Applying for a credit card is as simple as spending a few minutes to fill out an application online — but that doesn’t mean it’s easy to get approved. Credit card issuers consider numerous factors when determining your eligibility, and we’ll review some of the factors you can control to hopefully increase your approval odds […]
Credit cards can be a great asset if used responsibly — you have the potential to earn rewards, finance new purchases, get out of debt and simplify bill pay among many other benefits. But, at the same time, they pose risks for some people who may be tempted to overspend and fall into debt. Depending […]
What is a credit card grace period? A credit card grace period is the amount of time between the end of a billing cycle and when your bill is due. During this period, you may not be charged interest on your balance. While grace periods vary by issuer, they must be a minimum of 21 […]
Investing money in home renovation is always a smart decision. Either it increases the value of your home for resale or it allows you to feel more comfortable in the space you’re living in. Most homeowners don’t have enough money saved to cover the cost of major home remodeling, so they either take out a […]
