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Earn 30,000 points (a $300 value) toward travel after spending $3,000 in the first 90 days of opening a new Visa Signature® Flagship Rewards Card.
What’s the catch?
You need to have some sort of armed services affiliation to join Navy Federal Credit Union – either directly or via a family member.
What else is good?
The hook on the card is that it’s a true 2% return card, earning double points on everything you spend, and the annual fee is $49, but it’s waived the first year.
So compared to the Capital One® Venture® Rewards Credit Card which you can earn a One-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel, the annual fee is slightly higer at $0 intro for first year; $95 after that.
The points never expire and there are no quarterly maximums on the points you can earn. Though one downside is you can only redeem for travel in 10,000 point increments. The Capital One® Venture® Rewards Credit Card allows smaller redemptions.
The Visa Signature® Flagship Rewards Card is also a full Chip + PIN card for foreign travel, with no foreign transaction fees, and the interest rate is reasonable, though you should never use a travel rewards card to carry a balance month to month, as it’s just not worth it.