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Citi® Diamond Preferred® Card
Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.4/5.0 from 294 Offer Ratings
Over the Past 60 Days!

(294) Over the Past 60 Days!

 

Rated 5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.4/5.0 from 294 Offer Ratings
Over the Past 60 Days!

(294) Over the Past 60 Days!

Great For

Card Details

Regular Purchase APR

14.74% - 24.74% (Variable)

Intro Purchase APR

0% for 18 months on Purchases

Intro BT APR

0% for 18 months on Balance Transfers

Annual Fee

$0

Credit Needed

Excellent

Card Brand

Mastercard®

Highlights
  • Click "APPLY NOW" to apply online or call 866-553-0847 TTY: Use Relay Service
  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Card Fees
  • Balance Transfer Fee

    Balance transfer fee applies with this offer: 3% of each balance transfer; $5 minimum.

  • Penalty APR

    Up to 29.99%

  • Foreign Transaction Fee

    3%

  • Cash Advance Fee

    5% of each cash advance; $10 minimum

Ongoing Information
  • Rewards Rate

    N/A

  • Annual Fee

    $0

Expert Reviews

  • 4.5 Regular APR
  • 5.0 Intro APR
  • 5.0 Fees
  • 3.5 Benefits
  • 5.0/5 Overall Rating
From the CompareCards.com Editorial Team

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi® Diamond Preferred® Card, from our partner Citi, card could be a great choice for you. This card offers an incredible intro APR of 0% for 18 months on Balance Transfers and 0% for 18 months on Purchases along with no annual fee. Not only is the regular APR of 14.74% - 24.74% (Variable) highly competitive amongst other offers, but the Citi® Diamond Preferred® Card also offers a multitude of cardholder perks.

This card offers $0 liability on unauthorized purchases and Citi® Identity Theft Solution which can give you peace of mind while you shop. Cardholders will also have free access to their FICO® Scores. Overall, the Citi® Diamond Preferred® Card is a great offer for anyone looking for a simple credit card that offers a long 0% intro APR and no annual fee.

The Good
  • This card offers an industry-leading promotional intro periods that could save you hundreds if you're currently stuck under high interest credit card debt.
The Not so Good
  • If you are interested in cash back or rewards, this card isn't for you.
The Bottom Line

This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews
(294 Reviews)

Offer Rating

4.4 out of 5.0

5 Star
 
 
(177)
4 Star
 
 
(72)
3 Star
 
 
(31)
2 Star
 
 
(8)
1 Star
 
 
(6)

Your Rating

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+269 users submitted a rating without a full review

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84 Found this review helpful

By: | May 23, 2018

Great rates and flexible options!

47 Found this review helpful

By: | May 9, 2018

I'm off to France. Thank you Citi Diamond Preferred Card

113 Found this review helpful

By: | Dec 4, 2017

I am going to have a great "65th" birthday with this card and pay off all my bills. What a wonderful New Year it's going to be !

106 Found this review helpful

By: | Nov 21, 2017

Great Card with 0% interest for 21 months

84 Found this review helpful

By: | Oct 25, 2017

great card with 0 interest!!

80 Found this review helpful

By: | Oct 6, 2017

Great card to have!!! Love It.

101 Found this review helpful

By: | Oct 5, 2017

I've had a Citi Card for many years and have never had a problem. Hope to be able to take advantage of this offer.

143 Found this review helpful

By: | Aug 4, 2017

This card will allow me to reduce my debt

95 Found this review helpful

By: | Aug 1, 2017

l Love this credit card

170 Found this review helpful

By: | Apr 29, 2017

Great card. Love the balance transfers and CSR are great. Would definitely recommend this card.

155 Found this review helpful

By: | Apr 27, 2017

21 months interest free! CSR have always been friendly! I recommend this card.

216 Found this review helpful

By: | Feb 10, 2017

I love my mastercard more than my visa

288 Found this review helpful

By: | Dec 4, 2016

It is also 0% for 21 months for balance transfers.

1 Reply

By: Mary Kimbrell | Apr 23, 2018

21 months 0% interest. Can’t go wrong with this one

249 Found this review helpful

By: | Nov 24, 2016

I can"t say enough about this card. I HAVE USED IT all over the world!

227 Found this review helpful

By: | Nov 14, 2016

I like the 21 months

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