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Rated 2/5 stars by our editorial team

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2.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!

  • APR 25.24%
  • Signup Bonus Save 15% on your first purchase with the GapCard


  • Click "APPLY NOW" to apply online
  • Save 15% on your first purchase with the GapCard
  • Earn 5 points for every $1 spent in our brands, in-store and online
  • 10% Tuesdays at Gap and Gap Factory stores, and online at and
  • Special birthday savings
  • Access to special events with exclusive discounts 

Expert Reviews

From the Editorial Team

The Gap credit card offers Gap shoppers a chance to earn cash back and other benefits.

Expert Reviews of the GapCard

  • 1.0

    Regular APR

  • 0.0

    Intro APR

  • 2.0


  • 3.0


  • star rating 2.0/5

    Overall Rating

The Bottom Line

The card has limited usefulness but may be attractive to loyal fans of Gap stores who can earn robust purchase rewards at Gap.

The Good

There is no annual fee and you can save 15% on your first purchase at Gap using the card. You also earn 5 rewards points for every dollar spent at Gap stores and 1 point for every dollar spent, everywhere else. The rewards points can be applied toward discounts on future Gap purchases. 

The Not So Good

The purchase APR is 25.24% and the card is only accepted at Gap and its affiliated stores.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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