Rated 3/5 stars by our editorial team
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Over the Past 60 Days!
Foreign Transaction Fee Either $1 or 3% of each purchase in U.S. dollars, whichever is greater.
Balance Transfer Fee N/A
Cash Advance Fee Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each Cash Advance, whichever is greater.
Rewards Rate 1% cash back on purchases for qualified applicants, terms apply
Annual Fee $0-$99
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
The Credit One Bank® Platinum Visa® with Cash Back Rewards is a solid rewards credit card that can help consumers build credit and earn cash back at the same time. Cardholders receive 1% cash back on eligible purchases, with bonus rewards when you use the card for dining*. This is an unsecured credit card which means that you don't have to put down a security deposit to get approved and you can build credit with each month of responsible card use.
In addition to the cash back rewards, there are a few great perks that cardholders will love. One neat feature is that you can pick your payment due date, which will help you ensure that you never miss a payment and keep your credit score going up. There are also email and text alerts to remind you when your payments are due. You can even choose a personalized card design, though a fee may apply. This credit card comes with an annual fee that can range from $0 - $99, and the APR will be 19.99% - 25.99% Variable depending on your creditworthiness.
This is a good credit card with a simple cash back rewards program that can help you build credit with responsible use.
The card comes with a few unique features like the ability to pick your due date and customize your card image.
The annual fee could be as high as $99, which is pretty high. Also, there are many other cards that offer more than 1% cash back.
Editorial Note: This content is not provided by Credit One Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Credit One Bank.