Team, updated on Sep 29, 2023

With the Delta SkyMiles® Gold American Express Card, earn 40,000 bonus miles after you spend $2,000 in purchases on your new card in your first 6 months. You can also earn Earn 2X Miles on Delta purchases, at restaurants worldwide, plus takeout and delivery in the U.S., and at U.S. supermarkets. Earn 1X Mile on all other eligible purchases. You'll also enjoy priority boarding and discounted access to Delta Sky Club. 

Unlike other airlines, there's no blackout dates with Delta flights and your miles don't expire. Another great perk of this card is that each time you make a Delta reservation with your card you can check one bag for free on Delta flights. Cardholders will also enjoy Extended Warranty Protection, Roadside Assistance Hotline, Travel Accident Insurance, and 24/7 customer support. 

There's no foreign transaction fees and a $0 introductory annual fee for the first year, then $99. The APR for purchases is a variable rate of 20.99%-29.99% Variable based on your creditworthiness and other factors.

To see rates & fees for Delta SkyMiles® Gold American Express Card please click here.

Expert Reviews of the Delta SkyMiles® Gold American Express Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

For Delta airlines travelers, the Delta SkyMiles® Gold American Express Card is a good card for earning flight rewards and has some nice features that make it easy to earn points and keep them without fear of expiration. To see rates & fees for Delta SkyMiles® Gold American Express Card please click here.

The Good

This card has a big welcome offer and allows you to earn Delta SkyMiles with every purchase. Plus, miles don't expire!

The Not so Good

There is an annual fee, although it is waived in the first year of membership. These miles also do not add up toward Medallion Qualification, which is the VIP Delta customer status, so if you want that feature then this card isn’t for you. There is also no intro APR offered to new customers.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

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Rated 4/5.0 stars by our editorial team

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