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The Business Platinum Card® from American Express
The Business Platinum Card® from American Express

The Business Platinum Card® from American Express An Advertising Partner

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!

Great For

Enjoy exclusive experiences and elevate your travel rewards earning potential

Card Details

Regular Purchase APR

14.24% - 22.24% Variable

Intro Purchase APR

See Pay Over Time APR

Intro BT APR

N/A

Annual Fee

$595 (10/14-1/12/22)

Credit Needed

Excellent/Good

Card Brand

American Express

Highlights

Welcome offer of up to 120,000 points

Earn 5X points on flights & hotels at amextravel.com

Enjoy access to 1,300+ airport lounges

  • Click "APPLY NOW" to apply online
  • Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
  • Plus, 0% Intro APR for 12 months from the date of the account opening on purchases eligible for Pay Over Time. After that, your APR will be 14.24% to 22.24% based on your credit worthiness and other factors as determined at the time of account opening.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Earn 1.5X Membership Rewards® points on eligible purchases in key business categories, as well as on purchases of $5,000 or more everywhere else. Cap applies. 
  • Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. Enrollment required.
  • $200 Airline Fee Credit: Get up to $200 in statement credits per calendar year toward baggage fees and more at one qualifying airline.
  • $179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership.
  • Access to more than 1,300 airport lounges across 140 countries and counting with The American Express Global Lounge Collection®. More lounge options than any other credit card on the market as of 8/2020.
  • $595 Annual Fee ($695 if application is received on or after 01/13/2022).
  • Terms Apply.
  • See Rates & Fees
Card Fees
  • Balance Transfer Fee

    N/A

  • Penalty APR

    29.24% Variable

  • Foreign Transaction Fee

    None

  • Cash Advance Fee

    N/A

Ongoing Information
  • Rewards Rate

    5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more.

  • Annual Fee

    $595 (10/14-1/12/22)

Expert Reviews

  • Regular APR
  • Intro APR
  • 4.0 Fees
  • 5.0 Benefits
  • 4.0/5 Overall Rating
From the CompareCards.com Editorial Team

American Express is known by many customers for their selectivity and premium card membership perks. The Business Platinum Card® from American Express is no different, offering many services, perks and warranty extensions every card owner would want.

To start, there is an excellent Welcome Offer that allows cardholders to receive a large amount of Membership Points®. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. by making purchases within your first 3 months of Card Membership. American Express Platinum Card members have access to three complimentary airport lounge programs, and with the American Express Global Lounge Collection, cardholders will have access to almost any airport lounge in the world.

Cardholders can earn 1 point per dollar spent on eligible purchases and 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. With large purchases, cardholders can earn up to 1 million bonus points per year. However, staggering annual fee of $595 (10/14-1/12/22) is something you need to weigh when deciding if this card is right for you and your business.

The Good
  • Card members receive great travel perks like airport lounge access and bonus points on First and Business class flights. Additionally, card holders will enjoy purchase and return protection, extended warranty on purchases, and concierge service.
The Not so Good
  • This card isn’t for the non-traveler or the businessperson who’s strictly looking for working capital. Again, the annual fee is $595 (10/14-1/12/22), but if your credit is good enough to get approved, the perks could really be worth it.
The Bottom Line

The Business Platinum Card® from American Express is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should outweigh the $595 (10/14-1/12/22) annual fee, depending on how you plan to use this card.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews
(2 Reviews)

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Your Rating

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+-1 users submitted a rating without a full review

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26 Found this review helpful

By: | Aug 6, 2017

great customer service and the best card for business travel

44 Found this review helpful

By: | Dec 11, 2015

Great customer service! The value in the card is the service. The perks are aimed at the travel client.

43 Found this review helpful

By: | Sep 26, 2014

The perks of this card are great for my business!

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