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This article was last updated Jan 31, 2020. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.
Chase and United Airlines have launched a new credit card designed for business owners — the United℠ Business Card . The card offers rewards in popular spending categories, such as local transit, gas stations and restaurants.
Chase has also updated the sign-up bonus offers for several other United cards, effective Jan. 23, 2020. Read on to see what’s changing.
New card launch: United℠ Business Card
The new United℠ Business Card , which launched on Jan. 23, features an extremely high sign-up bonus: Limited Time Offer: Earn 75,000 bonus miles after $5,000 in purchases within the first 3 months of account opening. Plus, get a $0 intro annual fee for the first year, then $99.
Earn 2 miles per $1 spent on United purchases, at restaurants, gas stations, office supply stores and on local transit and commuting. Plus, earn 1 mile per $1 spent on all other purchases.
In addition to priority boarding, free first checked bag and employee cards at no additional cost, the United℠ Business Card offers the following benefits:
Anniversary bonus. Receive 5,000 bonus miles each account anniversary when you have a new United℠ Business Card and a personal United card.
Annual travel credit. Get a $100 United travel credit after making seven United flight purchases of $100 or more.
In-flight discount. Receive 25% back on United in-flight purchases, including Wi-Fi, food and beverages.
United Club passes. Get two United Club one-time passes when you open your account and each card member anniversary.
The United℠ Business Card charges an annual fee of $0 For 12 months, then $99. However, the value of the annual travel credit alone can more than makes up for that fee each year.
United℠ Explorer Card sign-up bonus update
New offer. As of Jan. 23, new United℠ Explorer Card holders will earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
Previous offer. Previously, the card offered up to 65,000 bonus miles: 40,000 miles after spending $2,000 in the first three months, plus an additional 25,000 miles if you spend a total of $10,000 in purchases in the first six months from account opening.
Is this a better offer? In short — yes. While the new sign-up bonus is 5,000 miles less than the previous offer, keep in mind that the spend threshold required to earn the bonus is also much lower.
United Club℠ Card sign-up bonus update
New offer. Limited Time Offer: 75,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Offer ends 3/12/20.
Previous offer. Formerly, cardholders earned 50,000 bonus miles after spending $3,000 in the first 3 months of card membership.
Is this a better offer? Yes. The new sign-up bonus is 25,000 miles higher than the previous offer — for the same spend requirement.
For context, you can get a one-way ticket on United Airlines from New York to London for 30,000 miles.
United Club℠ Business Card sign-up bonus update
New offer. Limited Time Offer: 100,000 bonus miles after you spend $10,000 on purchases in the first 3 months your account is open. Offer ends 4/2/20.
Previous offer. Cardholders previously earned 50,000 bonus miles after spending $3,000 in the first three months.
Is it a better offer? That depends on how much your company spends each month. The new sign-up bonus is 50,000 miles higher than the former offer. However, cardholders are required to spend $7,000 more in the first three months to earn the 100,000-mile bonus.
So, for example, to earn the previous bonus, cardholders needed to spend an average of $1,667 per month for the first three months. But for the new offer, cardholders must spend a total of $7,000 more in the first three months — for an average of $3,333 per month (for a total of $10,000) for three months.
Should you apply now?
If you frequently fly United Airlines, now is the ideal time to apply for one of the credit cards listed above — thanks to the generous sign-up bonuses. The current offers provide a great opportunity to earn a large influx of United miles to use toward future travel.
Just know that the current sign-up bonuses are only available to new cardholders who have not received a new card member bonus for that particular card in the past 24 months.
Also, Chase’s unwritten “5/24 rule” prevents you from being approved for a new Chase card if you have opened five personal credit cards — from any issuer — within the past 24 months.
The information related to the United℠ Business Card , United Club℠ Card and United Club℠ Business Card has been independently collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication.