American Express® Business Gold Card
Reviews
Trusted & Secure
Empowering over
50,000,000 card holders
Since 2005
- Regular Purchase APR 19.49% - 27.49% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $295 ($375 if application is received on or after 2/1/24)
- Credit Needed Excellent/Good
- Card Brand American Express
- Regular Purchase APR 19.49% - 27.49% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $295 ($375 if application is received on or after 2/1/24)
- Credit Needed Excellent/Good
- Card Brand American Express
Highlights
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
- Your Card – Your Choice. Now choose from Gold or Rose Gold.
- *Terms Apply
Card Fees
None
N/A
N/A
29.99% Variable
Ongoing Information
Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month*
$295 ($375 if application is received on or after 2/1/24)
Additional Card Details
No
Yes
Yes
Yes
Yes
Yes
Yes
No
No
Expert Reviews
From the CompareCards.com Editorial Team, updated on Nov 30, 2023
American Express® Business Gold Card is a handy business card that's perfect for frequent travelers and those who charge all their business needs to their credit card. With plenty of generous ways to earn reward points, new card members can also Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*.
As a cardholder, you will Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month*. What’s great about the rewards program with this card is that cardmembers are allowed to choose the category you want to earn the most rewards in. The extra point earnings have a purchase cap on each of the categories, but there is no limit on how many 1x points you can earn.
There are also helpful tools to manage your budgets and card account, and rewards can be easily redeemed for things like travel, gift cards, and office supplies.
To see rates & fees for American Express® Business Gold Card please click here.
Expert Reviews of the American Express® Business Gold Card
The Bottom Line
American Express® Business Gold Card is a great business card with a generous rewards program. You can earn a large amount of points that you can easily redeem, while also enjoying a whole menu of other handy, business-friendly features.
The Good
Cardholders can earn extra points in the categories of their choosing, maximizing your rewards. Plus, as a new cardholder, you can earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
The Not so Good
American Express® Business Gold Card is a business charge card so it's not designed for individual use or for someone intending to carry a balance. The annual fee is also higher than most.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Consumer Reviews
OFFER RATING
/5.0
Related Card Offers
- Sign-Up Bonus Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Rewards Rate Earn unlimited 1.5% cash back on every purchase made for your business
- Rates & Fees $0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 18.49% - 24.49% Variable.
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
- Sign-Up Bonus Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
- Rewards Rate Earn unlimited 1.5% cash back on every purchase made for your business
- Rates & Fees $0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 18.49% - 24.49% Variable.
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC
See additional details for Ink Business Unlimited® Credit Card
- Intro Purchase APR 0% Intro APR on Purchases for 12 months, then 18.49% to 24.49% Variable
- Sign-Up Bonus Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Cash Back Rewards Earn 5% cash back in select business categories
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Visa®
- Intro Purchase APR 0% Intro APR on Purchases for 12 months, then 18.49% to 24.49% Variable
- Sign-Up Bonus Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Cash Back Rewards Earn 5% cash back in select business categories
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Visa®
Highlights
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
See additional details for Ink Business Cash® Credit Card
- Intro and Regular APR 0% on purchases for 12 months from date of account opening, then 18.49% - 26.49% Variable
- Rewards Rate Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Flexible Spending Enjoy the flexibility to put more purchases on the Card
- Annual Fee No annual fee
- Credit Needed Excellent/Good
- Card Brand American Express
- Intro and Regular APR 0% on purchases for 12 months from date of account opening, then 18.49% - 26.49% Variable
- Rewards Rate Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- Flexible Spending Enjoy the flexibility to put more purchases on the Card
- Annual Fee No annual fee
- Credit Needed Excellent/Good
- Card Brand American Express
Highlights
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
- You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power.
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
- No Annual Fee
- Terms Apply
See additional details for The Blue Business® Plus Credit Card from American Express
