Read More What Is a Balance Transfer?

What Is a Balance Transfer?

If you have a large amount of high-interest credit card debt that you’re struggling to pay down, a balance transfer credit card can help by allowing you to move debt from one card to another with a lower interest rate, which — if done correctly — can potentially save you money on interest payments. Here’s […]

Read More

Read More What Is a Balance Transfer Fee?

What Is a Balance Transfer Fee?

Balance transfer credit cards can boost your debt payoff strategy by allowing you to move high-interest debt to a card offering low or no interest for a specified period of time. Depending on the balance transfer card, you may be charged a fee that is added to the transferred amount on the new card. However, […]

Read More

Read More Citi Simplicity vs. Citi Diamond Preferred

Citi Simplicity vs. Citi Diamond Preferred

If you’re looking to save on interest charges, the Citi Simplicity® Card - No Late Fees Ever or the Citi® Diamond Preferred® Card, issued by our partner Citi, may be the answer — both cards offer extremely long interest-free periods on purchases and balance transfers. When choosing between the two cards, know that the Citi Simplicity® Card is a better fit if you have a tendency to […]

Read More