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This article was last updated Jan 28, 2019. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.
One handy benefit that comes with certain credit cards is the ability to transfer and share the points you earn, either among each other or to outside airline and hotel loyalty programs. And if you can do for free, it’s even better.
Some allow cardholders to transfer or share points with anyone, while others limit that benefit to authorized users. There are two ways to share. One way is to transfer points outside the program to an account with an airline or hotel partner. The second is to for households or friends to pool the points they earn.
Below is a rundown of card issuers, hotels and airlines with free points sharing and pooling programs:
American Express Membership Rewards®
Membership Rewards point transfer partners include 18 airline programs (Aer Lingus Aerclub, Aeromexico Club Premier, Air Canada Aeroplan, Air France KLM Flying Blue, Alitalia MilleMiglia, ANA Mileage Club, Asia Miles, Avianca LifeMiles, British Airways Executive Club, Delta SkyMiles®, El Al Matmid, Emirates Skywards, Etihad Guest, Hawaiian Miles, Iberia Plus, JetBlue TrueBlue, Singapore KrisFlyer, Virgin Atlantic FlyingClub), as well as three hotel programs (Choice Privileges, Hilton Honors and Marriott Bonvoy).
Can you transfer points to airline or hotel loyalty program accounts that aren’t yours? Yes and no. You can only transfer your Membership Rewards points into the loyalty program account of additional card members on your account for free.
Can you share Membership Rewards points with others? No, you can’t combine points with someone else’s Membership Rewards account.
Add the loyalty accounts of authorized users using the ‘Link Loyalty Programs’ option on your account summary page. You’ll then be able to select your authorized user’s card and enter that person’s loyalty program information so you can transfer points.
Citi ThankYou® lets you transfer points to 15 airline partners (Asia Miles, Avianca LifeMiles, Etihad Guest, EVA Air Infinity MileageLands, Flying Blue, Garuda Indonesia, Jet Airways JetPrivilege, JetBlue True Blue, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Turkish Airlines Miles and Smiles and Virgin Atlantic Flying Club).
Earn 3X points on restaurants, supermarkets, gas stations, air travel and hotels and 1X on all other purchases
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
No Foreign Transaction Fees
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- NEW! Earn 3 Points at Restaurants and Supermarkets
- Earn 3 Points at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- NEW! Annual Hotel Savings Benefit
- 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
See additional details for Citi Premier® Card
Can you transfer points to airline or hotel loyalty program accounts that aren’t yours? No, you can only transfer points to your own airline and hotel accounts.
Share Citi ThankYou® points with others? Yes, you can transfer your ThankYou® points to anyone else’s ThankYou® account (up to 100,000 in a calendar year), then that person can transfer the points into their own airline or hotel account.
You can do this by choosing the “Points Sharing” option under the “More Ways To Redeem” menu at ThankYou.com. You’ll need the recipient’s ThankYou® member account number or credit card number to direct the points.
However, there are a couple of catches:
- Once you share points, the recipient has 90 days to use them before they expire.
- Points earned from a sign-up bonus can’t be shared.
Chase Ultimate Rewards®
Chase Ultimate Rewards offers the ability to transfer points to nine airline and three hotel partners: Aer Lingus, AerClub, British Airways Executive Club, Flying Blue Air France KLM, Iberia Plus, JetBlue TrueBlue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards®, United MileagePlus®, Virgin Atlantic Flying Club, IHG® Rewards Club, Marriott Bonvoy and World of Hyatt®.
You need an Ultimate Rewards-based card with an annual fee — Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred℠ Credit Card — to be eligible to transfer points to outside loyalty program programs.
Can you transfer points to airline or hotel loyalty program accounts that aren’t yours? You can with authorized users of your account who live at your address, and for business cards, with authorized card users who are co-owners of your business.
Can you share Chase Ultimate Rewards points with others? Yes, you can send points to your spouse or domestic partner who has an active Ultimate Rewards account, or for business cards, a business co-owner who has an active Ultimate Rewards account. You can do this using the Combine Points page on UltimateRewards.com.
The World of Hyatt
You can share points with any World of Hyatt member. You can also combine points with another member once every 30 days. To do it, you’ll need to manually fill out this form and email or mail it to World of Hyatt customer service. You can only combine the number of points needed to redeem a specific award.
You can share your points with any Marriott Bonvoy member as long as both accounts are in good standing and have been open for at least 60 days. The member transferring points initiates the transfer by contacting member support at (801)-468-4000 and providing the recipient’s membership number. You can transfer or receive 1,000 points or more at a time, up to a maximum of 50,000 a year.
British Airways Executive Club
Club members can pool their Avios points with up to six people who share your address free of charge via a Household Account. You can only use Avios to book tickets for people in your household. Changes to the registered Household Account address can only be made once every six months to prevent members from churning people in and out. Members of a Household Account cannot redeem their Avios for anyone outside of their account.
JetBlue True Blue
The airline recently revamped its pooling program: what was formerly Family Pooling has now become Points Pooling.
The former was established around a family dynamic — consisting of two adults age 21 or over and up to five children under age 21, with a dedicated head of household in charge of redeeming points. However, this newer version allows for a more flexible pool composition, between two and seven members with a pool leader who’s at least 21 years old. With Points Pooling, members must contribute 100% of their points to the pool, but will still have access to redeem their individual balances.
The bottom line
If you’re piling up the miles thanks to regular spending on your credit card, you may want to share the wealth instead of just redeeming them for yourself. Maybe you want to give points to a friend with your same credit card to transfer into airline miles. Your spouse may want some of your hotel points to book a weekend getaway. Or you might want to get your friends or family together and pool your points for a dream trip.
Whatever the reason, these programs give you further flexibility when it comes to redeeming your points.
The information related to Ink Business Preferred℠ Credit Card has been independently collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication.