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Diners Club Card Elite Credit Card

Diners Club Card Elite Credit Card


Rated 3/5 stars by our editorial team

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3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 13.40%
  • Cash Advance APR 22.49%
  • Annual Fee $300
  • Cash Advance Fee $4 or 4% of value, whichever is greater
  • Foreign Exchange Fee None


  • Click "APPLY NOW" to apply online
  • Personal Assistant concierge service
  • Airport lounge access
  • Discounts at major car rental companies
  • Earn Club Rewards points with eligible charges to your account: 3x points every day on gas, groceries and at the drugstore
  • Worldwide travel accident insurance

Expert Reviews

From the Editorial Team

Join the elite club with this Diners Club card and enjoy VIP features while also earning some valuable rewards redeemable for travel, merchandise, and more.

Expert Reviews of the Diners Club Card Elite Credit Card

  • 4.0

    Regular APR

  • 0.0

    Intro APR

  • 1.0


  • 4.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

You need to spend a lot of money each year in the categories that pay triple points, plus take full advantage of the other benefits, in order to justify paying the very high annual fee.

The Good

If you need a personal assistant, cardholders have access to one to help with reservations and similar tasks, plus you receive access to airport lounges around the world. Meanwhile you earn three points per dollar on gas, groceries, and at the drugstore and one point per dollar on every purchase – with no limits on how much you can earn. Other benefits include purchase assurance and warranty coverage; trip cancellation, lost baggage, and travel accident insurance; and more.

The Not So Good

There is a $300 annual fee. 
The purchase APR is 13.40%, and the cash advance APR is 22.49%. There is also a surcharge on cash advances of either $4 or 4% of the amount of each cash advance, whichever is greater.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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