Articles & Advice from Alexandria White

Alexandria is a credit card writer, covering everything from credit card reviews, "Best Of" round-ups, and industry news to helpful explainers with tips and strategies for credit novices. She graduated from Adelphi University.

Credit Card Reviews

Alexandria's Top Picks

Best Credit Cards for Emergencies – December 2019

December 2, 2019

We all know emergencies can happen. They are usually unexpected, unavoidable and expensive. I don’t […]

Best Flat-Rate Cashback and Rewards Cards – December 2019

December 2, 2019

If you’re tired of dealing with complicated rewards programs and want a simple credit card […]

Best Low Interest Credit Cards for December 2019

December 2, 2019

If you’re someone who carries a balance month-to-month on your credit card, chances are you’re […]

Top 10 Credit Cards for Excellent Credit for December 2019

December 2, 2019

An excellent credit score can help you qualify for the best credit cards on the […]

Best Unsecured Cards for Limited Credit Histories – December 2019

December 2, 2019

If you have a limited credit history and struggle to be approved for credit cards, […]

Longest 0% APR Credit Card Offers for December 2019

December 2, 2019

Are you looking to make an expensive purchase or tackle a high credit card balance, […]

More Resources

The Pros and Cons of Credit Cards

June 4, 2018

Credit cards can be a great asset if used responsibly — you have the potential to earn rewards, finance new purchases, get out of debt and simplify bill pay among many other benefits. But, at the same time, they pose risks for some people who may be tempted to overspend and fall into debt. Depending […]

Understanding Your Credit Card Grace Period

June 1, 2018

What is a credit card grace period? A credit card grace period is the amount of time between the end of a billing cycle and when your bill is due. During this period, you may not be charged interest on your balance. While grace periods vary by issuer, they must be a minimum of 21 […]

Getting Out of Debt With a Balance Transfer

April 16, 2018

Balance transfers can be a great way to recover from debt when used responsibly. By transferring debt from a card with a high APR to a new card with a low or 0% introductory APR period, you can avoid a lot of unnecessary interest charges as you work to pay down your debt. If you […]

Do Balance Transfers Hurt Your Credit Score?

April 13, 2018

To understand the relationship between balance transfers and your credit score, you first need to know what a balance transfer is. If you currently have debt on a card with a high APR, you’re probably racking up high-interest expenses. When you do make payments on your balance, they often are going toward interest and not […]

The Quick Guide on Balance Transfer Fees

April 12, 2018

Balance transfers can be a great way for you to finally pay off lingering balances and rid yourself of debt once and for all. But, before you open a balance transfer card or complete a transfer, there are several fees and terms you should be aware of that affect your transfer. Once you have a […]

What Is a Balance Transfer?

April 9, 2018

Balance transfers are a tool that (if used wisely) can help people pay off credit card debt faster. By transferring debt from one credit card to a card with a 0% introductory APR balance transfer offer, you are buying yourself time to pay down the debt without racking up onerous interest charges. While it’s fairly […]

Capital One Eno

March 14, 2018

Chatbots have now entered the credit card market. Capital One just released a new artificial intelligence feature for its personal credit cards cleverly dubbed Eno℠ — “one” spelled backward. This feature aims to simplify tasks like paying bills and securing online payments with virtual account numbers. Eno℠ makes Capital One the first issuer to bring […]

A Guide to Using Credit Cards on Spring Break

March 6, 2018

Spring break season is upon us and that means it’s time to start planning your post-winter getaway, whether you’re venturing to warm-weather areas or looking to go abroad. With the right credit card in your wallet, you can not only earn rewards like cash back on your spring break travels but also a number of […]