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Gold Delta SkyMiles Credit Card from American Express Review

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This article was last updated Aug 15, 2018, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

Who the card is best for

The Gold Delta SkyMiles® Credit Card from American Express provides numerous perks that benefit frequent Delta flyers, whether you fly within the U.S. or abroad. You can take advantage of priority boarding, get your first checked bag for free, discounts on eligible in-flight purchases and Delta Sky Club® access, and more.

  • Earn 60,000 bonus miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.

  • 2X Miles on Delta Purchases*

  • Check your 1st bag free on every Delta flight*

Highlights
  • Earn 60,000 bonus miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta.
  • Earn one mile for every eligible dollar you spend on purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees

See additional details for Gold Delta SkyMiles® Credit Card from American Express

More Info

This card was designed with Delta customers in mind, and is a great fit if you can afford the $0 introductory annual fee for the first year, then $95. Otherwise, if you don’t fly Delta or want a card without an annual fee, look to other airline or travel credit cards. Also, since this is a travel card, you don’t have the flexibility to redeem miles for things like cash back or statement credit, so check out cash back cards if that’s what you’re more interested in.

Where this card stands out in its category

This card has a lower annual fee compared to other airline credit cards at $0 introductory annual fee for the first year, then $95. Annual fees can range from $195 – $550 for some cards. Additionally, this card provides a bunch of perks that can save frequent Delta flyers (and their companions*) significant amounts of money. See ‘additional card benefits’ below for a breakdown of the perks you’ll receive.

Where this card falls short in its category

This card has an annual fee of $0 introductory annual fee for the first year, then $95. Although this is lower than other airline credit cards, it nonetheless is still a fee. You can find other travel or airline cards without an annual fee such as the Blue Delta SkyMiles® Credit Card from American Express (another possible option for Delta flyers detailed in our comparison section below).

Additional card benefits*

The Gold Delta SkyMiles® Credit Card from American Express offers numeorus additional card benefits that are great for frequent Delta flyers:

  • Discount on Delta in-flight purchases: Eligible Delta in-flight purchases of food, beverages, and audio headsets receive 20% savings via statement credit.
  • Priority boarding: You will be able to board the plane sooner and secure a spot for your carry-on prior to other passengers.
  • First checked bag free: Receive your first checked bag free up to $50 on a round-trip Delta flight per person. Passengers traveling with you on the same reservation can receive the waiver, too (maximum of 9 waivers per reservation). See delta.com/firstbagfree for details.
  • Discounted Delta Sky Club® access: You and up to two traveling companions can receive discounted access to the Delta Sky Club® at $29 per person.
  • Global Assist® Hotline: Representatives are available 24/7 to answer questions about medical, legal, financial or other select emergency coordination and assistance services when you travel more than 100 miles from home.
  • Entertainment Access®: Receive exclusive access to ticket presales and card-member only events such as sporting events, concerts, Broadway shows and more; available in select cities.

*Terms and conditions apply.

How to use it most effectively

To gain the most value from the Gold Delta SkyMiles® Credit Card from American Express, use it for all Delta purchases so you can earn the higher rewards rate — just make sure you book your travel directly with Delta. While flying, charge eligible in-flight purchases on food, beverages, and audio headsets on this card to receive a 20% statement credit. When traveling abroad, use this card since the foreign transaction fee is None. A good way to increase your miles is to meet the requirements of the welcome offer: 60,000 bonus miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.

Rewards breakdown

You can earn 2 miles for every dollar spent on eligible purchases made directly with Delta and 1 mile for every eligible dollar spent on purchases. Qualifying Delta purchases include those made directly with Delta, including flights booked on Delta.com, Sky Club® membership or passes, Delta Vacations® packages, seat upgrades, or in-flight purchases like food, beverages, and audio headsets. Miles can be redeemed for flights at over 15 airline partners as well as in numerous other redemption options such as travel upgrades and donations to charity. New cardmembers can receive a welcome offer of 60,000 bonus miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.

Compare it with the Blue Delta SkyMiles® Credit Card from American Express

There are many cards in the airline credit card market, with four Delta branded American Express cards. Many of these cards offer similar features and for our purposes we’re comparing two similar Delta credit cards; the Gold Delta SkyMiles® Credit Card from American Express and the Blue Delta SkyMiles® Credit Card from American Express.

  • Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.

  • Earn 2 miles per dollar at US restaurants. Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.

  • Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.

Highlights
  • Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.
  • No Annual Fee.
  • Earn 2 miles per dollar at US restaurants.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • Terms Apply.
  • See Rates & Fees

See additional details for Blue Delta SkyMiles® Credit Card from American Express

More Info

The Blue Delta SkyMiles® Credit Card from American Express has a $0 annual fee which is great for people who don’t want to spend extra money on an annual fee. However, it comes with a foreign transaction fee of 2.7% of each transaction after conversion to US dollars. The Gold Delta SkyMiles® Credit Card from American Express has None. Therefore, if you travel abroad, the Gold Delta SkyMiles® Credit Card from American Express can save you money on fees. Keep in mind that there is a $0 introductory annual fee for the first year, then $95.

When comparing rewards programs, both cards offer similar rewards, but the Blue Delta SkyMiles® Credit Card from American Express offers a higher rate at U.S. restaurants. This can be more beneficial to people who want to earn miles faster. Here are the key features of each card:

Gold Delta SkyMiles® Credit Card from American Express Blue Delta SkyMiles® Credit Card from American Express
Annual Fee $0 introductory annual fee for the first year, then $95. $0
Purchase Intro Rate N/A N/A
Balance Transfer Intro Rate N/A N/A
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater. Either $5 or 3% of the amount of each transfer, whichever is greater.
Ongoing APR 17.99%-26.99% Variable 17.99%-26.99% Variable
Rewards 2 miles for every dollar spent on eligible purchases made directly with Delta and 1 mile for every eligible dollar spent on purchases. Earn 2 miles per dollar at US restaurants. Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
Sign Up Bonus/Welcome Offer  60,000 bonus miles after you use your new Card to make $2,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.
Foreign Transaction Fee None 2.7% of each transaction after conversion to US dollars.

Bottom Line

The Gold Delta SkyMiles® Credit Card from American Express is a good option for Delta flyers that can reason the $0 introductory annual fee for the first year, then $95. You will receive more perks with this Delta card compared to the $0 annual fee Blue Delta SkyMiles® Credit Card from American Express.


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