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Gold Delta SkyMiles vs Platinum Delta SkyMiles Amex: Which is worth the fee?

Gold Delta SkyMiles vs Platinum Delta SkyMiles Amex: Which is worth the fee?

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This article was last updated Jan 31, 2020. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

If you frequently travel on Delta Airlines, you should consider a credit card that lets you earn rewards to use toward free Delta flights, like the Delta SkyMiles® Gold American Express Card or the Delta SkyMiles® Platinum American Express Card. Both cards offer rewards on every purchase and bonus miles on Delta purchases. Where they differ the most is their annual fees, sign-up bonuses and travel benefits.

In this article:

When deciding which of these cards is best for you, it comes down to the following:

  • Consider the Delta SkyMiles® Gold American Express Card if you fly on Delta Airlines from time to time and want to take advantage of standard airline credit card perks like a free checked bag, while paying a $0 introductory annual fee for the first year, then $99.
  • Consider the Delta SkyMiles® Platinum American Express Card if you want a larger welcome offer, more premium Delta perks, such as an annual companion pass, and you don’t mind paying a $250 annual fee.

See how the cards compare side by side in the table below.

Delta SkyMiles® Gold American Express Card vs. Delta SkyMiles® Platinum American Express Card

Delta SkyMiles® Gold American Express Card Delta SkyMiles® Platinum American Express Card
Welcome offer Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021. Limited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
Rewards rate Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. Earn 3X Miles on Delta purchases. Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.
Intro APR on purchases 0% on purchases for 12 months 0% on purchases for 12 months
Regular purchase APR 15.74%-24.74% variable 15.74%-24.74% variable
Annual fee $0 introductory annual fee for the first year, then $99. $250.
Foreign transaction fees None None

To see rates & fees for Delta SkyMiles® Gold American Express Card please click here.

To see rates & fees for Delta SkyMiles® Platinum American Express Card please click here.

Delta SkyMiles® Gold American Express Card pros and cons

  • Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.

  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.

  • Check your 1st bag free on every Delta flight*

Highlights
  • Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
  • Limited Time Offer: Plus, get a 0% intro APR on purchases for 12 months from the date of account opening, then a variable 15.74%-24.74%. Offer expires 7/28/2021.
  • Enjoy your first checked bag free on Delta flights.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • $100 Delta Flight Credit: After you spend $10,000 in purchases on your card in a calendar year, receive a Credit to use toward future travel.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees

See additional details for Delta SkyMiles® Gold American Express Card

More Info

Pros

Welcome offer. Limited Time Offer: Earn 70,000 Bonus Miles after spending $2,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.

Annual fee. The Delta SkyMiles® Gold American Express Card offers a $0 introductory annual fee for the first year, then $99.

Rewards rate. The Delta SkyMiles® Gold American Express Card offers rewards on every purchase. Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.

Additional benefits. The Delta SkyMiles® Gold American Express Card comes with a number of travel perks, including your first checked bag free, 20% savings on in-flight purchases of food, beverages and audio headsets, car rental loss and damage insurance and Global Assist hotline, extended warranty, purchase and return protection, baggage insurance, trip delay, interruption and cancellation insurance and cellphone protection. As for foreign transaction fees? There are None.

Cons

No intro APR. Like the Delta SkyMiles® Platinum American Express Card, the Delta SkyMiles® Gold American Express Card does not offer a 0% introductory APR on purchases or balance transfers.

Mediocre ongoing benefits. The Delta SkyMiles® Gold American Express Card comes with several travel benefits, such as free checked first bag and no foreign transaction fees. However, the benefits are just so-so when compared with the Delta SkyMiles® Platinum American Express Card’s travel perks (more on those below).

Delta SkyMiles® Platinum American Express Card pros and cons

  • Limited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.

  • Earn 3X Miles on Delta purchases and purchases made directly with hotels. Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets. Earn 1X Miles on all other eligible purchases.

  • 15.74%-24.74% Variable

Highlights
  • Limited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.
  • Limited Time Offer: Plus, get a 0% intro APR on purchases for 12 months from the date of account opening , then a variable 15.74%-24.74%. Offer expires 7/28/2021.
  • Accelerate your path to Medallion Status, with Status Boost®. Plus, in 2021 you can earn even more bonus Medallion® Qualification Miles (MQMs) to help you reach Medallion Status.
  • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.  
  • Enjoy your first checked bag free on Delta flights.
  • Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • See Rates & Fees

See additional details for Delta SkyMiles® Platinum American Express Card

More Info

Pros

Welcome offer. The Delta SkyMiles® Platinum American Express Card offers a higher welcome offer than the Delta SkyMiles® Gold American Express Card:  Limited Time Offer: Earn 90,000 Bonus Miles after spending $3,000 in purchases on your new Card in your first 3 months and a $200 statement credit after you make a Delta purchase with your new Card within your first 3 months. Offer expires 7/28/2021.

Status boost. Every year, you have the ability to earn up to 20,000 MQMs. Earn 10,000 MQMs after spending $25,000 in a calendar year on the card, plus an additional 10,000 MQMs after spending $50,000 on the card in a calendar year.

Annual companion pass. Receive a free domestic main cabin round-trip companion certificate every year on your cardmember anniversary. You will be responsible for the taxes and fees of no more than $75 for a round-trip domestic flight.

Additional benefits. The Delta SkyMiles® Platinum American Express Card’s travel perks include priority boarding, a $39 per-visit rate to the Delta Sky Club, baggage insurance, first checked bag free, 20% in-flight savings, car rental loss and damage insurance, Global Assist hotline, cellphone protection, extended warranty, purchase and return protection, trip delay, cancellation and interruption insurance. As for foreign transaction fees? There are none.

Cons

Annual fee. Unlike the Delta SkyMiles® Gold American Express Card, the Delta SkyMiles® Platinum American Express Card does not waive the annual fee during the first year of card membership. Instead, the card charges a $250 annual fee.

High spend requirement. If you want to take full advantage of the annual status boost, you will be required to spend a total of $50,000 or more in a calendar year.

Which card is right for you?

Ultimately, the best card for you comes down to which benefits you want to take advantage of and how much of an annual fee you want to pay.

The Delta SkyMiles® Platinum American Express Card is hands down the best option if you want to earn a large influx of miles and MQMs in a short period of time or if you plan to take advantage of the annual companion certificate and other travel perks. Keep in mind, though, that these benefits come with an annual fee of $250.

The Delta SkyMiles® Gold American Express Card, on the other hand, is the better choice if you travel on Delta a few times a year and usually check your bag. Plus, the card comes with a $0 introductory annual fee for the first year, then $99.

Or, if you prefer to earn Delta SkyMiles without ever paying an annual fee, the Delta SkyMiles® Blue American Express Card is a good alternative.

  • Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.

  • Earn 2X Miles per dollar spent on Delta purchases and at restaurants, now worldwide. Earn 1X Mile on all other eligible purchases.

  • No foreign transaction fees.

Highlights
  • Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months.
  • No Annual Fee.
  • Earn 2X Miles per dollar at restaurants, now worldwide.
  • Earn 2X Miles per dollar spent on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • No Foreign Transaction Fees.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.
  • See Rates & Fees

See additional details for Delta SkyMiles® Blue American Express Card

More Info

Although the travel perks for the Delta SkyMiles® Blue American Express Card are not nearly as robust as the Delta SkyMiles® Platinum American Express Card or the Delta SkyMiles® Gold American Express Card, the card does come with a $0 annual fee. Plus, cardholders earn 10,000 bonus miles after you spend $500 in purchases on your new card in your first 3 months. Earn 2X Miles per dollar spent on Delta purchases and at restaurants, now worldwide. Earn 1X Mile on all other eligible purchases.

To see rates & fees for Delta SkyMiles® Blue American Express Card please click here.

Read:  Delta SkyMiles® Blue American Express Card vs. Delta SkyMiles® Gold American Express Card: Which Offers More Miles?


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