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4.0/5.0 from 2 Offer Ratings
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|Apply Now||Apply Now|
|Purchase Intro Rate||0% for 14 months||0% for 6 months|
|Balance Transfer Intro Rate||0% for 14 months||10.99% for 6 months|
|Foreign Exchange Fee||None||None|
|Best For||Cardholders looking to pay no interest for an entire year and earn cash back on every purchase.||Students looking for 6 months no interest, no fees and bonus cash back on everyday purchases.|
|Card Details||Discover it® chrome Credit Card Details||Discover it® Student chrome Credit Card Details|
CompareCards: Discover it® chrome Vs Discover it® Student chrome Showdown
The Discover it® chrome Vs the Discover it® Student chrome credit cards are very similar, yet are best for two different types of people. The Discover it® chrome card fits better for people that are looking to get approved with fair credit, enjoy eating at restaurants and fill up gas constantly to commute to work. The Discover it® Student chrome Card is great for smart and responsible students looking to take advantage of a great credit card for them and getting rewarded for the hours spent studying. These two cards have very similar structures like few fees (no annual, no foreign transaction, no overspend fee, no first time late payment fee) so it’s very low risk and meant for people with fair and average or even poor credit.
CompareCards Verdict: If you’re someone interested in increasing your credit score, having free access to FICO, and want to and enjoy cash back rewards cards these two cards are worth a look.
Matchup: Discover it® chrome vs Discover it® Student chrome
Double Cash Back Vs Good Grades Rewards
14.24% - 25.24% Variable APR vs 15.24% - 24.24% Variable APR
Which Discover It® chrome Card is Better?
While these cards are extremely similar and that Discover it® chrome Card the first year is a great reward, there are other cash-backs cards - that have a little bit of better of rewards and sign-up bonuses. There is a lack of student specific credit cards so any offer with student incentives is already a great reward.
The Discover it® Student chrome is a better card for prospective students, current students and parents of students and its bonus has a lot of longevity to it, while the Discover it® chrome only lasts the first year.
Taking demographics and student vs non-student out of the equation - The Discover it® Student chrome card is the winner of this matchup.
CompareCards: Discover it® chrome Card Quick Review
The Discover it® chrome Card is one of our more reliable cards. I say that because it doesn't require a good credit score in order to have it, it's great as a starter card, and great for building up credit.
The biggest feature this card has is that Discover will match ALL the cash back you've earned at the end of your first year, automatically.. If you earn $100 in Discover It cash back rewards for the first year you have this card, it’ll automatically get doubled to $200!
This card makes things very simple, it’s a great cash back credit card that fits in everyone’s wallet, no matter what your demographic or your credit score.
Whether you’re a college student, parent or grandparent - this card will help you save money, especially for the duration of the first year. You get 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.
There is no annual fee. No over limit fee. No foreign transaction fee. No late fee on first late payment and paying late won’t raise your APR. Feel free to reap the benefits and double your rewards today!
Pros of the Discover it® chrome Card
Cons of the Discover it® chrome Card
What’s the Best Way to Use the Discover it® chrome Card?
Like most cash back credit cards, the more you spend, the more you'll earn. Use the Discover it® chrome Card for your everyday purchases and watch the cash back pile up – especially with the big bonus at the end of your first year!
If nothing else, you should always be sure to use this card for all your gas and dining purchases. But with onlt 1% back outside of the bonus categories, you should compare the perks with other cards like the Citi® Double Cash Card – 18 month BT offer.
Is the Discover it® chrome Card for You?
This card is great for younger people just entering the work force and are ready to build credit for the future, as well as take advantage of doubling their rewards in the first year. Though, after that there might be better credit cards out there.
CompareCards: Discover it® Student chrome Card Quick Review
The Discover it® Student chrome Card is one of the best cards for college students and young adults. Not only do they not have to worry about an annual fee, or an overspend fee, but it rewards students for having good grades!
Not a lot of credit cards offer $20 statement credit for having a GPA of 3.0 or higher for up to 5 years. That’s up to $100 in cash rewards, and incentive for students to continue working hard in school.
This card is perfect for starting to build your credit while you’re still in school. Cardholders enjoy 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.. A great way to utilize it is to purchase your text books, put it on the Discover it® Student chrome Card and pay it off as soon as you can. This both improves your credit score and give you a head start for your future self.
If you’re a student or a parent of a student, consider applying for this card to take advantage of the good grades rewards that comes with it!
Pros of the Discover it® Student chrome Card
Cons of the Discover it® Student chrome Card
What’s the Best Way to Use the Discover it® Student chrome Card?
This card is meant for students, and parents of young adults in school that want to get a head start in building credit as well as looking for a student rewards credit card.
The best way to use the Discover it® Student chrome card is to purchase your college textbooks, and school supplies in one month, pay it off as quickly as possible, then use it sparingly throughout the rest of the semester. This way you can increase your credit, and not worry about incurring further debt.
This card is a great for rewarding students that work hard, getting a $20 statement credit for a 3.0 GPA or higher is enough incentive to apply today, before the semester ends.
Is the Discover it® Student chrome Card for You?
If you’ve got school on autopilot and are looking ahead to the future, this card can help you get started with building credit. Using it just for school purchases is a great way to build credit, and you can keep track of your credit with the FICO credit scores that you will receive monthly or online for free. Apply for the Discover it® Student chrome Card today.
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