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This is a feature American Express Membership Rewards® users have grown to love over the years, and the Chase Sapphire Preferred® Card is the first major alternative to American Express for airline and hotel point transfers.
We rank it our favorite credit card for airline miles because of its ability to transfer points into one of our favorite U.S. programs – United MileagePlus® in addition to Southwest Airlines, British Airways , and Virgin Atlantic.
For business credit card users, the Ink Business Preferred℠ Credit Card from Chase has the same point transfer features as the Chase Sapphire Preferred® Card, and you can combine points from both cards as well as those of any other cards that earn Ultimate Rewards® points like the Chase Freedom®.
Earn 80,000 bonus points
Earn 3 points per $1 in select business categories
Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
- Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
- Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
- No foreign transaction fees
- Employee cards at no additional cost
- $95 Annual Fee
See additional details for Ink Business Preferred℠ Credit Card
60,000 bonus points
2X points on travel and dining
1:1 point transfer to leading airline and hotel loyalty programs
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
See additional details for Chase Sapphire Preferred® Card
Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.
0% Intro APR on purchases and balance transfers for 15 months
17.24% - 25.99% Variable
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- Unlimited 1% cash back on all other purchases – it’s automatic
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%.
- 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
- No annual fee
- Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Free credit score, updated weekly with Credit JourneySM
See additional details for Chase Freedom®
Current Transfer Partners
Here is the list of current Chase Sapphire Preferred® Card airline transfer partners, and links to guides that explain how to use them:
- United MileagePlus®
- Southwest Rapid Rewards®
- Air France Flying Blue (lets you book Delta and Alaska flights)
- British Airways Avios (lets you book American Airlines flights)
- Aer Lingus Avios (lets you book American Airlines flights)
- Iberia Avios (lets you book American Airlines flights)
- Virgin Atlantic Flying Club (lets you book Delta flights)
- Singapore Airlines KrisFlyer
You can also transfer to these hotel travel partners:
And remember if a transfer partner doesn’t work for you, it’s always possible to use your points to buy tickets on the Chase Ultimate Rewards® website, which gives you access to most airlines.
You can transfer points instantly to your United MileagePlus® account, or that of any member of your household who is an authorized user of your account.
United miles can also be used for travel on any Star Alliance partner carrier, including Air Canada, Lufthansa, Swiss, ANA, SAS, Singapore, and many more.
You’ll find sending your points to United useful if you want international travel thanks to all of United’s partners You can get to Europe for as few as 60,000 miles roundtrip and most of Asia for 70,000 – 85,000 miles.
You can search for and book most fights on United.com, but a few like those on Singapore Airlines have to be booked over the phone.
Points can be transferred instantly into your Southwest Rapid Rewards account.
Sending your points to Southwest is often one of the best deals for travel in the U.S. or the Caribbean, with every point worth over 1.4 cents toward Southwest airfare. That means you can get a $300 ticket for around 20,000 points. Just note these transfers don’t count toward A-List or Companion Pass elite status.
You can transfer your points into Air France Flying Blue miles any time, letting you book flights with Air France and any of its SkyTeam partners including Delta, Alitalia, KLM, and more, as well as other partners like Alaska Airlines. Beware that Air France flights incur fuel surcharges of hundreds of dollars for flights between the U.S. and Europe, but if you use Air France miles to book Delta flights you won’t pay any fuel surcharges.
You can send your points to British Airways and use them for travel on any OneWorld carrier, including American, British Airways, Iberia, Japan Air Lines, Cathay Pacific, LAN, and more.
You’re going to want to be careful when using British Airways points for International travel though.
They levy fuel surcharges of around $500 for Economy Class and $1,000 for Business and First Class flights across the Atlantic. You can get around them if you book flights on Air Berlin via Dusseldorf and Berlin or pay smaller surcharges if you fly Iberia through Spain.
You’re often better off transferring your points to United for trips to Europe as they levy no fuel surcharges.
A really good deal with British Airways points is using them to book flights with American and Alaska Airlines. You can get them for as little as 15,000 points roundtrip. You can also transfer your Ultimate Rewards® to Aer Lingus Avios and Iberia Avios, but your redemption options are limited.
If you transfer to Virgin Atlantic you can use your points to travel on Virgin Atlantic, as well as partners Virgin America, Delta, Singapore Airlines, and more.
Virgin Atlantic levies fuel surcharges of a few hundred dollars on its flights in Economy Class and almost $1,000 for Business Class. You can get around those by booking Delta flights, which cost 60,000 miles roundtrip in Economy Class and 125,000 miles in Business Class to Europe.
Once you send points to Singapore they can be used for travel on Singapore Airlines as well as Star Alliance partners like United, ANA, Thai, Lufthansa and more. Transfers can take 1-2 business days to complete.
If you’re interested in flying Singapore Airlines you’ll pay fuel surcharges of a few hundred dollars, but have access to more award seats than if you used United miles to book Singapore flights. So if you’re interested in flying on Singapore, the best strategy is to check if the flights you want are available using United miles
There are also good deals on United flights to Hawaii and United flights in First Class if you use Singapore miles to book them.
You can also transfer your points to several hotel programs, including Marriott, Hyatt, Ritz Carlton, and IHG Hotels. Generally, you won’t get great value out of moving miles into hotel points unless you have some points in the hotel program to top off. That’s because hotel rewards cost a lot of points. For example, a typical free hotel night at a Marriott can run 40,000 points and save you about $200.
But transferring your points to Southwest can save you over $550 on airfare.
Finally, Amtrak is also a point transfer partner and offers some very good deals that can save you hundreds of dollars for relatively few points.
What about booking Delta flights?
It’s not the most convenient option, but it is possible to book Delta flights with your Chase Ultimate Rewards® points. The catch is you can’t move points and combine them with your existing Delta SkyMiles®.
There’s a complete rundown here, but here’s a summary:
1. Transfer to Virgin Atlantic
Virgin is a partner of Delta’s, and you can use Virgin points to book Delta flights as long as Delta’s lowest price ‘Saver’ level awards are available. You can check availability by calling Virgin Flying Club on 1-800-365-9500. They can put an award on hold for you for 24 hours, and once you do that you can then transfer points from your Chase account to Virgin to finalize the booking.
Sometimes, the price to use Virgin points on Delta flights is less than what Delta charges its own frequent flyer program members.
2. Use your Chase Ultimate Rewards® points like cash
You can use the Chase Ultimate Rewards® booking portal to buy tickets on almost any airline, just like you’re shopping on a site like Expedia.com. Every 10,000 points is worth $125 in ticket value, and you can use as many or as few as 1,000 points if you want, including paying part cash and part points for tickets.
How the transfer works
Simply logon to your Chase Ultimate Rewards® account online — select the ‘Transfer Points to Travel Partners’, then enter the number of points you want to transfer in 1,000 point increments. You’ll be prompted for the account number of the mileage program you are transferring into, along with your name. The points will usually be transferred instantly, and the name on the mileage account doesn’t have to be yours, it can also be a member of your household or an authorized cardholder.