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New Marriott Premier Business Credit Card – Should you apply?

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Marriott Business

The information related to the Marriott Rewards® Premier Business credit card, and The Ritz–Carlton Rewards® Credit Card has been collected by CompareCards and has not been reviewed or provided by the issuer of this card.

Marriott and Chase have just launched a new credit card – the Marriott Rewards® Premier Business credit card with a $99 annual fee, waived the first year.

It’s almost identical to the personal version of the Marriott Rewards Premier credit card which offers:

  • 5x points at Marriott
  • 2x points at restaurants, car rentals, and airline tickets
  • 15 elite credits on your account anniversary
  • A free night at Category 1-5 hotels on your account anniversary
  • No foreign transaction fees

The twist of the Marriott Rewards® Premier Business credit card is that it adds a new category bonus…

2x points at office supply stores and for Internet, cable, and phone service purchases.

It also has a higher $99 annual fee versus $85 for the personal version to account for the extra bonus category.

There’s a 50,000 point intro bonus at the time of this post, and you can see how the card stacks up using our CardFinder tool and selecting the ‘Business’ credit card option.

Should you get this card?

We’re actually surprised the Premier version of the Business credit card didn’t exist yet.

The Premier version of the personal card is very popular thanks to its big 5x point per dollar earning power on Marriott spending.

Marriott is a program that is very, very rewarding if you stay and spend in its hotels often because you earn 10x points on all spending at most hotels even before the 5x point per dollar boost from the Premier cards.

It’s less rewarding if you don’t stay at their hotels often and earn most of your points via card spending elsewhere.

For that kind of hotel point earning you’re better off with Starwood Preferred Guest® or Hyatt Gold Passport, both programs with smaller hotel footprints, but lower point prices for free nights.

But if you are in the hunt for Gold or Platinum elite status with Marriott, it’s an alternative to get the 15 elite nights a year.

marriottelite

It’s also worth getting this card just for the sign on bonus if you have the personal version of the card already as you can qualify for a fresh sign on bonus by applying for the Marriott Rewards® Premier Business credit card.

If you don’t stay in Marriott hotels often and just want to top off your Marriott account with credit card spending, you should consider a more versatile Chase Ultimate Rewards® card which earns points you can transfer to Marriott as well as United, Southwest, Hyatt, and more. The Ink Business Cash℠ Credit Card lets you Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn. You only earn 2x on the Marriott Rewards® Premier Business credit card.

Are there other ways to earn Marriott elite status?

Ritz Carlton Rewards VisaAnother way to get Gold elite status is to hold The Ritz–Carlton Rewards® Credit Card, which offers Gold elite status as a benefit the first year you hold the card, then each year you spend $10,000 on it (which is less than $1,000 a month).

The card earns Ritz Carlton points, but these are interchangeable with Marriott points and any status you earn is conferred at both hotel chains.

It has a $450 annual fee, but there’s also a $300 annual airline fee credit which you can use to offset baggage fees and lounge membership, so if you normally buy airline lounge membership or pay a lot of bag fees you can effectively bring down the annual fee to $150.

You’ll also earn Gold Elite status  more quickly than with the Marriott cards.

The downside is if you’re trying to earn Platinum status the card doesn’t offer the elite night credits the Marriott cards do.

But if you spend $75,000 on it a year (easy for some business travelers) you get Platinum status outright, with no stays required. The ‘year’ for spending is counted from the anniversary date of your card, not a calendar year.


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