*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
This article was last updated Aug 27, 2019. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.
The Citi Premier® Card, issued by our partner Citi, is ideal for travelers who want to earn an influx of rewards in a short period of time. The card currently offers a lucrative sign-up bonus that lets cardholders earn 60,000 bonus thankyou® points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, cardholders earn 3x points per $1 spent on restaurants, supermarkets, gas stations, air travel and hotels and 1x per $1 spent on all other purchases . ThankYou points do not expire.
Although the Citi Premier® Card comes with a $95 annual fee, the $750 value when you book through the ThankYou® Travel Center more than makes up for that.
In this post, we’ll break down the Citi Premier® Card’s current offer, including how you can use the sign-up bonus, ways to earn bonus points and whether you qualify for the card’s current sign-up bonus.
In this post:
- Are you eligible for the bonus?
- How can you use your sign-up bonus?
- Other ways to earn rewards
- Transferring points
- The bottom line
Earn 3X points per $1 spent on restaurants, supermarkets, gas stations, air travel and hotels and 1X per $1 spent on all other purchases
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
No Foreign Transaction Fees
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
See additional details for Citi Premier® Card
Are you eligible for the bonus?
In addition to standard credit and financial qualification requirements, you are not eligible to earn the Citi Premier® Card’s current sign-up bonus if you have received a new card member bonus or closed an account for any of the following cards in the past 24 months: Citi ThankYou Premier/ Citi Premier® Card, Citi Rewards+® Card, Citi ThankYou® Preferred Card or Citi Prestige® Credit Card.
How can you use your sign-up bonus?
While you can redeem ThankYou points in a variety of ways, including gift cards and merchandise, you’ll get the most value by redeeming points for air travel through the ThankYou Travel Center. See the different ways to redeem your rewards below.
Airfare – You can redeem points for airfare on any airline with no blackout dates through thankyou.com. Points have 25% more value when redeemed for airfare, so the current bonus will be worth $750 in airfare.
Citi allows you to use a combination of points and your Citi Premier® Card if you don’t have enough points to cover the entire airfare.
Gift cards – You can redeem points for gift cards from a wide range of big-name merchants, such as Nike, AMC Theaters, Target, AutoZone, Spafinder Wellness 365, Starbucks and Macy’s. The sign-up bonus can be redeemed for $600 in gift cards.
Merchandise – Use your ThankYou points to shop at participating online partners, such as Amazon.com, Expedia and Live Nation. If you do not use points to pay for the entire purchase, the remaining balance will be charged to your credit card.
Bill pay – If you have an enrolled Citi checking account, you can use your Thank You points or a combination of points and cash, to pay bills via Citi’s online bill pay feature.
ThankYou points can be transferred to a number of participating airline partners at a 1:1 rate, including:
- Asia Miles
- Avianca LifeMiles
- Etihad Guest
- EVA Air Infinity MileageLands
- Flying Blue Air France KLM
- JetBlue TrueBlue
- Malaysia Airlines Enrich
- Qantas Frequent Flyer
- Qatar Airways Privilege Club
- Singapore Airlines KrisFlyer
- Thai Royal Orchid Plus
- Turkish AIrlines Miles & Smiles
- Virgin Atlantic Flying Club
- Garuda Indonesia Frequent Flyer
The minimum number of ThankYou points you can transfer is 1,000 points, and transfers must be made in increments of 1,000 points. You can transfer points through thankyou.com or by calling the ThankYou service center at 1-800-THANKYOU.
Other ways to earn rewards
The Citi Premier® Card offers bonus points by using the card in a variety of categories. Cardholders earn 3x points per $1 spent on restaurants, supermarkets, gas stations, air travel and hotels and 1x per $1 spent on all other purchases .
See which purchases qualify for bonus points below.
What’s included in the restaurant category?
This category includes restaurants, cafes, bars, lounges and fast-food restaurants.
Note, you won’t earn the bonus rate on purchases made at bakeries, caterers, restaurants located inside other establishments (such as hotels, department stores, grocery stores, discount and convenience stores or warehouse clubs).
What’s included in the supermarket category?
This category includes supermarkets; however, purchases made at general merchandise/discount superstores, freezer/meat locker provisioners, dairy product stores, miscellaneous food/convenience stores, markets, drugstores, warehouse clubs, wholesale clubs, specialty vendors, bakeries, candy stores, nut stores, confectionery stores and meal kit delivery services do not qualify. Additionally, you won’t earn an elevated rewards rate for purchases made at online supermarkets if the merchant does not classify itself as a supermarket by using the supermarket merchant code.
What’s included in the gas stations category?
This category does not include gas purchases at warehouse clubs, discount stores, department stores, convenience stores or merchants that are no classified using the gas station merchant code.
What’s included in the air travel and hotel category?
This category includes purchases at airlines, hotels and travel agencies.
The bottom line
With the Citi Premier® Card’s current sign-up bonus, now is a great time to apply for the card and earn a large amount of rewards to use toward free travel. Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening — which can be redeemed for $750 in airfare when booked through the ThankYou Travel Center. Plus, cardholders earn 3x points per $1 spent on restaurants, supermarkets, gas stations, air travel and hotels and 1x per $1 spent on all other purchases .