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Bank of America® Platinum Plus® Mastercard® Business card
Bank of America® Platinum Plus® Mastercard® Business card

Bank of America® Platinum Plus® Mastercard® Business card

 

Rated 3.5/5 stars by our editorial team

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Rated 3.5/5 stars by our editorial team

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Great For

Card Details

Regular APR

12.49% - 23.49% Variable APR

Intro Purchase APR

0% Introductory APR on purchases for the first 7 billing cycles

Intro BT APR

N/A

Annual Fee

$0

Credit Needed

Excellent

Card Brand

Mastercard®

Highlights
  • Click "APPLY NOW" to apply online
  • Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • 0% Introductory APR on purchases for the first 7 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.49% to 23.49% will apply.
  • Employee cards at no additional cost to you and with credit limits you set.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.  
Card Fees
  • Balance Transfer Fee

    $10 or 4% of the amount of each transaction, whichever is greater.

  • Foreign Transaction Fee

    3% of the U.S. dollar amount of each transaction

  • Cash Advance Fee

    Either $10 or 4% of the amount of each transaction, whichever is greater. Includes convenience checks.

Ongoing Information
  • Rewards Rate

    Non-rewards card

  • Annual Fee

    $0

Expert Reviews

  • 4.0 Regular APR
  • 3.0 Intro APR
  • 3.0 Fees
  • 3.0 Benefits
  • 3.5/5 Overall Rating
From the CompareCards.com Editorial Team

The Bank of America® Platinum Plus® Mastercard® Business card is a solid credit card for your business if you're looking for a simple, easy to use card with a nice intro APR on purchases. This card comes with a 0% Introductory APR on purchases for the first 7 billing cycles on purchases and a competitive ongoing 12.49% - 23.49% Variable APR thereafter. That intro APR can be really handy if you need to make a large purchase for you business and want to pay it off over time interest free.

There is also a sizeble sign up bonus with this card – get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening. There's no ongoing rewards rate for new purchase, but that upfront bonus can provide a nice boost to your bottom line.

This card has no annual fee and you can even get additional employee cards at no extra cost. You stay in control of the spending by credit limits that you set for each employee card.

The Good
  • The ongoing APR is a competitive and there is no annual fee for you or the additional employee cards.
The Not so Good
  • There's no ongoing rewards rate for new purchases which puts the Bank of America® Platinum Plus® Mastercard® Business card a step behind many other business credit cards.
The Bottom Line

The Bank of America® Platinum Plus® Mastercard® Business card is a pretty bare bones business credit card, but it comes with a few nice perks and rewards. Overall, it could be a good choice for any business owner that wants to keep things simple with a low interest rate.

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.

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