Home » Credit Card Reviews » Expedia Rewards Credit Card Review

Expedia Rewards Credit Card Review

Expedia Rewards Credit Card Review

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Nov 15, 2019. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

If you frequently book travel through Expedia, you should consider a credit card that offers bonus points on those purchases, like the Expedia® Rewards Card from Citi.

The Expedia® Rewards Card from Citi gives cardholders 3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages and 1 Expedia Rewards bonus point per $1 spent on other purchases. Plus, cardholders earn 20,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months of account opening.

Expedia points can be redeemed for flights, bookings at Expedia Rate hotels and vacation package coupons, as well as Expedia Rate “Pay Now” cars and “Things to Do.”

In this review, we’ll break down the pros and cons of the Expedia® Rewards Card from Citi, as well as show how it compares with the Capital One® VentureOne® Rewards Credit Card.

In this post:

Where the Expedia® Rewards Card from Citi stands out

Rewards rate. The Expedia® Rewards Card from Citi offers a generous rewards rate on Expedia purchases. Cardholders earn 3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages and 1 Expedia Rewards bonus point per $1 spent on other purchases.

Eligible Expedia purchases include flights, Expedia Rate hotels, travel packages and activities booked on the “Things to Do” tab on Expedia.com. “Travel packages” includes the following purchases: flight + hotel, flight + hotel + car, flight + car, hotel + car or a booking made under the “Bundle and Save” tab.

Note, your purchases must be paid in full upon reservation.

Sign-up bonus. The Expedia® Rewards Card from Citi offers 20,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months of account opening. The sign-up bonus can be redeemed for up to $285 towards your stay at a VIP Access Hotel, for example.

Silver status. You will automatically receive Expedia Silver status each year of card membership. Silver status includes a variety of perks, such as free breakfast, spa credits at VIP Access hotels and 10% more points when you book.

Plus, you will earn one Elite Qualifying Hotel Night towards Gold status qualification for each increment of $2,500 you spend between your January and December billing statements.

Additional benefits:

  • $0 annual fee
  • Foreign transaction fees: None
  • Access to Citi Entertainment

Where the Expedia® Rewards Card from Citi falls short

Points expiration. While there is no limit to the amount of rewards you can earn, your points will expire if you don’t redeem them every 18 months.

Bonus points restrictions. If you book your hotel reservation through Expedia, but pay for it at the time of stay, you will not earn bonus points on that stay. Additionally, properties booked through the “Vacation Rental” tab on Expedia.com, car reservations that aren’t booked as part of a travel package and cruise bookings do not qualify for bonus points.

No intro APR. Because the Expedia® Rewards Card from Citi does not offer a 0% introductory APR on purchases, it’s not the best card to use if you plan to carry a balance.

Compare it to the Capital One® VentureOne® Rewards Credit Card

  • 1.25 Miles per dollar on every purchase, every day

  • 0% intro on purchases for 12 months

  • 13.74% - 23.74% (Variable)

Highlights
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 13.74% - 23.74% variable APR after that

See additional details for Capital One® VentureOne® Rewards Credit Card

More Info

If you prefer to book travel other than through Expedia, such as Travelocity or directly with airlines, you’ll want to consider a card that offers more flexibility in where you can earn and redeem rewards, like the Capital One® VentureOne® Rewards Credit Card.

The Capital One® VentureOne® Rewards Credit Card offers 1.25 miles per dollar on every purchase, every day. Additionally, cardholders earn a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of account opening, equal to $200 in travel.

Capital One® VentureOne® Rewards Credit Card miles, which don’t expire, can be used to book travel with any airline with no seat restrictions or blackout dates. Miles can also be redeemed for car rentals, hotels, ride-sharing apps, cruises, statement credits, gift cards and more. Plus, you can transfer Venture miles to 15 travel partners, including Air France KLM, Air Canada, JetBlue TrueBlue and Emirates Skywards.

See how the cards compare side by side in the table below.

Expedia® Rewards Card from Citi Capital One® VentureOne® Rewards Credit Card
Annual fee $0 $0
Sign-up bonus 20,000 Expedia Rewards bonus points after $1,000 in purchases within 3 months of account opening One-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of account opening, equal to $200 in travel
Rewards rate 3 Expedia Rewards bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages and 1 Expedia Rewards bonus point per $1 spent on other purchases 1.25 Miles per dollar on every purchase, every day
Intro APR on purchases N/A 0% intro on purchases for 12 months
Regular purchase APR 16.49% to 24.49% variable 13.74% - 23.74% (Variable)
Foreign transaction fee None None

If you’re planning to finance a trip, you’ll be better off with the Capital One® VentureOne® Rewards Credit Card, since you won’t be responsible for paying interest charges for one year. The card offers an APR of 0% intro on purchases for 12 months, then a regular purchase APR of 13.74% - 23.74% (Variable) applies.

By contrast, the Expedia® Rewards Card from Citi charges an APR of 16.49% to 24.49% variable if you carry a balance. That said, we recommend paying your balance in full each month.

The bottom line

If you frequently book travel through Expedia.com, the Expedia® Rewards Card from Citi offers a great opportunity to earn bonus points that can be used towards hotels, car rentals and more through the site. But if you prefer a more universal travel card with less limitations, you may be better served with the Capital One® VentureOne® Rewards Credit Card.


Recommended Posts:

Capital One QuicksilverOne Credit Card Review

It’s hard to see any downsides with the Capital One® QuicksilverOne® Cash Rewards Credit Card for those with average/fair/limited credit. Other cards for those with limited credit may require a deposit — this one doesn’t. If you’re trying to rebuild your credit, this card is a good option. The card’s reasonable $39 annual fee is another big plus. And you […]

Read More

Read More

Review of the AAdvantage Aviator Silver World Elite Mastercard®

The AAdvantage® Aviator® Silver World Elite Mastercard® was one of two Barclays credit cards — the other being the AAdvantage® Aviator® Red World Elite Mastercard® — that survived after the merger of American Airlines and US Airways in February 2013. American Airlines AAdvantage® loyalty program members searching for a card that offers higher miles per dollar spent on the carrier, along with hotel and car […]

Read More

Read More

Marriott Bonvoy Boundless Credit Card Review

The newly branded Marriott Bonvoy Boundless™ Credit Card — previously the Marriott Rewards® Premier Plus Credit Card — is starting off with a bang. Earn 75,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless™ Credit Card! If you’re loyal to the Marriott Bonvoy™ brand and want one of its credit cards — but don’t want to shell out $450 for the Marriott Bonvoy Brilliant™ American Express® Card’s annual fee — this one is for you. It comes with solid perks, […]

Read More