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Ann Taylor Card

Ann Taylor Card


Rated 3/5 stars by our editorial team

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  • APR 26.74% variable
  • Intro APR N/A
  • Balance Transfer APR N/A
  • Balance Transfer Intro APR N/A
  • Annual Fee $0
  • Rewards Details Earn 5 rewards points per dollar spent on all of your purchases at Ann Taylor, Ann Taylor Factory Store, LOFT, LOFT Outlet or Lou & Grey stores, and online at, and
  • Signup Bonus 15% off your entire purchase for purchases made immediately upon approval


  • Click "APPLY NOW" to apply online
  • Earn 5 Rewards Points for every $1 in-store & online at Ann Taylor or LOFT
  • Receive a $20 Rewards Card for every 2,000 points earned
  • Enjoy a $15 Birthday Gift

Expert Reviews

From the Editorial Team

The Ann Taylor Credit Card is fitting for frequent shoppers looking to maximize their shopping experience through the Ann Taylor rewards program. While the card does have a high annual APR, the rewards progam potentially outweighs the interest charges due to a customer's ability to save a good chunk of change. 

Expert Reviews of the Ann Taylor Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

This card serves little to no purpose for customers who do not frequently shop at Ann Taylor stores, so if you're not a frequent shopper this card will not be a good fit for you. It's important to note that the points customers earn with their Ann Taylor card are redeemed via reward certificates.

The Good

Offering no annual fee and a rewards points program makes the Ann Taylor Card a viable option for frequent shoppers paying their bill off in full each month. 

The Not So Good

This card has a high annual APR of 25.24%, thus the high interest fee could be a significant hinderance to cardholders failing to pay their bill off in full at the end of each billing cycle. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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