Home » Credit Card Offers » Wells Fargo Cash Wise Sign-Up Bonus

Wells Fargo Cash Wise Sign-Up Bonus

Wells Fargo Cash Wise Sign-Up Bonus

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Dec 09, 2019. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

If you’re looking for a card with an easy-to-earn sign-up bonus and competitive flat-rate rewards, the Wells Fargo Cash Wise Visa® card is a solid choice. You can earn a Earn a $150 cash rewards bonus after spending $500 in the first 3 months, as well as earn unlimited 1.5% cash rewards on purchases.

Let’s take a look at whether you’re eligible for the sign-up bonus, how you can use it and other ways you can earn rewards with this card.

In this post:

Are you eligible for the Wells Fargo Cash Wise Visa® card sign-up bonus?

Before applying for this card, you should take stock of whether you’ve recently applied for other Wells Fargo credit cards (even if you have since closed them). The terms and conditions for the Wells Fargo Cash Wise Visa® card specifies that you may not be eligible for bonus rewards offers, intro fees, and/or the card’s introductory APR — which is 0% intro APR for 15 months on purchases and qualifying balance transfers on purchases and 0% for 15 months on qualifying balance transfers, then a 14.49%-24.99% (variable) APR on purchases applies and a 14.49%-24.99% (variable) APR on balance transfers applies — if you meet the following criteria:

  • You opened a Wells Fargo credit card within the last 15 months.
  • You received an introductory APR, fees, and/or bonus rewards offers on that card.

In addition, if you’ve opened a Wells Fargo credit card in the past six months, you may not qualify for an additional credit card from the issuer.

Finally, to earn the sign-up bonus, you have to meet the spending requirement. Luckily, it’s a fairly easy spending requirement to meet. At least $500 in net purchases must post to your account within three months of opening the card. That averages out to about $167 per month.

How can you use your sign-up bonus?

The Wells Fargo Cash Wise Visa® card earns Go Far Rewards, which can be redeemed for options such as statement credits, cash back, travel, gift cards and merchandise. Go Far points are generally worth 1 cent each.

When redeeming for cash back, you can do so in $25 increments by phone or online, or in $20 increments at an ATM (you must have a Wells Fargo debit or ATM card). You can also put your cash back toward eligible Wells Fargo accounts such as loans and mortgages.

Some of the ways you can use points for travel are as follows:

  • Airline tickets
  • Car rentals
  • Cruises
  • Hotel room rentals
  • Vacation packages

Not all redemption options are available online. For the ones that aren’t, you’ll need to call Wells Fargo Go Far Rewards Customer Service at 1-877-517-1358.

Transferring rewards

You can transfer Go Far points to another Wells Fargo member, or contribute them to a shared points pool. For example, you could create a shared points pool for family members to contribute points to go toward the costs of a family reunion or holiday gathering.

When redeeming rewards to another Wells Fargo customer’s account, you can either use your points as a deposit into their checking or savings account or as a credit to a credit product.

Other ways to earn rewards

With this card, you can earn unlimited 1.5% cash rewards on purchases. And you can earn 1.8% cash rewards on qualified digital purchases made with Apple Pay® or Google Pay™ during the first 12 months from account opening.

The bottom line

The Wells Fargo Cash Wise Visa® card is a good choice if you want a sign-up bonus with a low spending requirement. Earning a Earn a $150 cash rewards bonus after spending $500 in the first 3 months should be fairly easy if you put the bulk of your spending on this card for the first few months at least. Plus, the ongoing rewards rate is competitive and Go Far rewards are flexible.

Recommended Posts:

Read More

The Business Platinum Card from American Express Offer

If you’re a small business owner seeking a premium travel card with a lucrative welcome offer, The Business Platinum Card® from American Express is worth a serious look. The current Welcome Offer: Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership. For ongoing rewards, cardholders can earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. The annual fee is $595, but for serious travelers, this card offers enough value to make that fee worth it. We’ll […]

Read More

Read More

Welcome Offer for the Platinum Card from American Express

If you’re in the market for a luxury travel card with a generous sign-up bonus, The Platinum Card® from American Express could be what you’re looking for. It offers 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. If you use your points to book a flight through American Express Travel, that’s a $600 value. To find out if The Platinum Card® from American Express is one you’d like to add to your […]

Read More

Read More

Citi Premier Card Sign-Up Bonus

The Citi Premier® Card, issued by our partner Citi, is ideal for travelers who want to earn an influx of rewards in a short period of time. The card currently offers a lucrative sign-up bonus that lets cardholders earn 60,000 bonus thankyou® points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, cardholders earn 3x points on restaurants, supermarkets, gas stations, air travel and hotels and 1x on all other purchases . ThankYou points do not expire. Although the Citi Premier® Card comes with a $95 annual […]

Read More