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4.8/5.0 from 4 Offer Ratings
Over the Past 60 Days!
Ink Business Cash® Credit Card
Ink Business Cash® Credit Card
Great For
Robust cash back rewards card with a nice intro APR and $0 annual fee
Card Details
Regular Purchase APR
13.99% - 19.99% Variable
Intro Purchase APR
0% Intro APR on Purchases for 12 months
Intro BT APR
N/A
Annual Fee
$0
Credit Needed
Excellent
Card Brand
Visa®
Highlights
Earn 5% Cash Back in select business categories
Get up to $750 Bonus Cash Back
Pay No Annual Fee for you or your employees
- Click "APPLY NOW" to apply online
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
- 0% introductory APR for 12 months on purchases
Card Fees
-
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
-
Penalty APR
up to 29.99% APR
-
Foreign Transaction Fee
3% of each transaction in U.S. dollars
-
Cash Advance Fee
Either $15 or 5% of the amount of each transaction, whichever is greater.
Ongoing Information
-
Rewards Rate
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
-
Annual Fee
$0
Expert Reviews
- 4.0 Regular APR
- 5.0 Intro APR
- 5.0 Fees
- 5.0 Benefits
- 5.0
/5 Overall Rating
Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.
From the CompareCards.com Editorial Team
Chase offers two different versions of the Ink card, and with this one you can earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. The Ink Business Cash® Credit Card has a $0 annual fee and is considered one of the best business credit cards by many consumers because of how generously it rewards you with cash back rebates.
If you like getting real money as a reward vs. gift cards or other incentives, then Chase Ink Business Cash® Credit Card may become your favorite go-to card. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
This card is best for To sweeten the deal, the Ink Business Cash® Credit Card gives you an APR for purchases and balance transfers with very low interest rates.
The Good
- This business credit card has it all. You get an awesome rewards program, a big sign up bonus, a lengthy intro APR, and $0 annual fee.
The Not so Good
- Like most rewards cards, if you don't make a lot of purchases on the card, you won't get a lot of rewards.
The Bottom Line
This is a robust cash back rewards card with a nice intro APR and $0 annual fee. Consumers looking for a great card for earning rewards or getting low interest rates for a business will be very happy with the Ink Business Cash® Credit Card.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Consumer Reviews
(4 Reviews)
Offer Rating
4.8 out of 5.0
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+0 users submitted a rating without a full review
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42 Found this review helpful
By: Matt Toback | Jul 3, 2017
Great cash back and no annual fee makes this card a winner.
135 Found this review helpful
By: Mandi Stoll Theilig | Oct 8, 2014
My husband and I have used this card for about 5 years now and we love it. We have a small family business and especially love the 3% back on gas. I have personally never had an issue with anything about this card and they seem very vigilant about protecting us from fraud. When there was a breech at one of the stores we had shopped at they sent us a new card with no questions asked. I love their user friendly website where I can redeem my points and check on my statements. I haven't found any other card with rewards as good either!
131 Found this review helpful
By: Linda Ponzoli | Oct 8, 2014
We've had this card for more than 5 years. During that time we've seen some changes, but not the ones I'd like. Getting 3% back for several types of business purchases is very good--definite plus! That makes this card a valuable business asset. My personal drawbacks have to do with the online tracking of purchases. Specifically: when a transaction is processing, some activity is shown in the online account. However, that usually lasts only until midnight on that particular day. So, until the purchase actually posts, it is hidden from view. What that means to me is if I don't happen to go online the day of the purchase, I will not see that activity for up to 5 days after the physical purchase has been made. A lot of fraud can take place in that time frame! (Another card I have shows "pending" purchases constantly until actual posting--and I have been able to stop fraud before it affected me!) I mentioned this to a customer service rep on the phone in the past, but nothing much has changed--except that originally NO activity was shown until the transaction actually posted--so there has been SOME improvement. Another annoying, but probably good feature has to do with signing on to view my account online. If my browser is different, or my IP address has changed, I have to go through a series of verification steps that take at least 5-10 minutes of my time. This is probably a good safety feature, but I'd prefer the before-mentioned improvement.
135 Found this review helpful
By: pnr0q54 | Sep 22, 2014
Their fraud department called me 4 times in the last 5 years when they thought someone else was using my card. They were right each time and immediately canceled each card and had a new card in my hands the next business day. I do a lot of on-line transactions and I am as careful as possible but maybe not careful enough. Chase INK is looking out for me.
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