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Best Barclays Credit Cards

Best Barclays Credit Cards

*Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated Apr 10, 2020. Terms and conditions may have changed. For the most accurate information, please consult the issuer website.

Barclays US is a consumer and wholesale bank with customers in more than 40 countries. In addition to savings, CDs and loan products, Barclays offers a variety of credit card products — including cash back credit cards, airline credit cards and hotel cards.

We highlight the pros and cons of several Barclays credit cards to help determine which card is best for you, based on the following categories:

Best airline Barclays card: JetBlue Plus Card

The JetBlue Plus Card is our top pick for those who regularly fly on JetBlue Airlines. The card offers 6X points on JetBlue purchases, 2X at restaurants & grocery stores, 1X on all other purchases. Plus, earn 40,000 bonus points after you spend $1,000 on purchases in the first 90 days.

TrueBlue points can be redeemed for flights on JetBlue and Hawaiian Airlines, JetBlue Vacations packages, magazine subscriptions and charitable donations.

What else we like. If you want to transfer a card balance to the JetBlue Plus Card, you can do so interest-free for one year. The card offers a 0% introductory APR for first 12 billing cycles following each balance transfer that posts to account within 45 days of account opening. After that, an APR of 13.24%, 21.24% or 26.24% variable applies.

Additional JetBlue Plus Card benefits:

  • 5,000 bonus points each year on your account anniversary
  • Mosaic benefits after spending $50,000 or more each calendar year
  • Annual $100 statement credit after purchasing a JetBlue Vacations package of $100 or more
  • 50% off in-flight savings on cocktails and food purchases
  • Free first checked bag for you and up to three companions on same reservation
  • Foreign transaction fees: 0%

What to look out for. The JetBlue Plus Card charges an annual fee of $99. Additionally, you can only use your TrueBlue points for flights on JetBlue Airlines or Hawaiian Airlines.

Read our JetBlue Plus Card review

Best Barclays card for travel: Priceline Rewards™ Visa® Card

If you regularly book flights, hotel stays, car rentals and other travel through Priceline, the online booking site, you may want to take a look at the Priceline Rewards™ Visa® Card. The card offers 5X points on eligible priceline.com purchases and 1X points per $1 spent on purchases everywhere Visa is accepted. Plus, cardholders earn 10,000 bonus points after spending $1,000 on purchases in the first 90 days.

Priceline rewards can be redeemed for statement credits towards eligible purchases, gift cards and merchandise.

What else we like. The Priceline Rewards™ Visa® Card offers a 0% introductory APR for the first fifteen billing cycles on balance transfers. After that, the regular APR is 17.49%, 22.49% or 27.49% variable.

Additional Priceline Rewards™ Visa® Card benefits:

  • $0 annual fee
  • 10% points back when you redeem for statement credits toward eligible purchases on priceline.com or travel purchases of $25 or more within the first 120 days
  • $0 fraud liability
  • Access to concierge services
  • Foreign transaction fees: 0% of each transaction in U.S. dollars.

What to look out for. If you’re planning to finance a vacation and pay it off over time, the Priceline Rewards card is not ideal, since it doesn’t offer a 0% introductory APR on purchases. If you carry a balance, you’ll be subject to interest charges of 17.49%, 22.49% or 27.49% variable APR.

Read our Priceline Rewards Visa card review

Best Barclays card for hotels: Wyndham Rewards® Visa® Card

If you frequently stay at one Wyndham’s more than 9,000 properties, including Wyndham Grand, La Quinta, Ramada and Howard Johnson, the Wyndham Rewards® Visa® Card should be on your radar.

The card offers 5 points per $1 spent on eligible purchases made at participating By Wyndham hotels and Wyndham timeshare properties, 2 points per $1 spent on eligible gas, utility and grocery store purchases (excluding Target® and Walmart®), and 1 point per $1 spent on purchases everywhere else (excluding Wyndham timeshare down payments).

The card also offers the following sign-up bonus: Earn up to 30,000 bonus points. Earn 15,000 bonus points after your first purchase or balance transfer. Plus, earn an additional 15,000 bonus points after spending $1,000 on purchases or balance transfers within the first 90 days of account opening.

Wyndham rewards can be redeemed for free night stays, tours and activities, gas at participating Marathon Gas locations in the U.S., merchandise, gift cards and charitable donations. You can also transfer points to several loyalty partners, including American Airlines, Amtrak, Caesar Entertainment, United Airlines and more.

What else we like. The Wyndham Rewards® Visa® Card offers an intro 0% APR on all Wyndham Timeshare Purchases for 6 billing cycles, then a regular APR of 15.24%, 19.99% or 24.99% variable will apply. The card also offers a 0% introductory APR for the first 15 billing cycles following each balance transfer that posts to your account within 45 days of account opening.. After that, a regular APR of 15.24%, 19.99% or 24.99% variable will apply.

Additional Wyndham Rewards® Visa® Card benefits:

  • Automatic Gold Membership status
  • $0 fraud liability
  • Concierge service
  • 24/7 global assistance services
  • Foreign transaction fees: None

What to look out for. The Wyndham Rewards® Visa® Card charges an annual fee of $75.

Read: Wyndham Rewards Cheat Sheet: How to Get the Most Rewards From Your Points

Best Barclays card for cruises: Carnival® World Mastercard®

If you’re planning a Carnival cruise, a credit card that offers rewards on cruise-related purchases, such as the Carnival® World Mastercard®, could be a good fit. The card offers the following rewards rate: Earn 2X FunPoints on Carnival Cruise Line and with the brands of the World’s Leading Cruise Lines. Earn 1X FunPoints on purchases everywhere else.

The card also offers the following sign-up bonus: Earn 20,000 FunPoints® after your first purchase or balance transfer. That’s enough FunPoints® to redeem for a $200 statement credit towards your next cruise.

What else we like. The Carnival® World Mastercard® offers an intro 0% APR for 6 billing cycles from the transaction date on all "Qualifying Carnival Cruise Booking Purchases". After that, an APR of 15.74%, 20.74%, or 25.74% variable applies. The card also offers a 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. After that, an APR of 15.74%, 20.74%, or 25.74% variable will apply.

Additional Carnival® World Mastercard® benefits:

  • $0 annual fee
  • 10% back as statement credit when you book a Carnival shore excursion or on Carnival.com prior your cruise
  • Foreign transaction fees: 0% of each transaction in U.S. dollars.

What to look out for. While the Carnival® World Mastercard®  offers an intro APR on balance transfers for more than a year, keep in mind that you will be responsible for balance transfer fees of either $5 or 3% of the amount of each transfer, whichever is greater.

Read: Is a cruise credit card worth it?

Best Barclays card for ride-shares and food delivery: Uber Visa Card

The Uber Visa Card offers a generous rewards rate on Uber rides and food delivery services. The card gives 5% back in Uber Cash on Uber rides, Uber Eats, and JUMP, 3% in Uber Cash on restaurants, bars, hotels, and airfare, and 1% back in Uber Cash on all other purchases.

Rewards are earned in the form of Uber Cash and can be redeemed for Uber rides, orders with Uber Eats and rides using JUMP bikes and scooters. Uber Cash is worth 1 cent when redeemed for products and services in the Uber app.

What else we like. The Uber Visa Card offers the following sign-up bonus: Earn $100 in Uber Cash after spending $500 on purchases in the first 90 days from account opening.

Additional Uber Visa Card benefits:

  • $0 annual fee
  • Free FICO Score
  • Cellphone protection
  • Foreign transaction fees: None

What to look out for. With the Uber Visa Card, you can only redeem Uber Cash for Uber rides, orders with Uber Eats and rides using JUMP bikes and scooters.

Read our Uber Visa Card review.

Best Barclays card for NFL fans: NFL Extra Points Credit Card

Designed with football fans in mind, the NFL Extra Points Credit Card offers an elevated rewards rate on NFL purchases and a variety of NFL-related benefits. Cardholders earn 2 points per $1 on NFL or team purchases and 1 point per $1 on all other purchases. Additionally, cardholders earn 10,000 bonus points after $500 in purchases in the first 90 days from account opening.

Points can be redeemed for cash back starting at 2,500 points — which is worth $25. Points can also be redeemed for NFL game tickets and once-in-a-lifetime experiences, such as pregame sideline passes.

What else we like. The NFL Extra Points Credit Card offers a 0% intro APR for 6 billing cycles on NFL ticket purchases from any participating NFL team ticket office. After that, an APR of 15.99%, 20.99% or 25.99% based on your credit worthiness. This APR will vary with the market based on the Prime Rate. applies.

The card also offers an intro APR on balance transfers of 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening., then a 15.99%, 20.99% or 25.99% based on your credit worthiness. This APR will vary with the market based on the Prime Rate. APR will apply.

Additional NFL Extra Points Credit Card benefits:

  • $0 annual fee
  • 20% discount on NFLShop.com purchases
  • Free online access to your FICO credit score
  • Concierge services

What to look out for. The NFL Extra Points Credit Card’s introductory purchase APR only applies to the purchase of NFL game tickets processed by a participating NFL team ticket office. Tickets purchased elsewhere will not qualify for the offer.

Read: Best Credit Cards for Sports Fanatics

Which Barclays card is right for me?

Ultimately, the best Barclays credit card for you comes down to how you plan on using the card. For example, if you frequently fly to and from destinations serviced by JetBlue Airlines, the JetBlue Plus Card may be the best fit. But if you regularly order in and use ride-share services, the Uber Visa Card may be a better option.


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