Blue Cash Preferred® Card from American Express | CompareCards.com

Blue Cash Preferred® Card from American Express

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Rates & Fees | Terms Apply
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Blue Cash Preferred® Card from American Express

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Rates & Fees

Terms Apply

  • Regular Purchase APR 19.24%-29.99% Variable
  • Intro Purchase APR 0% on purchases for 12 months
  • Intro BT APR 0% on balance transfers for 12 months
  • Annual Fee $0 intro annual fee for the first year, then $95.
  • Credit Needed Good / Excellent
  • Card Brand American Express
  • Regular Purchase APR 19.24%-29.99% Variable
  • Intro Purchase APR 0% on purchases for 12 months
  • Intro BT APR 0% on balance transfers for 12 months
  • Annual Fee $0 intro annual fee for the first year, then $95.
  • Credit Needed Good / Excellent
  • Card Brand American Express

Highlights

  • Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • $0 intro annual fee for the first year, then $95.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations.
  • 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit on Amazon.com at checkout.
  • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
  • Terms Apply.
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Card Fees

Foreign Transaction Fee

2.7% of each transaction after conversion to US dollars.

Balance Transfer Fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Penalty APR

29.99% Variable

Ongoing Information

Rewards Rate

Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply.

Annual Fee

$0 intro annual fee for the first year, then $95.

Expert Reviews

From the CompareCards.com Editorial Team, updated on Jul 01, 2024

The Blue Cash Preferred® Card from American Express is an excellent cash back credit card with one of the best rewards rates on the market. Cardholders will Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply. Even if you hit the cap of supermarket spending, you can still continue to earn cash back.

Since supermarket items and gasoline are two of the biggest expenses for most households, this card makes it easier to save considerable amounts of money. Cardholders can also earn a $250 statement credit after you spend $3,000 in eligible purchases on your new card within the first 6 months.

The Blue Cash Preferred® Card from American Express comes with a $0 intro annual fee for the first year, then $95. annual fee. With the generous rewards program you can easily make up the cost of that annual fee. To top it off, you get an intro APR of 0% on purchases for 12 months. Your ongoing APR will be 19.24%-29.99% Variable based on your creditworthiness.  To see rates & fees for Blue Cash Preferred® Card from American Express please click here.

Expert Reviews of the Blue Cash Preferred® Card from American Express

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Blue Cash Preferred® Card from American Express is the ultimate cash back rewards card for consumers who spent a lot of money on groceries and gas. This card not only comes with some of the most generous rewards, but there is a nice intro APR as well. To see rates & fees for Blue Cash Preferred® Card from American Express please click here.

The Good

The cash back rate on supermarkets is the highest cash back rate we've found on any credit card! When you include the cash back on gas and all other purchases, this card is a no-brainer for many consumers.

The Not so Good

There is a foreign exchange fee of 2.7% of each transaction after conversion to US dollars..

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

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