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The Citi Premier® Card, issued by our partner Citi, is ideal for travelers who want to earn an influx of rewards in a short period of time. The card currently offers a lucrative sign-up bonus that lets cardholders earn 60,000 bonus thankyou® points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, cardholders earn 3x points on restaurants, supermarkets, gas stations, air travel and hotels and 1x on all other purchases . ThankYou points do not expire.
Although the Citi Premier® Card comes with a $95 annual fee, the $750 value when you book through the ThankYou® Travel Center more than makes up for that.
In this post, we’ll break down the Citi Premier® Card’s current offer, including how you can use the sign-up bonus, ways to earn bonus points and whether you qualify for the card’s current sign-up bonus.
In this post:
- Are you eligible for the bonus?
- How can you use your sign-up bonus?
- Other ways to earn rewards
- Transferring points
- The bottom line
Earn 3X points on restaurants, supermarkets, gas stations, air travel and hotels and 1X on all other purchases
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
No Foreign Transaction Fees
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- NEW! Earn 3 Points at Restaurants and Supermarkets
- Earn 3 Points at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- NEW! Annual Hotel Savings Benefit
- 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
See additional details for Citi Premier® Card
Are you eligible for the bonus?
In addition to standard credit and financial qualification requirements, you are not eligible to earn the Citi Premier® Card’s current sign-up bonus if you have received a new card member bonus or closed an account for any of the following cards in the past 24 months: Citi ThankYou Premier/ Citi Premier® Card, Citi Rewards+℠ Card, Citi ThankYou® Preferred Card or Citi Prestige® Credit Card.
How can you use your sign-up bonus?
While you can redeem ThankYou points in a variety of ways, including gift cards and merchandise, you’ll get the most value by redeeming points for air travel through the ThankYou Travel Center. See the different ways to redeem your rewards below.
Airfare – You can redeem points for airfare on any airline with no blackout dates through thankyou.com. Points have 25% more value when redeemed for airfare, so the current bonus will be worth $750 in airfare.
Citi allows you to use a combination of points and your Citi Premier® Card if you don’t have enough points to cover the entire airfare.
Gift cards – You can redeem points for gift cards from a wide range of big-name merchants, such as Nike, AMC Theaters, Target, AutoZone, Spafinder Wellness 365, Starbucks and Macy’s. The sign-up bonus can be redeemed for $600 in gift cards.
Merchandise – Use your ThankYou points to shop at participating online partners, such as Amazon.com, Expedia and Live Nation. If you do not use points to pay for the entire purchase, the remaining balance will be charged to your credit card.
Bill pay – If you have an enrolled Citi checking account, you can use your Thank You points or a combination of points and cash, to pay bills via Citi’s online bill pay feature.
ThankYou points can be transferred to a number of participating airline partners at a 1:1 rate, including:
- Asia Miles
- Avianca LifeMiles
- Etihad Guest
- EVA Air Infinity MileageLands
- Flying Blue Air France KLM
- JetBlue TrueBlue
- Malaysia Airlines Enrich
- Qantas Frequent Flyer
- Qatar Airways Privilege Club
- Singapore Airlines KrisFlyer
- Thai Royal Orchid Plus
- Turkish AIrlines Miles & Smiles
- Virgin Atlantic Flying Club
- Garuda Indonesia Frequent Flyer
The minimum number of ThankYou points you can transfer is 1,000 points, and transfers must be made in increments of 1,000 points. You can transfer points through thankyou.com or by calling the ThankYou service center at 1-800-THANKYOU.
Other ways to earn rewards
The Citi Premier® Card offers bonus points by using the card in a variety of categories. Cardholders earn 3x points on restaurants, supermarkets, gas stations, air travel and hotels and 1x on all other purchases .
Note, the reward rate for several categories will increase on Aug. 23, 2020. At that time, Citi Premier℠ Card members who applied on or after April 10 will earn 3x points on air travel and hotels, 3x points at restaurants, supermarkets and gas stations and 1x points on all other purchases.
Also, starting Aug. 23 for new card members and for existing card members who got the card after April 10, the rewards rate for entertainment purchases and some travel purchases, including cruises, transit and ride shares, will be reduced to 1x points.
See which purchases qualify for bonus points below.
What’s included in the travel category?
The travel category includes purchases made at airlines, hotels, car rental agencies, travel agencies, travel aggregators, tour operators, gas stations, commuter transportation, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, cruise lines, bridge and road tolls, parking lots, garages, campgrounds and trailer parks, timeshares, bus lines, motorhome/recreational vehicle rentals and boat leases and rentals.
What’s included in the restaurant category?
This category includes restaurants, cafes, bars, lounges and fast-food restaurants.
Note, you won’t earn the bonus rate on purchases made at bakeries, caterers, restaurants located inside other establishments (such as hotels, department stores, grocery stores, discount and convenience stores or warehouse clubs) or online dining delivery services,
What’s included in the entertainment category?
This category includes select entertainment, including live entertainment, live theatrical productions, concerts, live sporting events, movie theaters, amusement parks (including zoos, aquariums, circuses and carnivals), tourist attractions (including museums and art galleries), record stores, video rental stores and on-demand internet streaming media.
You will not earn the 2-point bonus at satellite and cable service providers, charitable organizations that provide live entertainment, sporting camps, sports complexes where you participate in the sport, public and private golf courses, country clubs (including membership fees), bowling alleys, video game arcades, stores that primarily sell video games and accessories, stores that sell musical instruments or bookstores.
The bottom line
With the Citi Premier® Card’s current sign-up bonus, now is a great time to apply for the card and earn a large amount of rewards to use toward free travel. Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening — which can be redeemed for $750 in airfare when booked through the ThankYou Travel Center. Plus, cardholders earn 3x points on restaurants, supermarkets, gas stations, air travel and hotels and 1x on all other purchases .