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Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

 

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4.3/5.0 from 683 Offer Ratings
Over the Past 60 Days!

(683) Over the Past 60 Days!
  • Bonus Cash $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Rewards Rate 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, 1% on all other purchases
  • Reward Terms You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.99% - 25.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

See additional details for Bank of America® Cash Rewards credit card - $200 Cash Rewards Offer

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Capital One® Quicksilver® Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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3.7/5.0 from 4,485 Offer Ratings
Over the Past 60 Days!

(4,485) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
  • Bonus Cash One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

See additional details for Capital One® Quicksilver® Cash Rewards Credit Card

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Discover it® Cash Back

 

Rated 4.5/5 stars by our editorial team

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3.7/5.0 from 251 Offer Ratings
Over the Past 60 Days!

(251) Over the Past 60 Days!
  • Cashback Match™ Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*
  • EARN Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Redeem Any amount, any time. Cash back rewards never expire*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

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Chase Freedom Unlimited®

 

Rated 4/5 stars by our editorial team

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4.0/5.0 from 377 Offer Ratings

(377)
  • Introductory APR 0% for 15 months on purchases and balance transfers
  • Sign-up Bonus Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent.
  • Regular APR 16.99% - 25.74% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.99-25.74%. A Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit JourneySM
  • No annual fee

See additional details for Chase Freedom Unlimited®

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Capital One® Savor® Cash Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 119 Offer Ratings
Over the Past 60 Days!

(119) Over the Past 60 Days!
  • Rewards Rate 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Sign-up Bonus Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0 intro for first year; $95 after that
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

See additional details for Capital One® Savor® Cash Rewards Credit Card

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Capital One® SavorOne® Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 61 Offer Ratings
Over the Past 60 Days!

(61) Over the Past 60 Days!
  • Rewards Rate 3% Cash Back on dining; 3% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases
  • Sign Up Bonus Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Cash Back Details No minimums for redeeming and cash back won't expire for the life of the account
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

See additional details for Capital One® SavorOne® Cash Rewards Credit Card

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American Express Cash Magnet® Card – $150 Welcome Offer

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 192 Offer Ratings
Over the Past 60 Days!

(192) Over the Past 60 Days!
  • Welcome Bonus Earn up to $150 back
  • Rewards Rate Unlimited 1.5% Cash Back on your purchases
  • Cash Back Details Reward Dollars can be easily redeemed for statement credits, gift cards, and merchandise
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online or call 866-901-8258
  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
  • 0% introductory plan fee for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
  • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees

See additional details for American Express Cash Magnet® Card – $150 Welcome Offer

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

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Picture of Lisa Ennis Mcculley

By: | Feb 25, 2017

Have only fair credit and trying to improve it with establishing credit card after filing bankruptcy is there any that would accept unsecured?

2 Replies

By: CompareCards | Feb 28, 2017

Check out our fair credit cards page to see all the best options! A few great choices are the Capital One QuicksilverOne and the Credit One Bank Credit Card.

By: Thomas Palmer | Jul 24, 2017

After my divorce my credit was in the low 500's, I could not get approval except for a pre-approved card with a annual fee. I was lucky, My daughter who had excellent credit, agreed to be a cosigner on one a new card for me with no annual fee, therefore I had two credit card to start building my credit with. You can also check into pre-paid credit cards.

Picture of Joyce Quintern Anderson

By: | Nov 28, 2016

I have excellent credit & pay my balance every month. What is the best no fee card with the greatest cash back ?

7 Replies

By: CompareCards | Nov 28, 2016

When picking the best cash back credit card, it's important to consider what you already spend the most money on. For example if you spend a lot on gas and groceries, then the Blue Cash Preferred Card from American Express or the BankAmericard Cash Rewards could be a great card for you. But if you're more interested in earning a flat cash back rate, the Citi Double Cash would be a great choice!

By: Martin Markowitz | Mar 30, 2017

Citi double cash back in my opinion. 1% when you purchase and 1% when you pay on the card. No annual fee.

By: Pala Aujla | Apr 8, 2017

The best credit card for cash back is Mastercard from Bank of America, it is no cap on unlimited cash back.

By: Zdivinita Gordillo | Jun 20, 2017

The best so far is the citibank double cashback with 2% in everything

By: Lester Moore | Jul 15, 2017

We use Costco Credit card for 4% back on gasoline, 3% at restaurants, and 2% at costco. For everything else we use Citicard Double Cash to get 2% back. Occasionally we look for new cards that pay a $150 bonus for spending $500 in 3 mos.

By: Scott South | Dec 18, 2017

I'm invested with Chase's Amazon card. If you subscribe to amazon Prime, there's no annual fee. You get 5% back on everything you buy from Amazon, 3% from restaurants and gas stations, and 1% for everything else. I bought my tires from Amazon, had them shipped directly to my dealer, got the lowest price, free shipping and 5% back. It adds up if you use the card for every purchase you make, even $4 at a burger joint. The cash back is issued as dollar credit onthe Amazon website, but you can redeem it straight to your bank account any time, or transfer it to your card as a credit.

By: Susan Nowak | Apr 7, 2018

I just got the Wells Fargo card. $200 when you spend $1000 in the first 3 months and 1.5 points. Extra points for mobile bills and some type of warranty on your devices. I have Bank of America for grocery and gas points. I have decided to go for Citi double points too. I am cancelling my older unused cards. This may affect my credit in the short run, but I am wasting my card potential with these old useless cards.

Picture of Lisa Steinmeyer

By: | Oct 24, 2016

How can i get a card with no credit?

1 Reply

By: CompareCards | Oct 25, 2016

If you have no credit, you will need to start with a secured credit card. Secured cards work just like normal credit cards, but you have to put down a refundable security deposit to get approved. After a year or so of responsible use, you should have built up enough credit history to get approved for a standard, unsecured credit card. The Capital One Secured MasterCard and the Discover it® Secured are both great options.

Picture of Danielle Martin

By: | Oct 7, 2016

i have bad credit but i am trying to get it back what do yall reccommend

1 Reply

By: CompareCards | Oct 11, 2016

If you have bad credit, you will probably need to start with a secured credit card. Secured cards work just like normal credit cards, but you need to put down a refundable security deposit to get approved. We recommend the Capital One Secured MasterCard and the Discover it® Secured

Picture of Gary Byllesby

By: | Aug 28, 2016

I have had various American Express cards continuously since the early 70s. I have had the Everyday AX Blue card for 20 years. No annual fee and great cash back. Customer Service is tops. I was pick pocketed in Vienna, Austria and American Express had a new card to me in an hour. They are also great about handling disputes. Another criteria that should be included in the comparison of credit cards is the percentage charged by the card for foreign transactions.

Picture of Joey Baggs

By: | Jul 17, 2016

I already have a chase freedom card. But I want to get a chase freedom unlimited card. Would that be the best option or should I go with another card holder company

2 Replies

By: Hemant Deokar | Aug 5, 2016

Go for Discover it® Cashback Match™ card its awesome for cash back + deals.

By: R Kenneth ONeal | Nov 25, 2017

I would pair it with Sapphire Preferred for Ultimate Rewards. You can combine the rewards from your Freedom to the CSP total and get better rewards.

Picture of Venetia Pruitt Waters

By: | Jun 18, 2016

Looking for the best card to purchase a cruise, airline tickets and hotel. We have excellent credit.

1 Reply

By: CompareCards | Jun 20, 2016

You'll need a card that offers flexible travel rewards if you wish to redeem for cruises, airfare, and hotels. Three cards that you should consider are the BankAmericard Travel Rewards, Chase Sapphire Preferred, and the Capital One Venture.

Picture of Milano Buckley

By: | Jun 14, 2016

Hi. I need the best cash back card that is a VISA. I feel like the Chase Freedom Unlimited is the best cash-back option. I need it to be a Visa though, because it functions as my family card and I do a lot of shopping at Costco. I think the Freedom Unlimited is a Visa, but really that's really just a guess because I can't see the logo and there's no mention of Visa in the card description. Does anyone know for sure?

2 Replies

By: CompareCards | Jun 15, 2016

You are right that the Chase Freedom Unlimited is an excellent option for cash back and it's also a Visa credit card. It comes with unlimited 1.5% cash back on every purchase and one of the biggest cash back sign up bonuses; $150 after you spend $500 in the first 3 months.

By: Lance Mellon | Jun 9, 2017

Get the Costco Citi Visa card at Costco. Lots of cash back! I forget how much but something like 4% on all gas anywhere, 3% groceries anywhere and 1% on everything else. That and my 6% American Express Blue Card is a great combo!

Picture of Betty Means

By: | Jun 7, 2016

have discover card like

Picture of April Nix Cate

By: | May 28, 2016

Hi there, my husband is starting up a Pool & Outdoor Living construction business. We want the biggest bang for our buck as far as $0 annual fee but we are wanting to get cash back for family vacations. Thoughts and which is the best to get?

1 Reply

By: CompareCards | May 31, 2016

HI April,

If you are looking for a personal credit card, the Citi Double Cash is an excellent cash back card for earning rewards on your everyday expenses. This card comes with no annual fee and you will earn 1% cash back on purchases and another 1% cash back when you make a payment.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

About Cash Back Credit Cards – Find the Best Cashback Credit Cards

Cash back credit cards, as their name implies, reward you with cash back for using the card. That makes them one of the most popular kinds of rewards cards because it’s like getting an extra discount on every purchase.

When looking for a cash back credit card you will want to keep in mind, however, that the biggest factors impacting any credit card are those that affect your interest rate and any standard fees and charges. If you get a card with too high of an interest rate or too expensive of an annual fee, it might undermine the whole point of trying to receive extra cash. The cash you get back with your cash back credit card should be viewed as an added perk. In other words, the best cashback credit card for you should allow you to enjoy that perk based on its fundamental ability to provide cash rewards in a relatively short amount of time.

Check our expert ratings, compare cards, and locate the top cash back credit cards which deliver the best all-around benefits – moderately low interest rate, universal cash back option and potentially one with no cap on the amount of cash back that can be earned. Most cash back credit cards will generally offer anywhere from 1% to 5% cash back – and will have guidelines regarding how much cash you can earn during a given timeframe. But if you pick your card wisely and then use it responsibly a cash back credit card is just like having an automatic savings plan or piggy bank tied to your purchase activity.

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