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Worth the fee? Platinum Delta SkyMiles Card Benefits & Review

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This article was last updated Apr 06, 2015, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

The information related to the Platinum Delta SkyMiles® Credit Card from American Express, The Amex EveryDay® Preferred Credit Card from American Express, and the Delta Reserve® Credit Card from American Express has been collected by CompareCards and has not been reviewed or provided by the issuer of this card. These offers and/or promotions may have since changed, expired, or is no longer available.

Alternatives to the Platinum Delta SkyMiles® Credit Card from American Express

As we say above, you really shouldn’t get this card unless you value the Medallion Qualification Miles or get use out of the domestic flight Companion Certificate each year. Otherwise, there are other cards that earn Delta SkyMiles more quickly vs the Platinum SkyMiles card with lower fees, including these:

deltagold170Gold Delta SkyMiles® Credit Card from American Express: Free bags for less

Get the entry level Gold Delta SkyMiles® Credit Card from American Express if you want the free baggage benefit. There is a $0 introductory annual fee for the first year, then $95.. You get the same priority boarding benefit as well. All that’s missing are the companion certificate and Medallion Qualifying Mile options.

The Amex EveryDay® Credit Card from American Express: $0 annual fee

If you want to earn SkyMiles with a $0 annual fee, get The Amex EveryDay® Credit Card from American Express. It earns Membership Rewards points, which you can transfer into your SkyMiles account at any time, instantly. The conversion rate is 1 for 1, so 1 Membership Rewards point = 1 Delta mile.

There are no Delta baggage or other flight benefits, but you could earn miles more quickly than with the Platinum Delta SkyMiles credit card. Every billing period you use the card 20 times or more, you’ll earn a 20% bonus on your points earned, and it earns 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x), 1x points on other purchases. So it’s possible to earn 1.2 points per dollar on your base spending, and 2.4x on groceries. Terms Apply.

The Amex EveryDay® Preferred Credit Card from American Express: Fastest earning While the Platinum Delta SkyMiles card offers a 10,000 mile bonus when you spend $25,000 in a year, which works out to earning about 1.4 miles per dollar, you can actually do better with another card.

The Amex EveryDay Preferred earns a 50% bonus each billing period you use the card 30 times or more, which works out to 1.5 points per dollar. And it earns 2x points on gas and 3x points at U.S. supermarkets (up to $6,000 a year at supermarkets), which work out to be 3x on gas and 4.5x at supermarkets when you count the 50% bonus. Terms Apply.

There’s no faster way to earn SkyMiles from ongoing spending than this card, and the annual fee is just $95.

Delta Reserve® Credit Card from American Express: SkyClub access If you want all of the benefits from the Platinum Delta SkyMiles® Credit Card from American Express plus unlimited access to Delta SkyClubs, then the Delta Reserve® Credit Card from American Express is for you. It also earns more Medallion Qualification Miles – 15,000 after $30,000 in spending in a calendar year, and another 15,000 after $60,000 in spending. It also gives you a slight edge in upgrade priority if you’re already a Medallion member. Beware though that Delta no longer offers free guest access to SkyClubs. You’ll need to pay $29 per guest.

Platinum Delta SkyMiles® Credit Card from American Express Benefits

First free checked bag

You get your first bag checked free on Delta flights. And if you have other people booked in the same reservation, up to 8 of you can get a free bag. You don’t need to buy the ticket with your card to take advantage of it, just have your SkyMiles number in your reservation.

Priority boarding

This one has a catch. While you get ‘Zone 1’ boarding, in reality Zone 1 is not the first group to board the plane. So save yourself embarrassment and know that Zone 1 comes after First Class and Delta’s most frequent fliers in the boarding process. There are a lot of Delta frequent fliers, so there are no guarantees there will be space in the overhead bins when Zone 1 boards, but it beats being in Zones 2 – 4.

SkyClub access

This one trips a lot of people up. While Amex does have a Platinum Card that offers complimentary SkyClub access, it’s not the Platinum Delta SkyMiles card. Instead, it’s The Platinum Card from American Express, which doesn’t have a Delta logo on the front. With the Platinum Delta SkyMiles Credit Card you need to pay $29 each time you visit a SkyClub.

In-flight purchase discount

Anytime you use the card to buy food or drinks in-flight with Delta, you’ll get a 20% discount. Unfortunately purchases of WiFi access don’t qualify for the discount, as those are handled by another company.

Foreign transaction fee waiver

You can use the card on international trips without worries. You won’t be charged a foreign transaction fee.

Flight delay / Trip cancellation insurance

Unfortunately this card, like all American Express cards, does not offer coverage if your flight is delayed or you need to cancel your trip. However several Chase and Citibank cards do. You can read about them here.

Car rental collision coverage

You get secondary car rental collision coverage with this card. Like all American Express cards, you won’t be covered in certain countries, so it’s best to call Amex before relying on the coverage to check your specific situation.

You may find some Citibank and Chase cards offer better coverage in more countries with higher limits. You can read more about them here.

Frequent Questions

Can you combine miles with another Delta card? 

Yes, if you want to really max out your Delta miles, you can hold different kinds of Delta credit cards, and they can all contribute to your SkyMiles account.

When do you receive the companion ticket?

You’ll get an email from Delta each year after your annual fee hits with instructions on how to use your companion ticket. Only renewing cardholders get the ticket, so if you’re just signing up for the card now, you’ll need to wait a year before you get the ticket.

Do you need to pay for your ticket with the card to get the free bag?

No, just make sure the SkyMiles number that’s on your card is the one that’s in your reservation.

When do the miles expire?

Delta SkyMiles never expire, whether or not you keep or cancel a Delta SkyMiles credit card. So whatever you earn with the card is yours to keep.


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