American Express® Business Gold Card | CompareCards.com

American Express® Business Gold Card

Apply Now

on American Express's secure site

Rates & Fees | Terms Apply
Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
trust icon

Empowering over
50,000,000 card holders Since 2005

Add to Compare

American Express® Business Gold Card

An Advertising Partner

 

Rated 3/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

3/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Apply Now

on American Express's secure site

Rates & Fees

Terms Apply

  • Regular Purchase APR 19.49% - 28.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $375
  • Credit Needed Good / Excellent
  • Card Brand American Express
  • Regular Purchase APR 19.49% - 28.49% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $375
  • Credit Needed Good / Excellent
  • Card Brand American Express

Highlights

  • Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
  • Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
  • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
  • Your Card – Your Choice. Choose from Gold or Rose Gold.
  • *Terms Apply
Impression Pixel

Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

N/A

Penalty APR

29.99% Variable

Ongoing Information

Rewards Rate

Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month on the first $150,000 in combined purchases each calendar year (then 1X thereafter). Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card. Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

Annual Fee

$375

Additional Card Details

$0 Fraud Liability

No

Auto Rental Insurance

Yes

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

Yes

Travel Assistance

Yes

Flight Accident Insurance

Yes

Lost Luggage Reimbursement

No

Concierge Service

No

Expert Reviews

From the CompareCards.com Editorial Team, updated on May 10, 2024

American Express® Business Gold Card is a handy business card that's perfect for frequent travelers and those who charge all their business needs to their credit card. With plenty of generous ways to earn reward points, new card members can also earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

As a cardholder, you will get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month on the first $150,000 in combined purchases each calendar year (then 1X thereafter). Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card. Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. 

There are also helpful tools to manage your budgets and card account, and rewards can be easily redeemed for things like travel, gift cards, and office supplies. 

To see rates & fees for American Express® Business Gold Card please click here.

Expert Reviews of the American Express® Business Gold Card

  • 3.0

    Regular APR

  • 2.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • 3.0/5

    Overall Rating

The Bottom Line

American Express® Business Gold Card is a great business card with a generous rewards program. You can earn a large amount of points that you can easily redeem, while also enjoying a whole menu of other handy, business-friendly features.

The Good

As a cardholder, you can earn extra points in the two select categories where your business spends the most each month, maximizing your rewards (on the first $150,000 in combined purchases). Plus, as a new cardholder, you can earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

The Not so Good

American Express® Business Gold Card is a business charge card so it's not designed for individual use or for someone intending to carry a balance. The annual fee is also higher than most.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

star rating

OFFER RATING

3.0/5.0

0 Total Ratings

5 STARS

(0)

4 STARS

(0)

3 STARS

(0)

2 STARS

(0)

1 STAR

(0)

YOUR RATING

 

Rated 3/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

3/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Compare Cards
Add a Card +
Back to top ↑