If you no longer use your credit card and are considering closing it, know how that will impact your credit score and any rewards you’ve earned before you act. We’ll walk through what to expect if you do choose to close a credit card and provide alternative actions you can take to protect your credit […]
Many credit cards, especially if they’re travel-branded, give you access to a concierge. However, most cardholders either don’t know their card comes with the perk or only use it during a travel emergency, so they’re missing out on a great benefit. Take travel writer Valerie Stimac, 31, for example, who encountered a major problem during […]
One of the most common credit score questions is if your income plays into having a great or not-so-great score. The short answer is no, you can have a great credit score no matter what your paycheck is. The five main factors that comprise your credit score don’t include how much money you make. However, […]
Have you ever tried to return a new item and been denied a refund by the merchant? This can be a frustrating and costly experience, but if you used a select credit card to pay for the item, you may be still be able to get that refund. Credit card issuers often offer extended warranty […]
Today, American Express® is the largest payments network in the world, but the company wasn’t always a credit card issuer. American Express was founded in 1850 as a freight forwarding company — in other words, a mail delivery company — and used their delivery services to establish trust with consumers. As the years progressed, Amex […]
Are you one of those people who avoid credit at all costs just to save yourself from debt? If so, you may see yourself as a wise money manager. But your savvy saving practices may not work in your favor when the time comes to get a credit card or a loan. Oddly enough, having […]
If you have an American Express credit card, you may have been in the awkward situation where you go to use your card to pay but the merchant said it couldn’t accept it. While that may not happen regularly, it can create issues if an Amex card is the only form of payment you typically […]
New to credit? You may have come across secured credit cards in your search for a credit card, but are wondering how they differ from unsecured credit cards and if they’re the right choice for you. In short, they’re quite similar — except that secured credit cards require something called a security deposit, which we’ll […]
If you’re paying a mortgage every month, you may have wondered whether you could use a credit card to pay it in order to earn more points, miles or cashback rewards. It’s a tempting thought. If you’re paying $2,000 a month on your home mortgage, for example, and you have an unlimited points credit card […]
You’re a parent who wants to help your children start building their credit foundation early. Or you’re a credit cardholder who wants to help a friend or family member build or rebuild their credit. How can you, as a cardmember with good credit, help? You can do this two ways — by adding a joint […]
When you pay for purchases online, you may have come across the Visa Checkout option and wonder if it’s worth creating an account. Visa Checkout is an online and mobile payments platform that allows you to enter a username and password at checkout and complete your purchase without requiring you to manually input your credit […]
The Chase Sapphire Preferred® Card is Chase’s flagship rewards credit card, earning Ultimate Rewards® points that can be transferred to several leading airline and hotel programs like United, Southwest, Hyatt, and Marriott. As the Chase Sapphire Preferred® Card credit card increases in popularity we are getting more questions on how it works. Below are some answers to frequently asked questions about the […]
