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Chase Freedom Unlimited®

Chase Freedom Unlimited®

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • Regular Purchase APR 16.74% - 25.49% Variable
  • Intro Purchase APR 0% Intro APR for 15 months
  • Intro BT APR 0% Intro APR for 15 months
  • Annual Fee $0
  • Credit Needed

    Excellent/Good

  • Card Brand Visa®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.74-25.49%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Unlimited 1.5% cash back on every purchase - it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey?
  • No annual fee

Card Fees

Foreign Transaction Fee 3% of each transaction in U.S. dollars

Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater

Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater

Penalty APR None

Ongoing Information

Rewards Rate Unlimited 1.5% cash back on every purchase

Annual Fee $0

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

From the CompareCards.com Editorial Team

The Chase Freedom Unlimited® card is the latest addition to Chase's already robust list of rewards credit cards. This card offers an unlimited 1.5% cash back on every purchase. Your cash back earnings are automatic, so you don't have to worry about signing up or enrolling in any special bonus programs. As a welcome bonus to new cardholders, you can earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening.

There is also no annual fee with this credit card, so you can earn rewards without having to ever pay a membership fee. Another perk of the rewards program is that you don't have to wait until you've accumulated a certain amount of cash back before you can redeem your rewards; you can redeem your cash back for any amount, anytime. 

In addition to the generous rewards program, cardholders will enjoy 0% Intro APR for 15 months on purchases and balance transfers. After the intro period is up, the ongoing APR will be 16.74% - 25.49% Variable. Overall, the Chase Freedom Unlimited® card is an excellent offer for consumers who want to earn a flat rewards rate on every purchase without paying an annual fee.

Expert Reviews of the Chase Freedom Unlimited®

  • 3.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

This card earns consistent rewards on every purchases and it also come with no annual fee and a nice intro APR on purchases and balance transfers.

The Good

The sign up bonus for this card is higher than most cash back cards, and you'll also earn a better than average rewards rate on all purchases.

The Not so Good

The ongoing APR is a little higher than normal, so it's best to avoid carrying a balance with this credit card. Also, there is a foreign exchange fee of 3% of each transaction in U.S. dollars, so you may want to refrain from using this card overseas.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

Consumer Reviews

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Offer Rating

4.0/5.0

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