Home » Top Picks » Best Credit Cards for Cash Back, Travel and More – December 2020

Best Credit Cards for Cash Back, Travel and More – December 2020

Best Credit Cards for Cash Back, Travel and More – December 2020

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Nov 30, 2020. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

Whether you’re looking for the best first credit card, the best cashback card or the best card for travel, you probably know it’s a crowded field. To help you narrow down your choice, we curated the top credit cards available today.

Based on our research of cards available through CompareCards, as well as top cards offered by major issuers, we chose the best credit cards in 15 categories based on rewards, benefits and chances of approval for applicants with a variety of credit scores. Many of our selections charge no annual fee, and the ones that do charge annual fees offer enough value in rewards and benefits to make the fee worthwhile.

Best card for no annual fee: Wells Fargo Propel American Express® card

For those who want a credit card that doesn’t charge an annual fee, yet has generous travel and dining rewards, the Wells Fargo Propel American Express® card ranks highest on our list. Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases. The annual fee is $0.

More card details:

  • Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months.
  • Purchase APR: Intro 0% for 12 months. After, a 14.49% to 24.99% (variable) APR applies.
  • Balance transfer APR: Intro 0% for 12 months on qualifying balance transfers. After, a 14.49% to 24.99% (variable) applies.
  • Balance transfer fee: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5..
  • Foreign transaction fee: $0
  • Additional benefits: Lost luggage reimbursement, retail protection for items stolen or damaged within 90 days from the date of purchase, and cellphone protection.

Best card for travel: Chase Sapphire Reserve®

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases.

  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year

Highlights
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. From 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Earn 3x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services

See additional details for Chase Sapphire Reserve®

More Info

If you’re looking for a top-notch travel credit card, our pick is the Chase Sapphire Reserve®. Though the Chase Sapphire Reserve®’s annual fee is $550, it offers enough travel benefits and rewards to make the expensive annual fee worth it. You’ll get a $300 travel credit each account anniversary year as reimbursement for travel purchases on your card. For ongoing rewards, you’ll earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases.

The points earned with the Chase Sapphire Reserve® are Chase Ultimate Rewards® points, which carry 50% more value when used for travel and redeemed through the Ultimate Rewards portal.

You can also transfer points at a 1:1 value to 13 airline and hotel travel partners.

More card details:

  • Sign-up bonus: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Regular purchase APR: 16.99%-23.99% Variable
  • Foreign transaction fee: $0
  • Additional benefits: Get a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry or TSA Precheck. Receive complimentary airport lounge access at more than 1,000 lounges in more than 500 cities worldwide. Enjoy travel protections including trip cancellation/interruption insurance, lost luggage reimbursement, trip delay reimbursement and primary auto rental insurance. Plus, the card offers purchase protection, return protection, and extended warranty protection.
  • Earn 10x points on Lyft rides through March 2022, plus 15% off Lyft rides, and get up to $120 in statement credits on DoorDash food deliveries through 2020 plus a $0 delivery fee for a year.
  • Between July 1, 2020 and Sept. 30, 2020 earn 5X points on Instacart deliveries and pickups (on up to $3,000 in purchases), and earn up to $50 in statement credits toward an Instacart Express membership. During the same time period, earn 5X points on gas stations purchases (up to $1,500 spent) and 10X points on select streaming services (up to $1,500 spent).

Best card for cash back: Citi® Double Cash Card – 18 month BT offer

The Citi® Double Cash Card – 18 month BT offer is one of the best cashback cards you’ll find for its generous flat rate on all purchases, so you don’t have to activate quarterly bonus spending categories or pay attention to which categories earn the highest rate. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

More card details:

  • Regular purchase APR: 13.99% – 23.99% (variable)
  • Balance transfer APR: Intro 0% for 18 months on Balance Transfers. After, an APR of 13.99% – 23.99% (variable) applies.
  • Balance transfer fee: 3% of each balance transfer; $5 minimum.
  • Annual fee: $0
  • Foreign transaction fee: 3%
  • Additional benefits: Get access to early ticket sales, exclusive experiences and more with Citi Entertainment.

You can also maximize your cash back by pairing the Citi® Double Cash Card with a second credit card. For example, you could pair it with the Blue Cash Everyday® Card from American Express, which earns 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores. 1% cash back on other purchases.

By using the Blue Cash Everyday® Card from American Express for your supermarket purchases, and using the Citi® Double Cash Card for other categories, you can earn more cash back than you would with either card on its own.

To see rates & fees for Blue Cash Everyday® Card from American Express please click here.

  • Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months

  • 3% at U.S. supermarkets on up to $6,000 per year in purchases*

  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.

Highlights
  • Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

See additional details for Blue Cash Everyday® Card from American Express

More Info

Best airline card: Southwest Rapid Rewards® Priority Credit Card

While the best airline credit card should depend on which airline you fly with most, the Southwest Rapid Rewards® Priority Credit Card offers significant value for a reasonable annual fee of $149. The ongoing rewards rate is 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases. There’s a generous sign-up bonus: Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.

You’ll also get 7,500 bonus points each year on your cardmember anniversary, a $75 annual Southwest travel credit, and you can earn points toward Southwest’s valuable Companion Pass.

The Companion Pass allows you to choose one person to fly with you for only the cost of taxes and fees (which start at $5.60 for one-way flights). You can get it by earning 125,000 qualifying points in a calendar year or making 100 qualifying one-way flights in a calendar year. Once you earn it, it’s good for the rest of the year in which you earn it and the next calendar year.

More card details:

  • Foreign transaction fee: $0
  • Regular purchase APR: 15.99% - 22.99% variable
  • Additional benefits: 4 upgraded boardings per year when available, 20% back on in-flight drinks and Wi-Fi and earn tier qualifying points toward A-List status (which comes with benefits such as priority boarding, priority check-in and security lane access, and a 25% earning bonus to help you earn rewards points faster).

Best balance transfer card: Citi Simplicity® Card - No Late Fees Ever

The Citi Simplicity® Card - No Late Fees Ever is our top choice for a balance transfer due to its lengthy intro 0% APR period. Get an intro 0% for 18 months on balance transfers. After, an APR of 14.74% - 24.74% (variable) applies. With well over a year of paying no interest, this card is a fantastic tool for consumers looking to apply 100% of their payments toward their debt rather than interest charges and the principal. Just remember that you can’t transfer balances between cards from the same issuer.

For the balance transfer fee – either $5 or 3% of the amount of each transfer, whichever is greater. You might find that it’s worth the fee depending on what you’ll save in interest. Use our balance transfer calculator to run the numbers.

There’s also intro 0% for 18 months on purchases. After, an APR of 14.74% - 24.74% (variable) applies.

More card details:

  • Annual fee: $0
  • Foreign transaction fee: 3%
  • Additional benefits: No late fees or penalty APR.

Best first credit card: Capital One Platinum Credit Card

You won’t earn rewards with the Capital One Platinum Credit Card, but it is a great first credit card that can help you build your credit score. Its annual fee is $0, and you can get access to a higher credit limit after making your first five monthly payments on time. Plus, you can use Capital One’s prequalification tool to see if you have a solid chance of being approved for the card before you apply.

Due to the Capital One Platinum Credit Card’s high APR, however, be sure to pay off the balance in full every month to avoid interest charges.

After building a good credit score and establishing a responsible payment history, you can request a product change with Capital One to a credit card that offers cash back or travel miles.

More card details:

  • Foreign transaction fee: None
  • Regular purchase APR: 26.99% (variable)
  • Additional benefits: Use CreditWise from Capital One to monitor your credit score and get alerts if your Social Security number is found on the dark web. (Note that CreditWise is free to use whether you’re a Capital One cardholder or not.)

Best student card: Discover it® Student Cash Back

  • 0% intro for 6 Months*

  • 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically

  • 12.99% - 21.99% Variable*

Highlights
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.
  • See Rates & Fees

See additional details for Discover it® Student Cash Back

More Info

The Discover it® Student Cash Back can help you earn one of the highest cashback rates for certain purchases each quarter, build your credit history and reward you for maintaining a solid GPA. You can earn the Good Grade Reward — a $20 statement credit each school year your GPA is 3.0 or higher — for up to five years.

For the ongoing rewards rate: 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping, up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically.

More card details:

  • Sign-up bonus: For new cardmembers, Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Purchase APR: Intro 0% for 6 months. After, a 12.99% - 21.99% variable APR applies.
  • Annual fee: $0
  • Foreign transaction fee: None
  • Additional benefits: Free Social Security number alerts (when you sign up) if your SSN is found on the dark web.

Best card for bad credit: OpenSky® Secured Visa® Credit Card

  • 17.39% (variable)

  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.

  • $200 - $3,000 Credit Line*

Highlights
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card

See additional details for OpenSky® Secured Visa® Credit Card

More Info

If you’re looking for a card that doesn’t require a credit check, the OpenSky® Secured Visa® Credit Card could be exactly what you need. It’s a secured card, which means you must submit a security deposit which becomes your credit limit.

What’s unique about this card is that there’s no hard pull of your credit reports when you apply — so if you’re concerned about a bad credit store stopping you from getting approved for a credit card, the OpenSky® Secured Visa® Credit Card is a good option.

Be aware that you will have to provide other financial information (such as annual income and monthly housing costs) with your application. And take note that the OpenSky® Secured Visa® Credit Card charges a $35 annual fee, unlike some other secured credit cards.

More card details:

  • Regular purchase APR: 17.39% (variable)
  • Foreign transaction fee: 3% of each Transaction in U.S. dollars.
  • Additional benefits: OpenSky is one of the few credit card issuers that doesn’t require a checking account to apply. You can pay your security deposit via money order.

Best secured card: Discover it® Secured

  • 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically

  • Credit line will equal your security deposit of $200 or more*

  • No annual fee, no late fee on your first late payment. No penalty APR*

Highlights
  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
  • Establish your credit line by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • See Rates & Fees

See additional details for Discover it® Secured

More Info

It’s rare to find a secured credit card (one that requires you to make a security deposit which becomes your credit limit) that offers rewards, but the Discover it® Secured does just that.

You can earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically.

Plus, after you’ve had the card for eight months, Discover will start reviewing your account on a monthly basis to see if you qualify to get your deposit back and transition to an unsecured card. Because it allows you to earn cash back while improving your credit, and because Discover takes the guesswork out of upgrading to an unsecured card, this card is consistently one of our favorite secured credit cards.

More card details:

  • Sign-up bonus: For new cardmembers, Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Annual fee: $0
  • Foreign transaction fee: None
  • Regular purchase APR: 22.99% variable
  • Additional benefits: Free Social Security number alerts if your SSN is found on the dark web. You have to sign up, but it’s free to do so.

Best card for good credit: Capital One Quicksilver Cash Rewards Credit Card

If you have good credit and are wondering what credit card you can qualify for, the Capital One Quicksilver Cash Rewards Credit Card offers a solid flat-rate cashback program and a strong 0% APR intro periods on purchases, and charges a $0 annual fee.

For rewards, you can earn 1.5% cash back on every purchase, every day.

And if you need a card to finance a large purchase, the Capital One® Quicksilver® Card gives you ample to do so without charging interest. Get a 0% intro on purchases for 15 months. After, an APR of 15.49% - 25.49% (variable) applies.

More card details:

  • Sign-up bonus: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.
  • Foreign transaction fee: None
  • Additional benefits: Get virtual card numbers from Eno, Capital One’s virtual assistant. You can use these numbers to pay for online purchases and keep your actual number secret.

Best store credit card: Amazon Prime Store Card

If you frequently shop at Amazon and have an Amazon Prime membership, the Amazon Prime Store Card can put some cash back into your wallet. You’ll earn a generous rewards rate of 5% back at Amazon.com.

But be aware that while this card has a $0 annual fee, you still have to pay for Amazon Prime, which is $119 for a year, or $12.99 a month. If you’re a college student, you can get Prime for $59 a year, or $6.49 a month. Without a Prime membership, you can only get the Amazon.com Store Card, which does not offer rewards.

More card details:

  • Sign-up bonus: Earn a $10 Amazon.com gift card upon approval.
  • Regular purchase APR: 27.49% variable
  • Additional benefits: On purchases of $150 or more, you may have access to promotional financing offers that provide windows of 6, 12 or 24 months to pay off your purchases without accruing interest. Note that this is deferred interest, which means if you don’t pay off the purchases within the specified time, you’ll owe interest from the purchase date. And be aware that you cannot combine rewards and promotional financing offers.

Best card for gas: Bank of America® Cash Rewards credit card

If you’re a road warrior, the Bank of America® Cash Rewards credit card is one you may want to have in your wallet. It earns 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases. For the 3% category, you can choose from gas, online shopping, dining, travel, drugstores or home improvement/furnishings.

More card details:

  • Sign-up bonus: $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Annual fee: $0
  • Foreign transaction fee: 3%
  • Additional benefits: Preferred Rewards members earn 25% to 75% more cash back on every purchase.

Best card for restaurants: Capital One® Savor® Cash Rewards Credit Card

Foodies raise their glasses to the Capital One® Savor® Cash Rewards Credit Card as one of the top credit cards for dining out. It earns Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Additionally, earn 4% cash back on select streaming services, including Netflix, Hulu and Disney+, through Dec. 31, 2020. There is an annual fee of $95.

If you spend at least $2,375 a year (or about $198 a month) on dining out (after year one), you can earn enough cash back to recoup the annual fee.

More card details:

  • Sign-up bonus: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening.
  • Foreign transaction fee: 0%

If you’re looking for a card with a solid rewards rate on dining out but with a $0 annual fee, you might like the Capital One SavorOne Cash Rewards Credit Card. It offers 3% Cash Back on dining; 3% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases; 3% Cash Back on select streaming services through Dec. 31, 2020.

Best card for supermarkets: Blue Cash Preferred® Card from American Express

This offer and/or promotion may have since changed, expired, or is no longer available.

  • $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.*

  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.

  • 1% back on other purchases*

Highlights
  • Limited Time Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months. Offer Expires 12/10/2020
  • Limited Time Offer: $0 introductory annual fee for one year, then $95. Offer Expires 12/10/2020
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Terms Apply.
  • See Rates & Fees

See additional details for Blue Cash Preferred® Card from American Express

More Info

If groceries make up a big part of your budget, you’ll love that this card is consistently cited as offering the best cashback rate on U.S. supermarket purchases.

The Blue Cash Preferred® Card from American Express earns 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. 3% Cash Back on U.S. gas stations and transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more).

There is a $0 introductory annual fee for one year, then $95 annual fee, but if you spend at least $1,584 a year (or $132 a month) on purchases eligible for the 6% cashback rate, you can recoup that. After that, everything you earn is net cash in your wallet (as long as you don’t carry a balance and accrue interest charges).

More card details:

  • Welcome Offer: Earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first 6 months.
  • Purchase APR: Intro 0% on purchases for 12 months. Then, a 13.99%-23.99% variable APR applies.
  • Balance transfer APR: Intro N/A. Then, a N/A APR applies.
  • Balance transfer fee: N/A
  • Foreign transaction fee: 2.7% of each transaction after conversion to US dollars.
  • Additional benefits: Get free 2-day shipping on eligible items when you shop online with ShopRunner. Enjoy access to exclusive ticket presales and cardmember-only events. Get extra security for your purchases with Return Protection, which allows you to return eligible purchases to American Express (up to 90 days from the date of purchase) if the seller won’t take them back — up to $300 per purchase for a maximum of $1,000 a year.
  • Terms apply.

To see rates & fees for Blue Cash Preferred® Card from American Express please click here.

Best business card: Capital One Spark Cash for Business

The Capital One Spark Cash for Business is one of the top cashback business credit cards for those who want a straightforward, no-hassle card. It earns 2% cash back for your business on every purchase, everywhere, so you don’t have to pay attention to bonus categories. And unlike some competing cards, there’s no cap on your rewards.

There is an annual fee of $0 intro for first year; $95 after that. If your business spends at least $4,750 each year (after year one) you can earn enough cash back to recoup the amount of the annual fee.

More card details:

  • Regular purchase APR: 20.99% (variable)
  • Foreign transaction fee: None
  • Additional benefits: Free employee cards, year-end summaries to simplify planning and budgeting and Visa Business Benefits, such as access to sporting events and fine dining.

The information related to the Amazon Prime Store Card has been independently collected by CompareCards and has not been reviewed or provided by the issuer of this card prior to publication.


Recommended Posts:

Read More

Best Airline Credit Cards for December 2020

Whether you fly on a regular basis or are planning an upcoming vacation, airline rewards credit cards often offer generous sign-up bonuses and airline benefits that can save you money, such as priority boarding, free checked bags and discounts on in-flight purchases. When deciding which airline rewards credit card is the right fit for you, […]

Read More

Read More

Credit Cards That Offer High Credit Limits

Getting approved for credit cards with high credit limits is a true accomplishment. It means that you’ve proven yourself to be creditworthy and deserving of more purchasing power than most. So do you have what it takes to qualify? Of course, it all depends how you define high limit. For some consumers, it might be […]

Read More