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Where is the 100,000 point Platinum Card offer from American Express?

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This article was last updated Dec 01, 2017, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

*This offer and/or promotion has since changed, expired, or is no longer available.

From time to time American Express offers 100,000 points or more for opening The Platinum Card® from American Express. Terms apply.

  • The last time it was available for the personal card without being specially targeted was briefly in late November 2016.
  • And there was a 100,000 point offer for The Business Platinum® Card from American Express OPEN card widely available until January 25, 2017.

But American Express targets some people for the big offer even when it’s not available to the general public, and it’s such a big and lucrative deal that you might want to check some places that aren’t obvious to see if you’re targeted. 

You can earn a bonus from both the personal and small business cards if you have a small business to apply with. Otherwise, just consider the personal version.

The current rewards are as follows:

  • The Platinum Card® from American Express – Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • The Business Platinum® Card from American Express OPEN – Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 – Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.

But if you like digging, here are places you can check if you’re trying to find the deals:

1. AmericanExpress.com

As of April 26, 2017 some users have seen a 100,000 point offer privately targeted using the below forms on AmericanExpress.com.

Again, enter some basic personal information and you’ll see what American Express may be explicitly targeting your way.

Personal – Find Your Pre-Qualified Offers

Note: If the link above doesn’t bring up the form pictured below, you may have to open an incognito or private browsing window to fully log you out of AmericanExpress.com to load a clean form.

Small Business – Open.com

You’ll see a box to enter an RSVP code, but if you don’t have it you can click on ‘Don’t have an RSVP Code’ and it will let you enter your address and business name to see if you’ve been targeted. The small business offers have been seen as high as 150,000 points.

2. Call American Express directly

While this hasn’t proven useful with personal deals, if you are looking to take advantage of 100,000 points for The Business Platinum® Card from American Express OPEN card, you can try calling American Express OPEN’s application line on 1-800-971-6736 or 1-877-628-6736 and asking whether the deal is available and targeted to you.

Usually it comes in the mail, but we all misplace mail from time to time, or it simply doesn’t get delivered, so it’s good to double check here if the above places don’t yield the biggest deal, though they may ask for an RSVP code.

What if you already have a card?

For personal cards, American Express intro deals are once in a lifetime for a specific card. So if you’ve already held The Platinum Card® from American Express, chances are you won’t be able to qualify for another deal, even if you cancelled your card already.

For business cards, the rules are less strict. You can qualify for a new bonus 12 months after you last held a card. So, if you cancelled The Business Platinum® Card from American Express OPEN more than a year ago, then you may be able to qualify for a deal again.

Is this all worth a big annual fee?

That’s up to you. The Platinum Card® from American Express has an annual fee of $550, where The Business Platinum® Card from American Express OPEN has an annual fee of $450.

The points have value

100,000 points on their own are worth at least $1,000 in travel booked via American Express, and you might get even more value than that by transferring points to major airline programs like Delta or British Airways.

There’s no better program than Membership Rewards if you’re trying to fly to Europe in Business Class with points, thanks to all of its point transfer partners.

There are also other ways the card gives you value to offset the fee.

There’s a $200 annual airline fee credit

For example, each calendar year you get a $200 airline fee credit. You choose a single airline you want to offset fees from each year.

Then any bag fees, change fees, lounge passes or other incidental fees are offset when you charge them to your card. You can’t offset actual plane ticket purchases, but many people have had luck buying gift cards for their chosen airline and getting the fee reimbursed.

You get great lounge access

If you fly Delta a lot, you’ll enjoy complimentary access to all the Delta SkyClubs when flying Delta.

You’ll also have access to American Express’ own new, ultra luxurious Centurion Lounges, currently open at Las Vegas, San Francisco, Dallas, New York-La Guardia, and soon Miami and Seattle airports.

And you get a Priority Pass lounge card which gives you access to over 700 other airport lounges worldwide, including most Alaska Airlines Board Rooms.


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