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Gold Delta SkyMiles Credit Card from American Express Review

Gold Delta SkyMiles Credit Card from American Express Review

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Dec 02, 2019. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

If you fly Delta frequently and want a card that will reward you with more miles when you dine out at restaurants and shop at U.S. supermarkets, consider the Gold Delta SkyMiles® Credit Card from American Express.

There are some changes coming to the card in January 2020, which could make it even more valuable, but know that some perks, such as Delta Sky Club access and MQD waivers, will be disappearing. We’ll take a look at what the card offers and what’s changing, so you can decide if it’s what you need.

In this article:

  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.

  • 2X Miles on Delta Purchases*

  • Check your 1st bag free on every Delta flight*

Highlights
  • Earn 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on every eligible dollar spent on purchases made directly with Delta.
  • Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 for a family of 4 roundtrip.
  • Receive Main Cabin 1 Priority Boarding on Delta flights, stow your carry-on bag and settle in sooner.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees

See additional details for Gold Delta SkyMiles® Credit Card from American Express

More Info

Where the Gold Delta SkyMiles® Credit Card from American Express stands out

Rewards. The current rewards rate is 2 miles for every dollar spent on eligible purchases made directly with Delta and 1 mile for every eligible dollar spent on purchases. However, the update taking effect on Jan. 30, 2020 will add additional categories — you’ll be able to earn 2 miles for every dollar spent on eligible purchases at U.S. restaurants and U.S. supermarkets.

You can use your miles to book travel to more than 1,000 destinations. And while the redemption cost of a ticket will depend on a variety of factors, as a starting point, you can find round-trip tickets within the U.S. for as little as 25,000 miles.

In addition to flying on Delta, you can also book award travel on these partners:

  • Aeromexico
  • Aerolineas Argentinas
  • Air Europa
  • Air France
  • Air Tahiti Nui
  • Alitalia
  • China Airlines
  • China Eastern
  • China Southern
  • Czech Airlines
  • Garuda Indonesia
  • GOL
  • Hawaiian Airlines
  • Kenya Airways
  • KLM Royal Dutch Airlines
  • Korean Air
  • Mandarin Airlines
  • Middle East Airlines
  • Saudia Airlines
  • Shanghai Airlines
  • Tarom Airlines
  • Vietnam Airlines
  • Virgin Atlantic
  • Virgin Australia
  • WestJet
  • Xiamen Airlines

Additional benefits*

$100 flight credit. When the January 2020 changes take effect, you’ll be able to earn a $100 credit for future travel after spending $10,000 on eligible purchases in a calendar year.

No foreign transaction fee. When traveling outside the U.S., you won’t have to worry about paying a fee on every transaction you make — there is none.

Travel perks:

  • Discount on Delta in-flight purchases: Eligible Delta in-flight purchases of food, beverages and audio headsets receive 20% savings via statement credit.
  • Priority boarding: You will be able to board the plane sooner and secure a spot for your carry-on prior to other passengers.
  • First checked bag free: Receive your first checked bag free up to $60 on a round-trip Delta flight per person. Passengers traveling with you on the same reservation can receive the waiver, too (maximum of nine waivers per reservation). See delta.com/firstbagfree for details.
  • Global Assist® Hotline: Representatives are available 24/7 to answer questions about medical, legal, financial or other select emergency coordination and assistance services when you travel more than 100 miles from home.

Other perks:

  • Entertainment Access®: Receive exclusive access to ticket presales and card-member only events such as sporting events, concerts, Broadway shows and more; available in select cities.
  • Shoprunner: You can enroll in a complimentary membership when you have this card, and get free two-day shipping on eligible items in ShopRunner’s network of online stores.

*Terms and conditions apply.

Where the Gold Delta SkyMiles® Credit Card from American Express falls short

Annual fee. There’s currently a $0 introductory annual fee for the first year, then $95. After January 2020, the annual fee will increase to $99. That’s not too bad for an airline card with a lot to offer — but if you don’t want to pay an annual fee, you might consider a card such as the Blue Delta SkyMiles® Credit Card from American Express.

Losing Delta Sky Club access. This card used to offer discounted access to the Delta Sky Club for you and up to two traveling companions. However, that perk is going away.

Won’t be able to earn the MQD waiver. If you care about earning Medallion Status with Delta, you won’t like that the card’s revamp is doing away with the Medallion Qualification Dollars (MQD) Waiver that you used to be able to earn with it.

Compare it with the Blue Delta SkyMiles® Credit Card from American Express

If you want to earn Delta miles but don’t want to pay an annual fee, the Blue Delta SkyMiles® Credit Card from American Express might be a good alternative.

Gold Delta SkyMiles® Credit Card from American Express Blue Delta SkyMiles® Credit Card from American Express
Welcome offer 30,000 bonus miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months. Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.
Rewards 2 miles for every dollar spent on eligible purchases made directly with Delta and 1 mile for every eligible dollar spent on purchases. Earn 2 miles per dollar at US restaurants. Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
Annual fee $0 introductory annual fee for the first year, then $95. $0
Foreign transaction fee None 2.7% of each transaction after conversion to US dollars.
Regular purchase APR 17.24%-26.24% variable 17.24%-26.24% variable

As mentioned earlier, the Gold Delta SkyMiles® Credit Card from American Express is adding restaurants and U.S. supermarkets as categories at the end of January 2020 — which will give you one more opportunities to earn miles than the Blue Delta SkyMiles® Credit Card from American Express. However, if you don’t fly enough to merit paying an annual fee, the Blue Delta SkyMiles® Credit Card from American Express is a fine choice.

One downside is the foreign transaction fee the Blue Delta SkyMiles® Credit Card from American Express currently charges. But that’s going away in the January 2020 overhaul, which makes this card a better choice for international travelers than it was previously.

The bottom line

If you travel frequently with Delta and are looking at the Gold Delta SkyMiles® Credit Card from American Express as a way to earn miles, this is a strong choice. The addition of restaurants and U.S. supermarkets as rewards categories after January 2020 adds significant value to this card. Finally, if you’re not sure you want a card tied to a specific airline, take a look at our recommendations for the best travel credit cards.


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